大学四级-1207及答案解析.doc

1、大学四级-1207 及答案解析(总分：711.01，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.00)1.批评在日常生活中很常见2不同的人对待批评的态度不同3我的看法（分数：106.00）_二、Part Reading Compr(总题数：1，分数：70.00)Buying a HomeTo Buy or to RentAccording to Canada Mortgage and Housing Corporation (CMHC) , 37 percent of Canadian renters could afford to buy a home. B

2、ut when it comes to buying or tenting, age, lifestyle, whether or not youre a parent, even where you live, all play a role. This was among, findings of a late 1990s study by the CMHC, which wanted to know why, in Quebec, so many 25-to 34-year-olds-the so-called Generation X-were tenants rather than

3、homeowners. At the time, 56 percent of this age group outside Quebec owned their homes, a figure that dropped to 34 percent in Montreal. CMHCs Kim-Anh Lam explained: “When we asked about their priorities, Gen Xers placed housing fifth-after recreational activities, retirement planning, consolidating

4、 their jobs, and repaying their debt.“ However, home ownership became a priority once a couple became serious, or the first child arrived.Most experts agree that renting makes sense if youre highly mobile and dont want to be burdened with the slow pace of the buying and selling process, or if you ca

5、nt or dont want to take on the long-term financial commitments of a mortgage and home maintenance. Renting may be necessary in order to save for the 10 to 20 percent down payment needed to buy a home.Whether you buy or rent your home, you should use no more than 35 percent of your income on housing,

6、 including rent or mortgage, utilities, insurance, and repair. Most banks recommend that no more than 30 percent of your income should support a mortgage, and no more than 40 percent should go to a mortgage and other debt. Offer to PurchaseHome buyers sometimes get stung because they or their repres

7、entatives fail to include important conditions in the offer to Purchase , or, as it is sometimes called, the Agreement of Purchase and Sale. Your offer can be conditional-it is good only on condition that you obtain mortgage financing, or the house passes a home inspection or a termite check. In Hom

8、ebuying Step by Step: a consumer guide and workbook, the CMHC recommends your offer also include:Basic details such as your legal name, the name of the vendor, and the legal and civic address of the property.The purchase price and all financial details included in this should be the amount of the de

9、posit and any interest to be paid on it. You may also want to spell out the specific amount of penalty should you wish to back out of the deal.The chattel or items in the home which are included in the purchase price. This may include window coverings, appliances, a satellite dish, carpeting, bookca

10、ses, or a backyard swing.Enumerate all of them, and stipulate that everything in the house-all appliances and systems-be in working order at the time of closing of title.Date of closing and taking possession-usually 30 to 60 days from the date of the agreement, but it can be longer.Request for a cur

11、rent land survey of the property.Date and time at which the offer becomes null and void. A 48-hour limit on the sellers response time to your offer is reasonable. For Buyers onlyA typical real estate transaction often begins when prospective buyers drive by a house that looks appealing, take down th

12、e name of the real estate agent listed on the sign in the yard, and call that person for an appointment. The only problem, That agent-usually the listing agent-works for a commission paid by the seller, and the agents legal responsibility is to get the best price possible for the current homeowners,

13、 not the prospective buyers.Common sense calls for buyers to be honest about their priorities, preferences, and price range. But since the agents commission comes from the vendor, and since this money is a percentage of the sale price, it is entirely possible that any information the buyers reveal t

14、o the agent-their finances, the top price theyll pay, their reactions to the house-could be used to sweeten the pot for the sellers.Keep in mind, too, that the agent-vendor relationship doesnt change just because you ask an agent to help you find your dream house. The agents services will be free to

15、 you since his or her fees will be paid by the vendor whose property you eventually buy. Commissions are divided between the listing agent and the agent who brings about the sale.What can buyers do in these situations? They can be aware that agents will be motivated to get the highest price and the

16、best terms from the seller s point of view. Also, the higher the price, the bigger the agents commission. Accordingly, buyers should not expect any agent to volunteer information on a houses defects. If an agent says its a “fixer-upper,“ find out exactly what needs fixing up. Buyers should ask speci

17、fic questions and expect factual answers. But, unless you ask, dont expect the agent to tell you the roof is 25 years old or the fireplaces dont work. Buying a New HomeWhen buying a home thats been around for a while, youre getting a known quantity thats proven how it reacts to winter, summer, rain,

18、 wind, and other circumstances. When buying a newly built home, youre getting something that “hasnt been road-tested, says Alan Fields, coauthor of Your New Home: the Alert Consumers Guide to Buying and Building a Quality Home. So it s important to be careful.He points out the three biggest mistakes

19、 people make when buying a new house:Forgetting to get the “window sticker“ for the house-the written list, similar to that on a new car, of specifications and materials used by the builder. “Deal with a builder whos willing to give you specifics about the construction process,“ advises Fields.Faili

20、ng to cheek out the neighborhood. “People fall in love with how pretty the new home is, and dont ask enough questions about whats going on around them with respect to schools, parks, zoning, traffic flow, and other details.“Not hiring an independent inspector or engineer to help evaluate the constru

21、ction. “People think because its new its not necessary to inspect the home,“ says Fields, “or that the city or county housing inspector will check to ensure quality. Those inspectors are checking to ensure that the home meets the minimum standards-not the highest standards-for health and safety code

22、s in the area. Just because a home passes a city inspection does not mean you got what you paid for, or what your family deserves. （分数：70.00）(1).According to Canada Mortgage and Housing Corporation (CMHC), 37 percent of Canadian renter could not afford to buy a home.（分数：7.00）填空项 1:_(2).Whether you b

23、uy or rent your home, you should use 35 percent of your income on housing, including rent or mortgage, utilities, insurance, and repair.（分数：7.00）填空项 1:_(3).Most banks recommend that no more than 30 percent of your income should support a mortgage, and no more than 40 percent should go to a mortgage

24、and other debt.（分数：7.00）填空项 1:_(4).Common sense calls for buyers to be honest about their priorities, preferences, and price range.（分数：7.00）填空项 1:_(5).The agents commission comes from the vendor.（分数：7.00）填空项 1:_(6).The agents commission is a percentage of the sale price.（分数：7.00）填空项 1:_(7).Alan Fiel

25、ds, co-author of Your New Home: the Alert Consumer s Guide to Buying and Building a Quality Home points out four biggest mistakes people make when buying a new house.（分数：7.00）填空项 1:_(8).When it comes to buying or renting, _all play a role.（分数：7.00）填空项 1:_(9).Home ownership became a priority once _.（

26、分数：7.00）填空项 1:_(10).Your offer to purchase a house can be conditional-it is good only on condition that _.（分数：7.00）填空项 1:_三、Part Listening Com(总题数：0，分数：0.00)四、Section A(总题数：3，分数：105.00)A.The girls got on well with each other.B.Its understandable that girls dont get along.C.She was angry with the oth

27、er young stars.D.The girls lacked the courage to fight.A.The woman does her own housework.B.The woman needs a housekeeper.C.The womans house is in a mess.D.The woman works as a housekeeper.A.The Edwards are quite well-off.B.The Edwards should cut down on their living expenses.C.Itll be unwise for th

28、e Edwards to buy another house.D.Its too expensive for the Edwards to live in their present house.A.The woman didnt expect it to be so warm at noon.B.The woman is sensitive to weather changes.C.The weather forecast was unreliable.D.The weather turned cold all of a sudden.A.At a clinic.B.In a superma

29、rket.C.At a restaurant,D.In an ice cream shop.A.The woman did not feel any danger growing up in the Bronx.B.The man thinks it was quite safe living in the Bronx district.C.The woman started working at an early age to support her family.D.The man doesnt think it safe to send an 8-year-old to buy thin

30、gs.A.The man has never seen the woman before.B.The two speakers work for the same company.C.The two speakers work for the same floor.D.The woman is interested in market research.A.The woman cant tolerate any noise.B.The man is looking for an apartment.C.The man has missed his appointment.D.The woman

31、 is going to take a train trip.Questions 19 to 21 are based on the conversation yon have just heard.（分数：21.00）A.To go boating on the St. Lawrence River.B.To go sightseeing in Quebec Province.C.To call on a friend in Quebec City.D.To attend a wedding in Montreal.A.Study the map of Quebec Province.B.F

32、ind more about Quebec City.C.Brush up on her French.D.Learn more about the local customs.A.Its most beautiful in summer.B.It has many historical buildings.C.It was greatly expanded in the 18th century.D.its the only French-speaking city in Canada.Questions 22 to 25 are based oil the conversation yon

33、 have just heard.（分数：28.00）A.It was about a little animalB.It took her six years to write.C.It was adapted from a fairy taleD.It was about a little girl and her pet.A.She knows how to write best-selling novels.B.She can earn a lot of money by writing for adults.C.She is able to win enough support fr

34、om publishers.D.She can make a living by doing what she likes.A.The characters.B.The readers.C.Her ideas.D.Her life experiences.A.She doesnt really know where they originated.B.She mainly drew on stories of ancient saints.C.They popped out of her childhood dreams.D.They grew out of her long hours of

35、 thinking.五、Section B(总题数：3，分数：70.00)Questions 26 to 28 are based on the passage you have just heard.（分数：21.00）A.To help poor boys and girls.B.To give free education to smart boys whose family cannot afford the tuition of a private school.C.To help clever boys become cleverer.D.To encourage students

36、 to live at school.A.Most of them are boarding schools.B.None of them take day-pupils.C.Pupils can be admitted without any exam.D.Most of them have their own preparatory schools.A.To teach them how to live and study in a public school.B.To prepare them to be famous and distinguished people.C.To trai

37、n them how to pass exams successfully.D.To prepare children for the public school examination.Questions 29 to 31 are based on the passage you have just heard.（分数：21.00）A.15%.B.10%.C.About 50%.D.Nearly 30%.A.Some important medicines are from the rain forests.B.Disappearing forests, will not affect th

38、e worlds temperature.C.Almost half of the worlds wildlife can be found in the rain forests.D.The rain forests provide man with food resources.A.People keep cutting down the rain forests.B.Sea levels rise.C.The earths land is destroyed.D.Some wild animals are extinct.Questions 32 to 35 are based on t

39、he passage you have just heard.（分数：28.00）A.US census officials.B.Government employees,C.People who live in the city.D.Lawyers who work for the Church.A.London and Westminster.B.London and St. Asaph.C.London and Birmingham.D.London and St. Pauls.A.It has a cathedral.B.It has a population of 4,000.C.I

40、t has a large population.D.It has a city hallA.Britain.B.New York.C.India.D.Japan.六、Section C(总题数：1，分数：76.00)Students who are shy to answer questions in class will have their embarrassment ended in a new electronic system which allows them to give answers to tutors in private. The Hong Kong Universi

41、ty of Science and Technology will be the first tertiary (36) in the world to (37) the Personal Response System across the whole (38) .The electric tool, like a (39) control, enables all students to respond(40) and in private to questions asked in class by their instructors. Students will get a pocke

42、t-size transmitter and their instructor a (41) . During a lecture the instructor may stop from time to time to (42) the students (43) of the content by asking a question. The students can (44) .Professor Nelson Cue, (45) removes the threat associated with speaking publicly in lectures. Students do n

43、ot have to risk a loss of face when they give the wrong answer. They also do not have to compete for the attention of the instructor. Whats more, (46) .（分数：76.01）填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_七、Part Reading Compr(总题数：0，分数：0.00)八、Section A(总题数：1，分数：90.00

44、)Questions 47 to 56 are based on the following passage.Every year, malaria (疟疾) (47) about five hundred million people. More than one million of them die, mostly young children and pregnant women in Africa. For several years in sub-Saharan Africa, the Global Fund and other groups have been (48) for

45、bed nets treated with long-lasting insect poison. Malaria is (49) by mosquito bites. The groups have also invested in anti-malaria drugs for A. C. T. , artemisinin-based combination therapy (青蒿素的组合疗法) .Recently, a team from the World Health organization visited Ethiopia (埃塞俄比亚) , Ghana (加纳) , Rwanda

46、 (卢旺达) and Zambia (赞比亚) . These countries were the first to (50) the bed nets and medicine. The Global Fund to Fight AIDS, Tuberculosis (结核) and Malaria requested a study to see if the interventions were (51) .The researchers found that the answer is yes. They looked at records of children (52) five

47、. They found that malaria deaths fell (53) sixty-six percent in Rwanda between two thousand five and two thousand seven. Deaths fell by fifty-one percent in Ethiopia, thirty-four percent in Ghana and thirty-three percent in Zambia.The team reported that limited supplies of bed nets could help (54) t

48、he more limited (55) in Zambia and Ghana. But the findings in Ghana were more difficult to explain, because deaths from causes other than malaria fell more (56) . A) byI) distribute B) mostlyJ) in C) sickens K) spread D) paying L) effects E) explain M) over F) receiving N) under G) helping O) causes H) sharply（分数：90.00）填空项 1:_