1、银行系统公开招聘考试(中国银行)模拟 15 及答案解析(总分：100.00，做题时间：90 分钟)英语二、Part 1(总题数：10，分数：20.00)1.Now an increasing number of middle school students go abroad for further study at their own _, trying hard to realize their dreams.（分数：2.00）A.priceB.costC.expenseD.pay2.Nowadays, many people walk to work in _ to the Copenh
2、agen Conference calling for living a low-carbon lifestyle to cope with global warming.（分数：2.00）A.relationB.responseC.additionD.opposition3.Seeing the happy _ of children playing together there, I“ll be full of joy and hope for the future of our country.（分数：2.00）A.sceneB.signC.senseD.view4.Many peopl
3、e in Haiti died from the earthquake because they didn“t have _ to immediate rescue.（分数：2.00）A.accessB.admissionC.approachD.attention5.A new study shows that if your friends and family get fat, _ are that you will too.（分数：2.00）A.situationsB.factsC.chancesD.possibilities6.When you introduce me to Mr.
4、Johnson, could you please say _ for me?（分数：2.00）A.everythingB.anythingC.somethingD.nothing7.Helping others is a habit, _ you can learn even at an early age.（分数：2.00）A.itB.thatC.whatD.one8.If our parents do everything for us children, we won“t learn to depend on _.（分数：2.00）A.themselvesB.themC.usD.our
5、selves9.It _ me two hours to get there by bus.（分数：2.00）A.spentB.tookC.usedD.paid10.“It“s really very kind _ you to help me with the housework on Sundays.“ said Grandma Huang.（分数：2.00）A.ofB.withC.forD.from三、Part 2(总题数：2，分数：30.00)Tom walked into a shop. It had a sign outside. “Second-hand clothes boug
6、ht and sold.“ He was carrying an old pair of trousers and asked the owner of the shop, “How much will you give me for these?“ The man looked at them and then said. “Two dollars.“ “What!“ said Tom. “I had guessed they were worth at least five dollars.“ “No,“ said the man, “they aren“t worth a cent mo
7、re than two dollars.“ “Well,“ said Tom, taking two dollars out of his pocket. “Here“s your money. These trousers were hanging outside your shop. The list price of them was six dollars and a half. But I thought that was too much money, so I wanted to find out how much they were really worth.“ Then he
8、 walked out of the shop with the pair of trousers and disappeared before the shop owner could think of anything to say.（分数：15.00）(1).At first the owner of the shop thought that Tom _.（分数：3.00）A.wanted to steal the trousersB.wanted to sell the trousersC.wanted to fool himD.wanted to buy the trousers(
9、2).The owner of the shop _ for the old trousers.（分数：3.00）A.would give Tom two dollarsB.would pay three dollarsC.would pay five dollarsD.would give Tom six dollars and a half(3).The shop owner insisted that the trousers were worth only two dollars because _.（分数：3.00）A.he wanted to sell them cheaplyB.
10、he wanted to buy them cheaplyC.he didn“t like the trousersD.they were old and dirty(4).In fact, the trousers _.（分数：3.00）A.were hanging inside the shopB.were stolen by Tom from the shopC.had been the shop owner“sD.had been Tom“s(5).From the story we know that _ cheaper than the list price.（分数：3.00）A.
11、the owner sold the trousers two dollarsB.Tom sold the trousers one dollar and a halfC.the owner bought the trousers three dollarsD.Tom bought the trousers four dollars and a halfOne day Jack“s wife was cleaning out a closet (壁橱). “Look at all these umbrellas,“ she said to Jack. “There are eight and
12、they are all broken.“ “I“ll take them to the umbrella shop and have them mended,“ Jack said. Jack took the eight umbrellas to the shop and left them there. “They“ll be ready tomorrow,“ the shopkeeper said. That evening Jack went home from the office by bus as usual. He sat next to an old woman. She
13、had an umbrella on the floor near her. When the bus reached his stop, he picked up her umbrella and stood up. “Hey!“ the woman said. “That“s my umbrella!“ “I“m sorry,“ Jack said, and at the same time he gave the umbrella to her. “I wasn“t thinking. Please excuse me.“ The next day he got back the umb
14、rellas from the umbrella shop and got on the bus. As he sat down, a voice behind him said, “You certainly have a successful day!“ He turned around and saw the woman whose umbrella had almost been taken by him the day before.（分数：15.00）(1).Jack“s wife found _ umbrellas in the closet.（分数：3.00）A.eight b
15、rokenB.broken eightC.eight newD.new eight(2)._ had the broken umbrellas mended in the umbrella shop.（分数：3.00）A.Jack“s wifeB.JackC.The shopkeeperD.The old woman(3).That evening the old woman“s umbrella was almost taken by _.（分数：3.00）A.the shopkeeperB.Jack“s wifeC.JackD.the driver(4).The next day Jack
16、 saw the woman _.（分数：3.00）A.in the shopB.at homeC.on the trainD.on the bus(5).Which of the following is TRUE?（分数：3.00）A.Jack had an umbrella shop.B.The woman“s umbrella was Jack“s.C.The woman thought Jack was a thief.D.Jack bought eight umbrellas from the shop again.四、职业能力测试(总题数：10，分数：20.00)11.200 年
17、前，徽班进京、花雅之争，更为通俗的京剧最终战胜昆曲，_了整个梨园。但京剧如今却处境尴尬。近年来，对昆曲打捞热度不减，国粹京剧反倒像一个_的贯族。（分数：2.00）A.占据 失意B.垄断 落寞C.统治 失宠D.霸占 没落12.2015 年的奥斯卡最佳影片候选单上，不乏_的佳作，其中少年时代和鸟人等几部影片尤受瞩目。值得注意的是，它们所获得的关注更多在于其风格化的拍摄技巧人们_其炫技之处，并争相去发现一些戏里戏外令人称奇的细节。 依次填入划横线部分最恰当的一项是_。（分数：2.00）A.可圈可点 津津乐道B.交口称赞 全神贯注C.博人眼球 聚精会神D.精彩绝伦 绞尽脑汁13.十八大之后，中国经济航
18、船行进在“新常态”这片新海域上。尽管有风浪、有礁石，但依然交出了一份令世人_的答卷，呈现出增长平稳、改革深入、结构优化、质量提升、民生改善的良好态势。（分数：2.00）A.侧目B.注目C.炫目D.瞩目14.造成城市白领们“亚营养”危机的原因之一，是他们长期在外就餐且通常凑合应付，这样容易导致某种营养素的_，并使他们在不知不觉中养成多油、高糖、高盐等_膳食习惯。（分数：2.00）A.缺乏 不良B.失衡 不当C.流失 不良D.失调 不当15.(1)我还记得傅先生蹲在_的牛舍中挤牛奶。 (2)翅膀长在你的肩上，太在乎别人对于飞行姿势的_，所以你飞不起来。 (3)几米之遥，一盏昏黄的台灯，淡化在_的夜
19、色中。（分数：2.00）A.阴暗 评价 无尽B.昏暗 批评 无垠C.阴暗 批评 无尽D.昏暗 评价 无垠16.餐厅经理表示，五一期间，到后海游玩的市民和外地游客挺多。昨天餐厅从 11 点开始就一直处于“客满”状态，前来购买外卖的市民更是_，这让店里每天下午都难以打烊，出现了就餐人群从午饭时间一直_到晚饭时间的火爆场面。（分数：2.00）A.川流不息 继续B.源源不断 连续C.络绎不绝 延续D.连绵不断 陆续17.一场惨痛的飞机失事，使海外游学夏令营成为舆情关注的焦点，也使游学乱象集中地暴露出来。本应以促进学习、增长见识、开阔眼界为目的的学生活动，却正在逐渐演变成各种盈利机构追逐利益的功利行为，
20、而且，越来越有低龄化、贵族化、商业化趋势。可是，如果因此紧急叫停各种暑期夏令营活动，那就是_的“懒政”思维了。 填入画横线部分最恰当的一项是_。（分数：2.00）A.亡羊补牢B.矫枉过正C.因噎废食D.不思进取18.我们置身于一个媒体异常发达的时代，现实的生活又充满着各种各样的焦虑与诱惑，想沉下心来，静心坐在书桌之前，沉浸于一本_已久的好书，似乎是一种_，有些勉为其难，即使有读书的“形态”，_缺乏读书的“心态”。 依次填入画横线处最恰当的一项是_。（分数：2.00）A.期盼 幻想 总是B.倾心 超脱 毕竟C.心仪 奢望 依然D.仰慕 妄想 终究19.依次填入下列横线处的词语，最恰当的一组是_。
21、 在刚刚结束的男篮比赛中，数学系以 68 比 56_物理系，历史系以 98 比 42_外语系，化学系以78 比 77_政治系，中文系以 86 比 80_上届冠军教育系。（分数：2.00）A.击败 大胜 险胜力挫B.险胜 力挫击败 大胜C.击败 险胜 大胜力挫D.险胜 击败力挫 大胜20._的数字技术正在引发一系列革命，作者的革命、读者的革命、书籍的革命、出版的革命，这些数字技术点燃的一堆堆篝火，已让传统出版人感受到了_。 依次填入画横线处最恰当的一项是_。（分数：2.00）A.如火如荼 切肤之痛B.轰轰烈烈 危在旦夕C.铺天盖地 痛彻心扉D.席卷全球 灭顶之灾五、行业认知(总题数：0，分数：0
22、.00)六、单项选择题(总题数：10，分数：20.00)21.如果商品 X 和商品 Y 互为替代，则 X 的价格下降将造成_。（分数：2.00）A.X 的需求曲线向左移动B.X 的需求曲线向右移动C.Y 的需求曲线向左移动D.Y 的需求曲线向右移动22.在四部门经济中，国民收入的构成不涉及_。（分数：2.00）A.储蓄B.投资C.转移支付D.净出口23.在一个四部门经济模型中，GDP 是_的总和。（分数：2.00）A.消费、总投资、政府购买和净出口B.消费、净投资、政府购买和净出口C.消费、总投资、政府购买和总出口D.工资、地租、利息、利润和折旧24.假设价格水平不变，下列选项正确的是_。（分
23、数：2.00）A.货币供给增加使得利率上升，投资增加，从而总支出和产出增加B.货币供给增加使得利率下降，投资减少，从而总支出和产出减少C.货币供给增加使得利率下降，投资增加，从而总支出和产出增加D.货币供给增加使得利率下降，投资增加，从而总支出和产出减少25.我国公开市场业务的操作对象主要是_。（分数：2.00）A.股票B.基金C.债券D.国债26.政府失效也称政府失灵，是指政府在为弥补市场失灵而对经济、社会生活进行干预的过程中，由于政府行为自身的局限性和其他客观因素的制约而产生的新的缺陷，进而无法使社会资源配置效率达到最佳的情景。下列不属于政府失效表现的是_。（分数：2.00）A.公共物品供
24、给的低效率B.寻租C.公共政策失效D.外部性27.经济循环型失业，是指经济周期运行在衰退与萧条阶段因社会总需求不足而引起的失业。因此，经济循环型失业属于_。（分数：2.00）A.非自愿失业B.季节性失业C.结构性失业D.摩擦失业28.经济学中的外部性(外部效应)是指在实际经济活动中，生产者或消费者的活动对其他生产者或消费者带来的非市场性影响。若外部性(外部效应)是正的，则_。（分数：2.00）A.边际私人利益边际社会利益B.边际私人成本边际社会成本C.边际私人利益边际社会利益D.边际私人成本=边际社会成本29.在开放经济中，国内总需求的增加将引起_。（分数：2.00）A.国内生产总值增加，贸易
25、收支状况改善B.国内生产总值增加，贸易收支状况恶化C.国内生产总值增加，贸易收支状况不变D.国内生产总值减少，贸易收支状况改善30.“搭便车现象”是指没有为商品生产或购买做出贡献，却仍然可以免费享受这种商品带来的好处。如海上每一艘过往船只都可以享受到灯塔发出的灯光，不管它是否付费。因此这类商品总是出现供给不足。解决这一问题的办法应当是_。（分数：2.00）A.提高技术识别水平，只为付费者服务B.将类似商品承包给私人管理，靠市场化运作实现供需平衡C.采取法律手段，惩罚不付费的搭便车者D.政府通过征税获得必要的资金来提供类似的公共服务七、多项选择题(总题数：5，分数：10.00)31.通货膨胀根源
26、来自于_。（分数：2.00）A.分配领域B.消费领域C.流通领域D.生产领域32.完全竞争型市场的特点有_。（分数：2.00）A.各种生产资料可以完全流动B.生产的产品同种但不同质C.企业永远是价格的接受者D.市场信息对买卖双方都是畅通的33.下列项目中，从短期来看，属于企业可变成本的有_。（分数：2.00）A.厂房和设备折旧B.原材料费用C.燃料和动力费用D.生产工人的工资34.影响供给变动的主要因素包括_。（分数：2.00）A.产品的价格B.相关产品的价格C.消费者偏好D.生产技术35.关于关税的课征种类，下列说法正确的有_。（分数：2.00）A.进口税是进口国家的海关在外国商品输入时，根
27、据海关税则对本国进口商所征收的关税B.进口附加税是指一国海关对本国进口商在进口商品时对本国进口商所征收的关税C.出口附加税是指一国海关对本国出口商在出口商品时对本国出口商所征收的关税D.过境税是已过海关在本国商品出口时，为保证本国市场供应或其他特殊目的而征收的关税银行系统公开招聘考试(中国银行)模拟 15 答案解析(总分：100.00，做题时间：90 分钟)英语二、Part 1(总题数：10，分数：20.00)1.Now an increasing number of middle school students go abroad for further study at their own
28、 _, trying hard to realize their dreams.（分数：2.00）A.priceB.costC.expense D.pay解析：解析 at one“s expense 为固定搭配，意为“由某人支付费用”。句意：现在，越来越多的中学生自费出国深造，努力实现他们的梦想。2.Nowadays, many people walk to work in _ to the Copenhagen Conference calling for living a low-carbon lifestyle to cope with global warming.（分数：2.00）A
29、.relationB.response C.additionD.opposition解析：解析 in response to 意为“对做出反应”、响应。句意：现在，许多人步行上班，以此来响应哥本哈根会议关于低碳生活以应对全球变暖的呼吁。relation 联系；addition 增添、添加；opposition 反对。3.Seeing the happy _ of children playing together there, I“ll be full of joy and hope for the future of our country.（分数：2.00）A.scene B.signC.
30、senseD.view解析：解析 scene 意为“场面，场景”。句意：看到孩子们一块儿玩耍的场景，我满怀喜悦，憧憬着我们国家的美好的未来。sign 意为“标记，符号”；sense 意为“感觉”；view 意为“观点，风景”，均不符合语境。因此本题选 A。4.Many people in Haiti died from the earthquake because they didn“t have _ to immediate rescue.（分数：2.00）A.access B.admissionC.approachD.attention解析：解析 句意：许多人在海地地震中丧生了，因为他们没
31、有得到及时的援助。have access to 表示“有机会获得”。5.A new study shows that if your friends and family get fat, _ are that you will too.（分数：2.00）A.situationsB.factsC.chances D.possibilities解析：解析 chances are that.为固定搭配，意为“可能”。句意：一项新的研究表明，如果你的朋友和家人变胖，你也可能变胖。6.When you introduce me to Mr. Johnson, could you please say
32、_ for me?（分数：2.00）A.everythingB.anythingC.something D.nothing解析：解析 句意：当你把我介绍给约翰逊先生的时候，能为我说说话吗?这里问话者期望得到的是肯定的回答，所以应用 something。因此本题选 C。7.Helping others is a habit, _ you can learn even at an early age.（分数：2.00）A.itB.thatC.whatD.one 解析：解析 代词 that 指代可数名词时相当于 the one，是特指。而 one 是泛指可数名词单数，相当于a/an+名词单数。句意：
33、帮助别人是一种习惯，一种你从小就学到的习惯。one 后面是省略了 that 的定语从句，而 one 在这里又作前面 a habit 的同位语。8.If our parents do everything for us children, we won“t learn to depend on _.（分数：2.00）A.themselvesB.themC.usD.ourselves 解析：解析 本题考查反身代词。depend on oneself 自力更生，根据句意，本题应选 D。9.It _ me two hours to get there by bus.（分数：2.00）A.spentB.
34、took C.usedD.paid解析：解析 注意固定的句型，it takes sb. some time to do sth. /sb. spend. on/(in) v.ing sth. 表示“花时间干某事”，sb. spend. on/(in) v-ing sth.，sth. cost.，sb. buy sth. for.表示“花钱干某事”。10.“It“s really very kind _ you to help me with the housework on Sundays.“ said Grandma Huang.（分数：2.00）A.of B.withC.forD.from
35、解析：解析 考查介词的用法。表示真心地感谢他人的帮助时，可用“It“s very kind of sb. to.”，故选 A。三、Part 2(总题数：2，分数：30.00)Tom walked into a shop. It had a sign outside. “Second-hand clothes bought and sold.“ He was carrying an old pair of trousers and asked the owner of the shop, “How much will you give me for these?“ The man looked
36、at them and then said. “Two dollars.“ “What!“ said Tom. “I had guessed they were worth at least five dollars.“ “No,“ said the man, “they aren“t worth a cent more than two dollars.“ “Well,“ said Tom, taking two dollars out of his pocket. “Here“s your money. These trousers were hanging outside your sh
37、op. The list price of them was six dollars and a half. But I thought that was too much money, so I wanted to find out how much they were really worth.“ Then he walked out of the shop with the pair of trousers and disappeared before the shop owner could think of anything to say.（分数：15.00）(1).At first
38、 the owner of the shop thought that Tom _.（分数：3.00）A.wanted to steal the trousersB.wanted to sell the trousers C.wanted to fool himD.wanted to buy the trousers解析：解析 Tom 拿着一条裤子并且问：“How much will you give me for these?”所以店主认为 Tom是来卖裤子的，故答案是 B。(2).The owner of the shop _ for the old trousers.（分数：3.00）A
39、.would give Tom two dollars B.would pay three dollarsC.would pay five dollarsD.would give Tom six dollars and a half解析：解析 此题是细节题，可在第一自然段的末尾找到答案。(3).The shop owner insisted that the trousers were worth only two dollars because _.（分数：3.00）A.he wanted to sell them cheaplyB.he wanted to buy them cheaply
40、 C.he didn“t like the trousersD.they were old and dirty解析：解析 店主当然想便宜地把裤子买下来。(4).In fact, the trousers _.（分数：3.00）A.were hanging inside the shopB.were stolen by Tom from the shopC.had been the shop owner“s D.had been Tom“s解析：解析 从短文的倒数第二段可以了解到，裤子不是 Tom 的而是店主的。(5).From the story we know that _ cheaper
41、than the list price.（分数：3.00）A.the owner sold the trousers two dollarsB.Tom sold the trousers one dollar and a halfC.the owner bought the trousers three dollarsD.Tom bought the trousers four dollars and a half 解析：解析 裤子的标价是 6.5 美元，而 Tom 只给了店主 2 美元，所以答案应该是 D。One day Jack“s wife was cleaning out a clos
42、et (壁橱). “Look at all these umbrellas,“ she said to Jack. “There are eight and they are all broken.“ “I“ll take them to the umbrella shop and have them mended,“ Jack said. Jack took the eight umbrellas to the shop and left them there. “They“ll be ready tomorrow,“ the shopkeeper said. That evening Ja
43、ck went home from the office by bus as usual. He sat next to an old woman. She had an umbrella on the floor near her. When the bus reached his stop, he picked up her umbrella and stood up. “Hey!“ the woman said. “That“s my umbrella!“ “I“m sorry,“ Jack said, and at the same time he gave the umbrella
44、to her. “I wasn“t thinking. Please excuse me.“ The next day he got back the umbrellas from the umbrella shop and got on the bus. As he sat down, a voice behind him said, “You certainly have a successful day!“ He turned around and saw the woman whose umbrella had almost been taken by him the day befo
45、re.（分数：15.00）(1).Jack“s wife found _ umbrellas in the closet.（分数：3.00）A.eight broken B.broken eightC.eight newD.new eight解析：解析 首先根据文意知道 Jack 的妻子从橱柜里找到了八把破伞，C、D 项都不对，按照正确的语序，应该选 A。(2)._ had the broken umbrellas mended in the umbrella shop.（分数：3.00）A.Jack“s wifeB.Jack C.The shopkeeperD.The old woman解析
46、：解析 是 Jack 把伞拿到店里去修的，所以答案选 B。(3).That evening the old woman“s umbrella was almost taken by _.（分数：3.00）A.the shopkeeperB.Jack“s wifeC.Jack D.the driver解析：解析 Jack 下车的时候错拿了老太太的伞，所以答案选 C。(4).The next day Jack saw the woman _.（分数：3.00）A.in the shopB.at homeC.on the trainD.on the bus 解析：解析 第二天 Jack 取回雨伞回家
47、的时候，又在公交车上偶遇了昨天的那个老太太。所以答案选D。(5).Which of the following is TRUE?（分数：3.00）A.Jack had an umbrella shop.B.The woman“s umbrella was Jack“s.C.The woman thought Jack was a thief. D.Jack bought eight umbrellas from the shop again.解析：解析 A 句意为 Jack 有家雨伞店，显然不对。B 句意为那个老太太的雨伞是 Jack 的，也不对，那把伞是老太太的，是 Jack 拿错了。C 句
48、意为老太太以为 Jack 是个小偷，根据老太太说“You certainly have a successful day!”可知，老太太以为他拿的雨伞都是今天顺手牵羊牵来的，所以这个选项是对的。D 句意为 Jack 又从雨伞店买了八把伞，那些伞是他从家里拿去修的而不是买的。所以答案选 C。四、职业能力测试(总题数：10，分数：20.00)11.200 年前，徽班进京、花雅之争，更为通俗的京剧最终战胜昆曲，_了整个梨园。但京剧如今却处境尴尬。近年来，对昆曲打捞热度不减，国粹京剧反倒像一个_的贯族。（分数：2.00）A.占据 失意B.垄断 落寞C.统治 失宠D.霸占 没落 解析：解析 实词辨析题。本题解题突破口在第二空。文段说的是 200 年前，京剧在整个梨园处于优势地位，然后通过转折词“但”引出京剧近年来衰败的现状，并将其比喻为贵族。结合选项看，A 项，“失意”指不如意，不得志。B 项，“落寞”指寂寞，冷落。C 项，“
