KS X 6928-2-2012 Mobile payment－Mobile card－Part 2：Offline transaction《移动支付信用卡 第2部分 离线交易》.pdf

1、 KSKSKSKSKSKSKSK KSKSKS KSKSK KSKS KSK KS KS X 6928 2 2：KS X 6928 2:2012 2012 3 28 http:/www.kats.go.krKS X 6928 2:2012 : e- ( ) ( ) () () ( ) : (WG2) ( ) KT SCSPro : (http:/www.standard.go.kr) ： ：2012 3 28 2012-0132 ： e- ： (WG2) ( 02-509-7262) (http:/www.kats.go.kr). 10 5 , . KS X 6928 2:2012 i ii

2、1 1 2 1 3 .2 4 .5 5 .6 5.1 .6 5.2 (Data Element)8 5.3 (Command Format) 9 5.4 (Status Word, SW).10 6 .13 6.1 13 6.2 13 6.3 .14 6.4 (Mobile Card) (AID) .15 7 16 7.1 .16 7.2 .16 8 (Data) 18 8.1 (Transaction Data)18 9 (Command).37 9.1 .37 10 44 10.1 .44 10.2 46 11 73 11.1 .73 11.2 .74 11.3 PIN 74 11.4 .

3、74 11.5 74 12 UI ( )75 12.1 75 12.2 .76 12.3 .77 A( ) ( ).78 B( ) ( ).84 KS X 6928 2:2012 .90 KS X 6928 2:2012 ii . , , . , , . , . ISO . KS X 6928 . 1： 2： 3： KS X 6928 2:2012 2： Mobile payment Mobile card Part 2： Offline transaction 1 ( ) . R/F (magnetic stripe) (KS X ISO/IEC 7816) . 2 . . ( ) . KS

4、 X 6509, ID KS X 6922 1, IC 1： IC KS X 6922 2, IC 2： KS X 6922 3, IC 3： KS X 6922 4, IC 4： , KS X ISO 639( ), KS X ISO/IEC 7816 1, ID IC 1： KS X ISO/IEC 7816 2, ID IC 2： KS X ISO/IEC 7816 3, ID IC 3： KS X ISO/IEC 7816 4, ID IC 4： KS X ISO/IEC 7816 5, ID IC 5： KS X ISO/IEC 6506 1, ID 1： KS X ISO/IEC

5、6506 2, ID 2： KS X ISO/IEC 8825( ), ASN.1 KS X ISO/IEC 8859( ), 8 KS X 6928 2:2012 2 KS X ISO/IEC 10646, (UCS) , KS X ISO/IEC 14443, ID IC KS X ISO/IEC 21481, (NFC) -2(NFCIP-2) ISO 3166(all parts), Codes for the representation of names of countries and their subdivisions ISO 4217, Codes for the repr

6、esentation of currencies and funds ISO/IEC 18092, Information technology Telecommunications and information exchange between systems Near Field Communication-Interface and Protocol(NFCIP-1) 3 3.1 3.2 3.3 AUTH KEY 3.4 (Binary Coded Decimal) . . 3.5 Card Usage Profile 3.6 Data Group Identifier 3.7 Der

7、ivation Key Master Key 3.8 GPIN 3.9 ID KS X 6928 2:2012 3 3.10 KMC Master Key 3.11 Lc KS X ISO/IEC 7816 Case 3, 4 TAL 3.12 Le KS X ISO/IEC 7816 Case 2, 4 TAL 3.13 (Least Significant Bit) . 3.14 (Least Significant Byte) . 3.15 LPIN 3.16 Master Key 3.17 (Mobile Card) (Applet), USIM( RF ) SE(Secure Ele

8、ment) (NFC ) . 3.18 3.19 (Most Significant Bit) . 3.20 (Most Significant Byte) . 3.21 (Near Field Communication) NFC ( 10 cm ) . RFID . NFC , KS X 6928 2:2012 4 . 3.22 Personal Identification Number 3.23 SD Secure Digital 3.24 SE (Secure Element) ( , , ) Smart Chip . 3.25 3.26 Slot Mobile Card Chip

9、Application . 1 Mobile Card Chip Application . 3.27 SMC KEY 3.28 SMI KEY (MAC) 3.29 Universal Integrated Circuit Card . SIM , . 3.30 3.31 . Key . 3.32 , . KS X 6928 2:2012 5 4 AC AID (AID) APDU (Application Protocol Data Unit) AUTH KEY BCD (Binary Coded Decimal) C-APDU (Command APDU) CBC Cipher Bloc

10、k Chaining CID CLA Class Byte of the Command Message CUP Card Usage Profile CVM (Cardholder Verification Method) CVR DGI (Data Group Identifier) DK (Derivation Key) FCI File Control Information GPIN IAD INS Instruction Byte of Command Message Lc KS X ISO/IEC 7816 Case 3, 4 TAL Le KS X ISO/IEC 7816 C

11、ase 2, 4 TAL LPIN LSB (Least Significant Byte) lsb (Least Significant Bit) MAC (Message Authentication Code) MK (Master Key) MSB (Most Significant Byte) msb (Most Significant Bit) NFC (Near Field Communication) PAN PDOL PIN (Personal Identification Number) PPSE Proximity Payment Systems Environment

12、R-APDU (Response APDU) RFU (Reserved for Future Use) SFI SK (Session Key) SMC KEY SMI KEY (MAC) TLV (Tag Length Value) TR (Transaction) UICC (Universal Integrated Circuit Card) KS X 6928 2:2012 6 5 5.1 (8.) . 5.1.1 (BIT) 1 8 , b8, b7, b6, b5, b4, b3, b2, b1 . (msb) b8 , (lsb) b1 . 1 8 b8 b7 b6 b5 b4

13、 b3 b2 b1 msb lsb 5.1.2 (BYTE) n Bn, Bn-1,B2, B1 . (MSB) Bn , (LSB) B1 . n BnBn-1 B2B1MSB LSB 5.1.3 . E_CBC( , ) : CBC D_CBC( , ) : CBC 5.1.4 . : MKXX(XX： ) : DKXX(XX： ) : SKXX(XX： ) KS X 6928 2:2012 7 5.1.5 10 2 16 . 2 b . ) 1101b： 13 2 16 h . ) 0Ch： 12 16 5.1.6 A Alphabetic, a z, A Z Alphabetic .

14、. (a-z, A-Z ) An Alphanumeric, a z, A Z, 0 9, Alphanumeric . . (a-z, A-Z, 0-9, ) ans Alphanumeric Special, Alphanumeric Special . , , , Application Prefered Name KS X ISO/IEC 8859 . b Unsigned Binary, Bit unsigned binary number bit . Binary ： 2 b . 19 00 13 . cn Compressed Numeric numeric (Hex 0-9 )

15、 . , Hex F . ： 10 cn . 1234567890123 8 Hex 12 34 56 78 90 12 3F FF . n Numeric numeric(hex 0-9) . , Hex 0 . Binary Coded Decimal(BCD) . ： , 6 n12 . 12345 Hex 00 00 00 01 23 45 . KS X 6928 2:2012 8 var , bit . . 5.2 (Data Element) (data element) . ( , , , ) , . 5.2.1 (Data Objects) BER-TLV . BER-TLV

16、KS X ISO/IEC 8825 , 2 3 (Tag), (Length), (Value) . TLV . a) (Tag) . (Tag) , 1 . KS X ISO/IEC 7816 (Tag) (Tag) . 1 BER-TLV (Tag) b8 b7 b6 b5 b4 b3 b2 b1 0 0 (Universal) Class 0 1 Application Class 1 0 Context-specific Class 1 1 Private Class 0 1 1 1 1 1 1 (Tag) ( 2 ) 2 BER-TVL (Tag) (Tag) b8 b7 b6 b5

17、 b4 b3 b2 b1 0 (Tag) 1 (Tag) X X X X X X X (Tag) b) (Length) value , . 1 3 . KS X 6928 2:2012 9 3 BER-TVL b8 b7 b6 b5 b4 b3 b2 b1 0 Value b7 b1 1 b7 b1 X X X X X X X Value / c) (Value) . (Value) . 5.2.2 (Data Object List, DOL) (Data Object List) . TLV (Value) (Tag) (Length) , (Tag) . DOL , . GET PRO

18、CESSING OPTIONS GENERATE AC 1 2 . DOL . DOL . DOL . , DOL ISO padding . 5.3 (Command Format) 5.3.1 (Command APDU Format) command header conditional body , 4 255 . CLA, INS, P1, P2 Command Header Conditional Body . CLA INS P1 P2 Lc Data Le Command Header Conditional Body 1 Conditional Body . KS X 692

19、8 2:2012 10 4 CLA 1 INS 1 P1 1 1 P2 1 2 Lc 1 (Data ) DATA Le 1 Command APDU 4 . 5 Case 1 CLA INS P1 P2 2 CLA INS P1 P2 Le 3 CLA INS P1 P2 Lc Data 4 CLA INS P1 P2 Lc Data Le 5.3.2 (Response APDU Format) Response Body Trailer , 2 255 . Response Body DATA , Trailer (Status Words, SW)1, (Status Words, S

20、W)2 . . DATA SW1 SW2 Response Body(Optional) Trailer(Mandatory) 2 6 Response ADPU DATA SW1 1 1 SW2 1 2 Conditional Body Command-APDU Le byte string . SW1, SW2 . 5.4 (Status Word, SW) SW1, SW2 . (Status words) . KS X 6928 2:2012 11 3 Status Byte . 7 SW SW1 SW2 90h 00h 61h XX XX 63h CXh X PIN 67h 00h

21、69h 82h AC 69h 83h 69h 84h 69h 85h 69h 86h 69h 88h MAC 6Ah 80h 6Ah 82h 6Ah 83h 6Ah 86h P1, P2 6Ah 88h 6Bh 00h P1, P2 6Dh 00h INS 6Eh 00h CLA 6Fh 00h ( ) KS X ISO/IEC7816 62h 83h (Slot) 62h 91h (GPIN) (GPIN) 62h 92h (LPIN) (LPIN) KS X 6928 2:2012 12 7 SW ( ) SW1 SW2 62h 93h (Slot) 62h 94h (Slot) 62h 95h (Slot) 62h 96h 63h 10h 69h 90h (Slot) 69h 92h Terminal Usage Profile 69h 93h (GPIN) (PIN 0) 69h 94h (LPIN) (PIN 0) 69h 95h 69h 96h 69h 97h 69h 98h . KS X 6928 2:2012 13 6 6.1 , . 4 . R/F . 6.1.1 RF , . 6.1.2 Terminal (POS/CAT) , . RF . 6.1.3 Terminal ,