[外语类试卷]现代金融业务(综合)模拟试卷13及答案与解析.doc
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1、现代金融业务(综合)模拟试卷 13及答案与解析 单句理解 ( A) Sometimes the interest rates on time deposits are not fixed. ( B) People can draw these deposits at any time. ( C) The interest rates on time deposits are fixed. ( D) The interest rates on time deposits are floating. ( A) The objective of financial reporting is to p
2、rovide information useful for making investment and lending decisions. ( B) The financial reporting is useless. ( C) The financial reporting cant help people to decide whether they invest on something or not. ( D) The financial reporting has no objectives. ( A) Some borrowers are engaged in undesira
3、ble activities which are considered immoral. ( B) Some lenders are engaged in undesirable activities which are considered immoral. ( C) Most borrowers dont engage in activities that are undesirable or immoral. ( D) Most lenders don t engage in activities that are undesirable or immoral. ( A) An irre
4、vocable L/C can not be committed to amendment. ( B) An irrevocable L/C can not be cancelled without permission. ( C) An irrevocable L/C can not be cancelled or amended. ( D) Neither cancellation nor amendment without permission can be made to the irrevocable L/C ( A) The paying bank sends the check
5、to the remitting bank for repayment. ( B) The remitting bank sends the check to the paying bank for repayment. ( C) The collecting bank sends the check to the remitting bank for repayment. ( D) The remitting bank sends the check to the collecting bank for repayment. ( A) The shareholders are the own
6、ers of limited companies. ( B) Shareholders deposit their money in the limited companies. ( C) The shareholders can sell shares of limited companies to the public. ( D) Shareholders of limited companies are able to make profits continuously. ( A) A forward transaction is done on a future date. ( B)
7、A forward purchase is to buy foreign currency in future. ( C) A forward purchase is to buy a foreign currency with settlement on a future date. ( D) A forward transaction is to buy a foreign currency on future date. ( A) Banks make money in foreign exchange business because of profit margin. ( B) Ba
8、nks make money from the price spread in the foreign exchange market. ( C) Banks make money in foreign exchange business on profit as well as on volume. ( D) Banks make money in foreign exchange business because of the great volume. ( A) The company is a sun-rising firm so it is worthwhile to extend
9、the loan. ( B) The company has some accounting problems, some improvement is needed. ( C) The company is short of funds because it is sun-rising. ( D) The company has some accounting problems because it is sun-rising. ( A) A curreucy swap is a better way to convert the long-term transaction into a s
10、pot transaction. ( B) A currency swap makes long-term transaction exposure to exchange rate fluctuations. ( C) A currency swap is a better way to reduce the risks of the long-term transactions owing to the exchange rate fluctuations. ( D) A currency swap can in no way reduce the risk of exchange rat
11、e fluctuations. 对话理解 ( A) Sight deposits. ( B) Certificates of deposit. ( C) Time deposits. ( D) Savings deposits. ( A) Expanding business. ( B) Maintaining the stability of currency. ( C) Decreasing economic growth. ( D) Supervising the banking system. ( A) To make a decision quickly. ( B) To make
12、friends with the customer. ( C) To know the position of the customer. ( D) To examine the details of the financial statements. ( A) 2,000 francs. ( B) 20,000 francs. ( C) 472 francs. ( D) 472. 20 francs. ( A) To serve as a source of last resort. ( B) To be one of the major objectives. ( C) To transf
13、er depositors funds from one bank to another. ( D) To borrow emergency funds from the Fed. ( A) One day. ( B) One month. ( C) One week. ( D) One year. ( A) From 9: 00 a. m. to 6: 00 p. m. ( B) From 9: 00 a. m. to 4: 00 p. m. ( C) From 9: 00 a. m. to 12: 00 a. m. or 1: 30 to 4: 00 p. m. ( D) From 9:
14、00 a. m. to 11: 30 a. m. or 1: 00 to 4: 30 p. m. ( A) To rewrite his signature. ( B) To make a special endorsement. ( C) To order another person to pay the cheque. ( D) To give an order to the bank to collect the cheque. ( A) No interest is charged. ( B) The documents cannot be negotiated. ( C) No s
15、tamp duty is paid. ( D) Deferred Payment is on a “without recourse“ basis. ( A) The credit line will be lower than usual. ( B) The credit line will be higher than usual. ( C) The credit line will be as usual. ( D) The credit line will be indefinite. 短文理解 ( A) With little concern. ( B) With calm. ( C
16、) With great interest. ( D) With confusion. ( A) 99.40 yen. ( B) 97.46 yen. ( C) 99.01 yen. ( D) 96. 82 yen. ( A) Share price. ( B) High-tech stocks. ( C) Japanese yen. ( D) Most of the stocks. ( A) Business development loans. ( B) House improvement loans. ( C) Farm development loans. ( D) Overdraft
17、s. ( A) Secured loans. ( B) Unsecured loans. ( C) Business development loans. ( D) House improvement loans. ( A) By taking up the full amount of the loan. ( B) By borrowing more. ( C) By stopping borrowing. ( D) By reducing his indebtedness. ( A) To allow personal customers to spread the incidence o
18、f normal personal and household expenditure. ( B) To make the payment of fuel bills, rates, season tickets. ( C) To pay car insurance and school fees by installments. ( D) To transfer some amount by twelve equal monthly installments. ( A) 2. ( B) 5. ( C) 4 ( D) 3 ( A) Certificates of deposit. ( B) D
19、eposit account. ( C) Current account. ( D) Both B and C ( A) 3.55%. ( B) 1.5%. ( C) 3.5%. ( D) 3.75%. 一、单项选择题 31 What is a documentary letter of credit? ( A) A conditional bank undertaking to pay an exporter on production of stipulated documentation. ( B) A method of lending against documentary secu
20、rity. ( C) An international trade settlement system biased in favor of importers. ( D) All of the above. 32 Which of the following statements is false about zero-coupon bonds? ( A) They will make a single cash payment at maturity. ( B) They are issued at a discount. ( C) They will make one single co
21、upon payment at maturity. ( D) all of the above. 33 Regulation of the money supply and financial markets is referred to as_. ( A) fiscal policy ( B) income policy ( C) monetary policy ( D) budgetary policy 34 In a letter of credit transaction, the bank pays the seller against _which agree(s) with_.
22、( A) documents. . . the credit ( B) merchandise. . . the contract ( C) documents. . . the contract ( D) merchandise. . . the buyer ordered 35 A documentary credit is received without a stipulation of whether partial shipments are allowed. Which of the following statements is applicable? ( A) They ar
23、e allowed. ( B) Refer to the issuing bank. ( C) Refer to the beneficiary. ( D) They are prohibited. 36 A bond with an adjustable interest payment is termed_. ( A) a fixed-rate bond ( B) a floating-rate bond ( C) a blue-chip bond ( D) a junk bond 37 Treasury bills are issued_. ( A) by the government
24、to raise funds from the community ( B) with terms of 3 months, 6 months, 9 months and 1 year ( C) with coupons attached to them ( D) with a price higher than the face value 38 If the IMF members borrowing needs are larger than its forward commitment capacity,the IMF will_. ( A) call for new quotas f
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- 外语类 试卷 现代 金融业务 综合 模拟 13 答案 解析 DOC
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