雅思机经听力试题--购买房屋保险及答案解析.doc

1、雅思机经听力试题-购买房屋保险及答案解析(总分：19.00，做题时间：120 分钟)一、咨询者的基本信息(总题数：1，分数：4.00)Listen to the conversation and circle the appropriate letter. （分数：4.00）(1).What is the womans name?（分数：1.00）A.Daisy WhiteB.Lena WhiteC.Diana White(2).Where does the woman live?（分数：1.00）A.10 Bank RoadB.11 Bridge StreetC.11 Bridge Road

2、3).Whats the womans home phone number?（分数：1.00）A.61159887B.61169887C.61156987(4).Whats the woman s job? （分数：1.00）A.a dentistB.a sales clerkC.a sales manager二、房屋的基本信息(总题数：1，分数：3.00)Listen to the conversation and circle the appropriate letter.（分数：3.00）(1).How old is the house?（分数：1.00）A.13 yearsB.90

3、yearsC.19 years(2).Whats the area size of the house?（分数：1.00）A.180 square metersB.168 square metersC.118 square meters(3).Whats the external wall material of the house?（分数：1.00）A.ceramic tileB.reinforced concreteC.wood三、房屋的附加设施(总题数：1，分数：2.00)Listen to the conversation and answer the questions with N

4、O MORE THAN THREE WORDS.（分数：2.00）(1).Which kind of affiliated facilities is on the right hand of Mrs. Smiths house?（分数：1.00）填空项 1:_(2).Whats the area size of Mrs. Smiths basement?（分数：1.00）填空项 1:_四、房屋的安全设施(总题数：1，分数：2.00)Listen to the conversation and complete the following sentences with NO MORE THAN

5、 THREE WORDS.（分数：2.00）(1).A house insurance could make up for most of the losses to the house caused by a fire, but it cant appease the hurt to peoples 1 .（分数：1.00）填空项 1:_(2).There are many preventive measures against the fire such as installing 1 and fire extinguishers.（分数：1.00）填空项 1:_五、保险类型介绍(总题数：

6、1，分数：4.00)Listen to the statement and complete the summary below. Use NO MORE THAN TWO WORDS. （分数：4.00）填空项 1:_填空项 1:_填空项 1:_填空项 1:_六、保险的支付(总题数：1，分数：4.00)（分数：4.00）填空项 1:_填空项 1:_填空项 1:_填空项 1:_雅思机经听力试题-购买房屋保险答案解析(总分：19.00，做题时间：120 分钟)一、咨询者的基本信息(总题数：1，分数：4.00)Listen to the conversation and circle the ap

7、propriate letter. （分数：4.00）(1).What is the womans name?（分数：1.00）A.Daisy WhiteB.Lena WhiteC.Diana White 解析：man： Hello.Elements Property Insurance Company, can I help you? woman： Oh, hello. Im calling to ask about house insurance. man： OK. Ill just take a few details. Whats your name and your address?

8、 woman： Diana White. I live in 11 Bridge Street which is not far from 10 Bank Road. man： 10 Bank Road? My house is there. Its a good place for living and there are many large communities. woman: No, no, no.my address is not 10 Bank Road but 11 Bridge Street. man： Yes, 11 Bridge Street, I wrote down.

9、 Is 61156987 your phone number? woman： No, ifs the phone number of my office. My home phone number is 61169887. man： And whats your occupation? woman： I once worked in a store as a sales clerk. Now Im working in a joint venture as a sales manager. (2).Where does the woman live?（分数：1.00）A.10 Bank Roa

10、dB.11 Bridge Street C.11 Bridge Road解析：(3).Whats the womans home phone number?（分数：1.00）A.61159887B.61169887 C.61156987解析：(4).Whats the woman s job? （分数：1.00）A.a dentistB.a sales clerkC.a sales manager 解析：二、房屋的基本信息(总题数：1，分数：3.00)Listen to the conversation and circle the appropriate letter.（分数：3.00）(1

11、).How old is the house?（分数：1.00）A.13 yearsB.90 years C.19 years解析：man： Good afternoon, please take a seat. What can I help you? woman： Well, Im thinking of buying house insurance and Id like some advice. man： Sure, yes. Id like to know some details about your house. When was it built? woman： Let me

12、think about it for a few minutes. I have lived in the house for thirteen years and it was built about ninety years ago. man： Ok, the age of the house is nineteen years. And how large is it? woman： No, no, no, its ninety years not nineteen years. And the total area is 168 square meters, ur，sorry, its

13、 180. man： Well. What sorts of materials are used on external walls? Is it made of concrete? woman： No, its mainly made of wood. man: Really? Its amazing that its been standing for so many years. woman： Thats why Id like to insure it, just in case of unexpected circumstances. (2).Whats the area size

14、 of the house?（分数：1.00）A.180 square meters B.168 square metersC.118 square meters解析：(3).Whats the external wall material of the house?（分数：1.00）A.ceramic tileB.reinforced concreteC.wood 解析：三、房屋的附加设施(总题数：1，分数：2.00)Listen to the conversation and answer the questions with NO MORE THAN THREE WORDS.（分数：2.

15、00）(1).Which kind of affiliated facilities is on the right hand of Mrs. Smiths house?（分数：1.00）填空项 1:_ （正确答案：a garage）解析：woman： Good morning, Mr. White. I have made an appointment with you to consult some details about my house insurance. man： Yeah, right, Mrs. Smith. I have been expecting you. Last

16、time we talked about the basic information of your house, but what about the affiliated facilities of your house? woman： Oh, I forgot to tell you. In front of my house, there is a piece of vacant land used as a garden. And there is a garage on the right hand of my house. man： Whats the area size of

17、the garden and the garage? woman： Its separately about 90 square meters and 40 square meters. man： OK. Are there any other affiliated facilities such as the loft and the storage? woman： Yeah. We have a loft about 60 square meters and a basement about 120 square meters. man： Well, I got it. This is a

18、n agreement of house insurance. Please read it carefully and sign your name under the paper.(2).Whats the area size of Mrs. Smiths basement?（分数：1.00）填空项 1:_ （正确答案：120 square meters）解析：四、房屋的安全设施(总题数：1，分数：2.00)Listen to the conversation and complete the following sentences with NO MORE THAN THREE WORD

19、S.（分数：2.00）(1).A house insurance could make up for most of the losses to the house caused by a fire, but it cant appease the hurt to peoples 1 .（分数：1.00）填空项 1:_ （正确答案：spirit and emotion）解析：The house is a very important investment. This is why it is necessary for you to protect it. There are several

20、ways to protect your home. The first thing you need to do is to buy an insurance for your house. Besides, you could choose to install safety gadgets and systems. However, have you give much thought to what you would do if your house starts on fire? A house insurance may make up for most of the losse

21、s brought by the unexpected fire, but it can hardly appease the pain of spirit and emotion. Therefore, we should strictly follow fire safety rules such as keeping highly flammable materials in a safe place, not leaving candles unattended, or not overloading the electrical system. Moreover, its very

22、essential to install smoke alarms and fire extinguishers which should be guaranteed to be easily accessible (and you know where they are and how to use them) and built in sprinkler systems or fire hoses. All these facilities and measures are conducive to stopping a fire in the early stage in case of

23、 too much damage and injury.(2).There are many preventive measures against the fire such as installing 1 and fire extinguishers.（分数：1.00）填空项 1:_ （正确答案：smoke alarms）解析：五、保险类型介绍(总题数：1，分数：4.00)Listen to the statement and complete the summary below. Use NO MORE THAN TWO WORDS. （分数：4.00）填空项 1:_ （正确答案：ins

24、urance valuation）解析：If you want to insure your home and belongings, you could choose these two kinds of insurance which separately are valued insurance and replacement cost insurance. Valued insurance refers that the insurance amount of the house is determined by insurance valuation which is agreed

25、by two sides while insuring. Its worth noting that the insurance amount is not influenced by the market value of the house. Replacement cost insurance is the amount it would take to replace or rebuild your home or repair damages with materials of similar kind and quality, without deducting for depre

26、ciation. Depreciation is the decrease in home or property value since the time it was built or purchased because of age or wear and tear. If you choose replacement cost, most home insurers will give you the option to pay for coverage through monthly premiums rather than forcing you to make a single

27、large, upfront payment.填空项 1:_ （正确答案：replacement cost）解析：填空项 1:_ （正确答案：quality）解析：填空项 1:_ （正确答案：monthly premiums）解析：六、保险的支付(总题数：1，分数：4.00)（分数：4.00）填空项 1:_ （正确答案：$54）解析：woman： Hello! Jack! Ive heard that you bought insurance for your house a few days ago. I also want to buy one for my house. Which co

28、mpany have you chosen? man： I chose Elements Property Insurance Company because the company does well in the settlement of claim. The kind of insurance I bought is homeowners insurance which is very popular now. woman： Youre so wise! The company is very famous in our country and the premium is relat

29、ively high in comparison to other insurance companies. Its an effective protection for your house and indoor property. Weil, did you pay the insurance monthly or yearly? man： Paying monthly, and I only bought it for one year. Every month we should pay $54 and the total fee for a year is about $650.

30、Exactly speaking, its $648. woman： Oh, I got it. Are there any discounts if I choose a yearly payment? man: If you choose a two-year insurance plan, the insurance amount of the first year is the same as mine, but the amount of the second year could be 35% off. Thats to say you only need to pay about $270 a year. Oh, no, let me calculate, the total fee should be $226.8. woman： OK. I will buy one tomorrow.填空项 1:_ （正确答案：$648）解析：填空项 1:_ （正确答案：$648）解析：填空项 1:_ （正确答案：$226.8）解析：