1、大学六级-163 及答案解析(总分：710.00，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.50)1.Directions: For this part, you are allowed 30 minutes to write a short essay entitled My View on Working From Home. Your essay should start with a brief description of the picture. You should write at least 150 words but no more th
2、an 200 words. （分数：106.50）_二、Part Listening Com(总题数：0，分数：0.00)三、Section A(总题数：4，分数：106.50)（分数：35.50）A.She doesn“t have enough money.B.The layout of her webpage is special.C.She doesn“t want to waste her time.D.The background of her webpage is complex.A.He wants to watch the football game.B.He is goin
3、g to visit some friends.C.He is going to Washington.D.He will go out with the woman.A.Quarreling about what should be planted.B.Working under the hot sun.C.Preparing a holiday for their mom.D.Appreciating the new garden.A.In a bedroom.B.In an office.C.In a holiday destination.D.In a hospital.A.It is
4、 very expensive.B.It is quite crowded.C.It is not convenient.D.It is time-consuming.（分数：21.30）A.The man needs the woman“s help.B.The man is packing for leave.C.The woman wants to close the door to avoid noise.D.The woman is bringing the man the packing tape.A.The professor is strict.B.The report is
5、acceptable.C.The assignment is heavy.D.The man should work harder.A.The mouse of the computer.B.The volume of the music.C.The woman“s musical ability.D.The revision for an exam.Questions 9 to 11 are based on the conversation you have just heard. （分数：21.30）A.He wants to quit his job.B.He wants to get
6、 promoted.C.He has to dismiss someone.D.He is given some warnings.A.He advised Tom to attend some seminars.B.He warned Tom he was under examination.C.He asked Tom to hand in his resignation.D.He looked back on Tom“s development.A.Explain the details to Tom politely.B.Encourage Tom to work harder.C.T
7、ell Tom there is no chance.D.Tell the woman about Tom“s response.Questions 12 to 15 are based on the conversation you have just heard. （分数：28.40）A.Silver salt.B.Wood.C.Metal.D.Plastic.A.1727.B.1826.C.1839.D.1840.A.The special paper for film.B.The pictures of the American Civil War.C.The map of the U
8、S he drew.D.The portable camera he invented.A.A machine to develop film.B.A new kind of movie.C.A kind of printing paper.D.An instant camera.四、Section B(总题数：0，分数：0.00)五、Passage One(总题数：1，分数：21.30)Questions 16 to 18 are based on the passage you have just heard. （分数：21.30）A.They have changed our way o
9、f communication.B.They have changed our pattern of consumption.C.They have brought lots of impacts on teenagers.D.They have made many doctors addicted to them.A.Saving the money spent on medicine.B.Making Internet access more convenient.C.Making medical appointments cheaper.D.Saving much time and ev
10、en one“s life.A.Social media can avoid a head-on collision between doctors and patients.B.Social media can liberate doctors from heavy work and bring convenience.C.Patients can get professional suggestions from their own trusted doctors.D.Doctors can offer better service to their patients anytime an
11、d anywhere.六、Passage Two(总题数：1，分数：28.40)Questions 19 to 22 are based on the passage you have just heard. （分数：28.40）A.They think interns lack necessary skills.B.They don“t think interns can work for a long time.C.They have to cut the budget because of the recession.D.They have recruited more long-ter
12、m employees.A.They can win some large business.B.They can consolidate their position in competition.C.They can get more potential customers.D.They can attract more higher-level candidates.A.The one who has professional skills.B.The one who has little experience.C.The one who is full of passion for w
13、ork.D.The one who can accept over-time work.A.The interns giving up their right voluntarily.B.The interns performing poorly.C.The interns benefiting a lot from internship.D.The companies providing good accommodation.七、Passage Three(总题数：1，分数：21.30)Questions 23 to 25 are based on the passage you have
14、just heard. （分数：21.30）A.The work experience.B.The education from childhood.C.The advice from other people.D.The interest of oneself.A.Financial success.B.Medical influence.C.Their parents“ role.D.Consultation with other.A.By giving them useful advice.B.By respecting their interest.C.By forcing them
15、to learn more.D.By supporting them unconditionally.八、Section C(总题数：1，分数：71.00)Many people who have no place to live in and no family suffer from mental illness, and experts say that psychiatric (精神病学的) treatment is an important step in resolving their homelessness. The 1 is finding a place for them
16、to live in and getting them into 2 . On any given day, more than half a million people are homeless in the United States. The problem is stubborn. Officials say more than one in five of the 3 homeless suffer from mental illness. At a center called Step Up on Second Street in Santa Monica, California
17、, some have found permanent housing and emotional support. Mark 4 manic depression and says that after years on the street, he has gotten the help he needs and is helping others. The center offers friendship and 5 self-expression through discussion groups and art classes. Step Up“s chief executive T
18、od says psychiatric treatment is 6 and members get it at outside facilities. “We“re not a 7 where someone comes in once a week or once a month for their medication and support,“ Tod explains. “It“s a place where people can thrive and 8 each other.“ Step Up is expanding to new neighborhoods and its 9
19、 approach is getting attention. It recently celebrated the purchase of two buildings that will be 10 to permanent housing with support services. Those who work with the homeless say some cities around the US, including New York and San Francisco, are making progress in reducing the number of the hom
20、eless, and that by creating permanent supportive communities, homelessness can finally be ended. （分数：71.00）填空项 1:_九、Part Reading Compr(总题数：0，分数：0.00)十、Section A(总题数：1，分数：35.50)How many times have you heard the expression that most people spend more time planning their vacation than they do planning
21、their lives? I would 1 that expression by adding that most people spend more time “thinking“ about their vacation than they do thinking about what“s important in their life. While rest and relaxation are a must in living a 2 life, it“s not what we were created to do. After all, the Master Creator to
22、ok his R it is the hardest work in the world.“ And yet it is the first and primary labor of 4 . My friend Mike Litman wrote an outstanding article for his e-zinc (电子杂志) this week. It“s called “The Millionaire Composite (合成物)“ and it 5 one of the big differences between super successful people and ev
23、eryone else. He writes, “I recently visited with a Real Estate Multimillionaire Mogul (大亨). What did I see next to his desk? His vision statement, along with a list of what he values in lifehand written.“ “A few months back, I interviewed an individual who has sold over a billion dollars worth of pr
24、oducts on television. He told me that he reads his life and business vision and goals daily, and that he TAKES TIME to 6 exactly what he wants to createEACH NIGHT before falling asleep.“ What is your life“s purpose or your personal mission statement? Is it written down? Do you review it and think ab
25、out it often? Is your life organized around your purpose and a set of goals that support that purpose? Without purpose and goalsdefinitely directed thoughtyou are like the 7 “ship without a rudder (舵)“. There is power in your purpose and in your goals. It is the power that takes you over obstacles,
26、the fuel that 8 you toward the life you envision. One of my favorite passages of James Allen is one he wrote in “The Mastery of Destiny“: “All successful people are people of purpose. They hold 9 to an idea, a project, a plan, and will not let it go; they cherish it, brood upon it, tend and develop
27、it; and when assailed by difficulties, they refuse to be beguiled into surrender; indeed, the intensity of the purpose increases with the growing 10 of the obstacles encountered.“ And that“s worth thinking about. A. achievement B. analyzes C. balanced D. consecutive E. expand F. fast G. magnitude H.
28、 moderately I. multitude J. notorious K. paralyse L. persecute M. propels N. proverbial O. visualize（分数：35.50）十一、Section B(总题数：1，分数：71.00)Save for CollegeA. In this article, we“ll look at the rules for 529 Qualified State Tuition Plans. We“ll explore the difference between this savings vehicle and s
29、ome of the other traditional education savings methods and see why this plan is the best yet! The cost of college B. You may never have thought you could get excited about big sums of money you won“t be spending on yourself until you read about this new college savings plan. The 529 plan offers the
30、most painless way to save money for higher education to date. And if the child decides not to go to college, you can roll it over to someone else that does want to go, including yourself! The 529 Plan is a savings plan for college education. You have a couple of options when you open an account. One
31、 option lets you prepay tuition at a qualified educational institution at today“s tuition rates. Another option lets you save money in a tax deferred account (earnings only) to be used to pay for education at future tuition rates. C. The idea, with either option, is that the investment earnings will
32、 grow to meet the higher costs of future education. The savings account option is typically considered the more attractive of the two and is what we will focus on in this article. The 529 plan is a state sponsored investment program. That is, the state sets up the plan with an asset management compa
33、ny of its choice, and you open a 529 account with that asset management company according to the state“s predetermined plan features. You are the owner of the account, and the child for whom the account is set up is the beneficiary (受益人). You won“t deal directly with the state, but rather with the a
34、sset management/investment company. State-to-state variations D. Because each state can control some of the features of its own plan, there are variations from state to state. Most plans follow the same general scheme (and federal requirements), but make sure you compare plans among states other tha
35、n your own. Most states don“t require residency in order to participate, so shop around different states for the best deal. The benefits: tax treatment E. All of the account“s earnings are exempt from federal tax when they are withdrawn if they are used for qualified education expenses. This means t
36、hat, unlike the taxes you have to pay on earnings from regular stock investments, you won“t pay any tax on the 529 account earnings unless you end up using the money for something other than higher education. Earnings are currently tax deferred in most states, as well. F. A break on the earnings tax
37、 isn“t the only tax advantage, either. Although your contributions aren“t pre-tax (you pay state and federal tax on the money you put into the account), there are some states that let you deduct a portion of your contributions from your state taxes. More states will probably follow suit in the comin
38、g years. The benefits: account control G. Unlike Education Savings Accounts (ESA), the account owner always has control of the money. This helps lessen that parental anxiety that the junior will take the money and tour Europe or buy a Porsche instead of going to college. There are no restrictions on
39、 who can open an account for whom. You can open an account for your child, a friend“s child, a relative, the paper boy, or even yourself. The benefits: income eligibility H. Did you know that with an ESA, you aren“t eligible to contribute if you make more than $110000 per year ($220000 for married c
40、ouples)? Unlike ESA, your income does not affect your eligibility to open a 529 account. Contributions to 529 plans also qualify for the $11000 ($22000 for married couples in 2002) annual gift tax exclusion. You can also contribute up to five years of gifts during the first year, meaning you can put
41、 in up to $55000 ($110000 for married couples). This is a great benefit in situations where inheritance money enters the picture. Your account can grow up to $268000 in some states. You can contribute as little as $25 to $50 per month. The benefits: how the money can be used I. In most states, there
42、 is no age limit or time limit for when the money has to be used. Your child can put off college indefinitely, in which case you have the option of rolling the account over to another child as long as that child is in the same family of the first beneficiary. In case you“re wondering just who is con
43、sidered “family“, the plan defines family members as “the original beneficiary“s spouse, children, sisters, brothers, nephews, nieces, first cousins, and any spouses of those persons“. J. Your child can go to any accredited (官方认可的) degree granting educational institution, whether it is public, priva
44、te, two-year, or four-year. There are even some international schools that qualify. In most states, qualified education costs include tuition, books, room, board, transportation, and even computers. In the event that your child gets a scholarship, then the remainder of the 529 account can be rolled
45、over to another sibling (or relative), or it can be cashed out with no penalty other than the tax paid (at your rate) on the earnings. The same rule applies in the event of the child“s death or disability. The benefits: investment control K. If the thought of turning over your hard earned money to t
46、he state makes you a little uneasy, rest assured that the state doesn“t control your money. In fact, most states are signing on with well known, successful investment companies such as TIAA CREF, Vanguard and Fidelity. The number and types of investment options vary by state, and once you select you
47、r option you can“t change it. You can, however, roll your money over into another state“s plan if you“re not happy with your chosen investment option. There is no penalty to roll the money over into another state“s plan, and you can do it once every 12 months. Most states have no residence requireme
48、nt for their 529 plans. L. Many plans are also offering investment choices that are age-based. This means that if you“re starting early, perhaps when your child is age one to three, the investments can begin aggressively in stocks then gradually shift to bonds and money market accounts as your child
49、 gets closer to college age. Some state plans offer several levels of options for aggressive, moderate and conservative investments. M. If you can“t reach the risk level you want in one plan, you can always open a second 529 account in the same or another state. You can have as many accounts as you want and can also contribute to both a 529 plan and an ESA. That way, you can diversify your investments in the event that the plan doesn“t offer the investment mix you would like.
