大学六级-1598及答案解析.doc

1、大学六级-1598 及答案解析(总分：712.00，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.00)1.有人网上冲浪为了娱乐2. 有人认为应充分利用网络来学习3. 我的观点Surfing on the Web_（分数：106.00）_二、Part Reading Compr(总题数：1，分数：70.00)Five Problems Financial Reform Doesnt FixThe legislation concerning financial reform focuses on helping regulators detect and def

2、use (减少的危险) the next crisis. But it doesnt address many of the underlying conditions that can cause problems.The legislation gives regulators the power to oversee shadow banks and take failing firms apart, convenes a council of superregulators to watch the megafirms that pose a risk to the full fina

3、ncial system, and much else.But the bill does more to help regulators detect the next financial crisis than to actually stop it from happening. In that way, its like the difference between improving public health and improving medicine: The bill focuses on helping the doctors who figure out when you

4、re sick and how to get you better rather than on the conditions (sewer systems and air quality and hygiene standards and so on) that contribute to whether you get sick in the first place.That is to say, many of the weaknesses and imbalances that led to the financial crisis will survive our regulator

5、y, response, and its important to keep that in mind. So here are five we still have to watch out for:1. The Global Glut (过于求) of Savings“One of the leading indicators of a financial crisis is when you have a sustained surge in money flowing into the country which makes bonowing cheaper and easier,“

6、says Harvard economist Kenneth Rogoff Our crisis was no different: Between 1987 and 1999, our current account deficit-the measure of how much money is coming in versus going out-fluctuated between 1 and 2 percent of gross domestic product. By 2006, it had hit 6 percent.The sharp rise was driven by e

7、merging economies with lots of growth and few investment opportunities-think China-funneling their money to developed economies with less growth and lots of investment opportunities. But weve gotten out of the crisis without fixing it. China is still growing fast, exporting faster, and sending the m

8、oney over to us.2. Household Debt-and Why We Need ItThe fact that money is available to borrow doesnt explain why Americans borrowed so much of it. Household debt as a percentage of GDP went from a bit less than 60 percent at the beginning of the 1990s to a bit less than 100 percent in 2006. “This i

9、s where I come to income inequality,“ says Raghuram Rajan, an economist at the University of Chicago. “A large part of the population saw relatively stagnant incomes over the 1980s and 1990s. Credit was so welcome because it kept people who were falling behind reasonably happy. You were keeping up,

10、even if your income wasnt.“Incomes, of course, are even more stagnant now that unemployment is at 9 percent. And that pain isnt being shared equally: inequality has actually risen since before the recession, as joblessness is proving sticky among the poor, but recovery has been swift for the rich. H

11、ousehold borrowing is still more than 90 percent of GDP, and the conditions that drove it up there are, if anything, worse.3. The “Shadow Banking“ MarketThe financial crisis started out similarly severe, but it wasnt, at first, a crisis of consumers. It was a crisis of banks. It never became a crisi

12、s of consumers because consumer deposits are insured. But large investors-pension funds, banks, corporations, and others-arent insured. But when they hear that their collateral (附属担保品) is dropping in value, they demand their money back. And when everyone does that at once, its like an old-fashioned

13、bank run: The banks cant pay everyone offat once, so they unload all their assets to get capital, the assets become worthless because everyone is trying to unload them, and the banks collapse.“This is an inherent problem of privately created money,“ says Gary Gorton, an economist at Princeton Univer

14、sity. “it is vulnerable to these kinds of runs.“ This year, were bringing this shadow banking system under the control of regulators and giving them all sorts of information on it and power over it, but were not doing anything like deposit insurance, where we simply make the deposits safe so runs be

15、come an anachronism.4. Rich BanksIn the 1980s, the financial sectors share of total corporate profits ranged from about 10 to 20 percent. By 2004, it was about 35 percent. Simon Johnson, an economist at MIT, recalls a conversation he had with a fund manager. “The guy said to me, Simon, its so little

16、 money! You can sway senators for $10 million!?“ Johnson laughs ruefully (后悔地). “These guys big investors dont even think in millions. They think in billions.“What you get for that money is favors. The last financial crisis fades from memory and the public begins to focus on other things. Then the f

17、inance guys begin nudging (游说). They hold some fundraisers for politicians, make some friends, explain how the regulations theyre under are onerous and unfair. And slowly, surely, those regulations come undone. This financial crisis will stick in our minds for a while, but not forever. And after bri

18、efly dropping to less than 15 percent of corporate profits, the financial sector has rebounded to more than 30 percent. Theyll have plenty of money with which to help their friends forget this whole nasty affair.5. Lax (不严格的) RegulatorsThe most troubling prospect is the chance that this bill, if wed

19、 passed it in 2000, wouldnt even have prevented this financial crisis. Thats not to undersell it: It wouldve given regulators more infonnation with which to predict the crisis. But they had enough information, and they ignored it. They get caught up in boom times just like everyone else. A bubble, a

20、lmost by definition, affects the regulators with the power to pop it.In 2005, with housing prices nmning far, far ahead of the historical trend, Bernanke said a housing bubble was “a pretty unlikely possibility“. In 2007, he said Fed officials “do not expect significant spillovers from the subprime

21、market to the rest of the economy.“ Alan Greenspan, looking back at the financial crisis, admitted in April that regulators “have had a woeful record of chronic failure. History tells us they cannot identify the timing of a crisis, or anticipate exactly where it will be located or how large the loss

22、es and spillovers will be“.（分数：70.00）(1).What may the legislation concerning financial reforn achieve, according to the author?A. Strengthening the regulation of banks and companies.B. Lessening the workload of doctors.C. Curbing the occurrence of financial crises.D. Elimination of underlying causes

23、 of financial crises.（分数：7.00）A.B.C.D.(2).What was said of China in the passage?A. People in China are 6 percent richer than people in some other countries.B. Current account deficit in China is reasonable for now.C. China invested much money in developed countries.D. China bank deposits are growing

24、 very fast.（分数：7.00）A.B.C.D.(3).What have people experienced in terms of income in recent years?A. Painful reform of income inequality. B. A steady growth making people feel happy. C. Incoming flow of money from other countries.D. No substantial increase.（分数：7.00）A.B.C.D.(4).Which of the following i

25、s true about unemployment?A. It is caused by too much household borrowing. B. It is felt more by the poor than by the rich. C. It gets more seriously than expected.D. It may be solved if people are optimistic.（分数：7.00）A.B.C.D.(5).What is the danger of shadow banking?A. It may cause banks to fail. B.

26、 It has no insurance. C. It may harm the interest of consumer deposits.D. It may do less harm dne to regulatory operations.（分数：7.00）A.B.C.D.(6).How could large investors be helped?A. Bank runs would be prohibited. B. Their money might be insured in some way. C. Their deposits could be make safer.D.

27、The value of heir collateral would be insured.（分数：7.00）A.B.C.D.(7).Simon Johnson considers a fund manager to be _A. impolite B. rudely rich C. optimisticD. clever（分数：7.00）A.B.C.D.(8).The finance guys make friends with politicians in the hopes of_（分数：7.00）填空项 1:_(9).Even there was enough information

28、to predict there would be financial crisis, the regulators still choose to_（分数：7.00）填空项 1:_(10).Alan Greenspan admitted that the regulator with power tended to_ concerning forecasting a financial crisis.（分数：7.00）填空项 1:_三、Part Listening Com(总题数：0，分数：0.00)四、Section A(总题数：4，分数：105.00)(1).A. The man for

29、got to return the book to his teacher.B. The man will apologize to Michelle.C. Michelle has a bad memory.D. The woman needs the book at a later time.（分数：7.00）A.B.C.D.(2).A. The cause of her health problem. B. The importance of physical exercise. C. The necessity of staying attentive in class.D. The

30、bad effects of working a computer.（分数：7.00）A.B.C.D.(3).A. Fast foods are unhealthy. B. Its unfair criticism indeed. C. Not all fast foods are harmful.D. Fast companies made their customers mad.（分数：7.00）A.B.C.D.(4).A. She gets angry with delays of the train. B. She is willing to wait for the next tra

31、in. C. She doesnt understand what the man says.D. She is happy to talk with the man.（分数：7.00）A.B.C.D.(5).A. To probe into the cause of natural disasters.B. To warn people of the enviromnental conditions.C. To formulate effective plans to help the victims.D. To study the influences of natural disaste

32、rs.（分数：7.00）A.B.C.D.(1).A. She prefers to stay by herself. B. She is a little shy in nature. C. She dislikes making friends with others.D. She is talkative when with strangers.（分数：7.00）A.B.C.D.(2).A. Stay in the sun. B. Find a new friend. C. See a doctor.D. Go to the students center.（分数：7.00）A.B.C.D

33、.(3).A. He dresses in an informal manner at work. B. He dresses very casually on vacation. C. He gets unfamiliar in the eyes of his friends.D. He is a lousy employee at work.（分数：7.00）A.B.C.D.Questions 19 to 21 are based on the conversation you have just heard.（分数：21.00）(1).A. How to spend summer hol

34、iday. B. How to avoid seasickness. C. How to prepare for a boat trip.D. How to deal with vomiting on a sea trip.（分数：7.00）A.B.C.D.(2).A. He should eat a little food. B. He should eat nothing. C. He should eat as much as possible.D. He can eat what he likes.（分数：7.00）A.B.C.D.(3).A. At the stem. B. At t

35、he bow. C. At the bottom deck.D. At the middle of the ship.（分数：7.00）A.B.C.D.Questions 22 to 25 are based on the conversation you have just heard.（分数：28.00）(1).A. Films most exciting for them to see. B. Film tickets suitable to buy. C. Showing time of the films.D. Various ways to get film tickets.（分数

36、：7.00）A.B.C.D.(2).A. Ten. B. Eight. C. Six.D. Five.（分数：7.00）A.B.C.D.(3).A. His friends will be available to see the movie.B. The tickets are cheaper than the Thursdays.C. There will be more friends to go to the cinema.D. The film will be more moving than the Thursdays.（分数：7.00）A.B.C.D.(4).A. By orde

37、ring them. B. By paying the money now. C. By calling the clerk.D. By sending an e-mail.（分数：7.00）A.B.C.D.五、Section B(总题数：3，分数：70.00)Questions 26 to 29 are based on the passage you have just heard.（分数：28.00）(1).A. Less than 7 billion. B. Half a billion. C. No more than 70 million.D. About 15 million.（

38、分数：7.00）A.B.C.D.(2).A. Personal information. B. Political scandals. C. Business affairs.D. Religious events.（分数：7.00）A.B.C.D.(3).A. Politicians. B. Executives. C. Teachers.D. College students.（分数：7.00）A.B.C.D.(4).A. It is sad that you can find comfort with friends only in Facebook.B. It is convenien

39、t to chat with others across communities with Facebook.C. It is terrible to reveal personal feelings in Facebook.D. It is satisfying to find the social norm changing over time with Facebook.（分数：7.00）A.B.C.D.Passage TwoQuestions 30 to 32 are based on the passage you have just heard.（分数：21.00）(1).A. P

40、resident Barack Obama. B. President Bill Clinton. C. President Franklin Roosevelt.D. President George W. Bush.（分数：7.00）A.B.C.D.(2).A. Algebra and math. B. English-language arts and mathematics. C. Math and reading.D. English and reading.（分数：7.00）A.B.C.D.(3).A. The aim is to complete the national edu

41、cation system which lacks the standard.B. The aim is to let states show yearly progress in students learning measured by themselves.C. The aim is for high school students to make a good preparation for further study and careers.D. The aim is to make American education system more powerful in a compe

42、titive economy.（分数：7.00）A.B.C.D.Passage ThreeQuestions 33 to 35 are based on the passage you have just heard.（分数：21.00）(1).A. It is trying to occupy the Indian movie market.B. It is aiming to surpass Americas Hollywood.C. It is aiming to impress American audience.D. It is trying to break into the gl

43、obal film market.（分数：7.00）A.B.C.D.(2).A. It used American as the language. B. It cant satisfy different audiences tastes. C. Its budget was not enough.D. It used a Mexican actress.（分数：7.00）A.B.C.D.(3).A. He has much faith in Bollywoods global film.B. He supports further exploration of the global mar

44、ket.C. He suggests an adjustment for Bollywoods global strategy.D. He calls for more investment in the film market.（分数：7.00）A.B.C.D.六、Section C(总题数：1，分数：77.00)Now do you ever get the feeling that theres not enough love to go around? You might draw that (36) from the music, poetry, art and literature

45、 of every culture on earth where love is a (37) thats always happening suddenly. Love can be (38) , lyrical, beautiful, passionate, transcendent and more (39) than the high youd get from any kind of drug. But according to new (40) research, love is actually more addictive than many strong drugs and

46、coming off it is (41) harder than trying to get off nicotine or crack cocaine. Professor Helen Fisher from Rutgers University in New Jersey told Pascale Harter what her research had (42) about the way love affects the human brain.“I made calls with 17 people whove just been rejected, (43) rejected i

47、n a romantic relationship. And we found a lot of things. But the main thing that we found is activity in a whole brain circuit associated with profound addiction, profound cocaine addiction. Weve also found activity in the brain region associated with nicotine addiction. (44) , but a probably horrib

48、le addiction when its going poorly.“Are you saying that it feels the same, or that (45) and people who are trying to give up going cold turkey with cocaine and cigarettes?“Yes. We definitely found that, but we found more. (46) ., and in brain region associated with physical pain and the distress tha

49、t goes along with physical pain./（分数：77.00）(1).Now do you ever get the feeling that theres not enough love to go around? You might draw that (36) from the music, poetry, art and literature of every culture on earth where love is a (37) thats always happening suddenly. Love can be (38) , lyrical, beautiful, passionate, transcendent and more (39) than the high youd get fr