1、大学四级-1136 及答案解析(总分：711.00，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.00)1.1. 目前一部分学生是通过银行贷款完成学业的2. 但是有少数学生毕业后没有按时还贷3. 你认为有哪些原因，应该如何解决此类问题What Is in the Way of Paying Back the Loans（分数：106.00）_二、Part Reading Compr(总题数：0，分数：0.00)三、Sharing Economic Los(总题数：10，分数：70.00)2.In this passage, the author gives a
2、brief introduction of different kinds of insurance policies.（分数：7.00）填空项 1:_3.The purpose of insurance can be realized only when the cost of insurance is shared by many people who face a similar risk.（分数：7.00）填空项 1:_4.There are almost 4,800 insurance companies in America, most of which operate on a
3、small scale.（分数：7.00）填空项 1:_5.In the policy, the exact kinds of losses for which the company will pay will be written.（分数：7.00）填空项 1:_6.Insurance can provide ninny kinds of protection which can be divided into three types.（分数：7.00）填空项 1:_7.Both property insurance and liability insurance protect agai
4、nst possible financial losses resulting from damage to the policyholders property.（分数：7.00）填空项 1:_8.When a claim is made by a policyholder, it is the insurance companys responsibility to assess the loss.（分数：7.00）填空项 1:_9.It is possible for insurance companies to tell probably, not exactly, how many
5、claims they need to pay for, so we say that insurance premiums are based on 1.（分数：7.00）填空项 1:_10.When the profit is not tempting to the insurance companies, some kinds of insurance will be pro vided by 1.（分数：7.00）填空项 1:_11.In the area where farmers are likely to sustain crop losses, the government p
6、rovides them with 1.（分数：7.00）填空项 1:_四、Part Listening Com(总题数：0，分数：0.00)五、Section A(总题数：0，分数：0.00)六、Questions 11 to 18 a(总题数：1，分数：56.00)A.The graduate students could understand the lecture.B.Neither the undergraduate students nor the graduate students could understand the lecture.C.Both the undergrad
7、uate students and the graduate students could understand the lecture.D.The undergraduate students could understand the lecture.A.He was sick.B.His wife was sick.C.His wife just had a baby.D.He was visiting his daughter.A.She was worried.B.She was indifferent.C.She was delighted.D.She was annoyed.A.T
8、o the college on the corner.B.To the coffee house near the college.C.To tile poetry class.D.To the mans house for coffee.A.He has a lot of things to do.B.He doesnt want Io see the film.C.He would give the world to see the film.D.He would rather do anything than seeing the film.A.Pop music.B.Folk mus
9、ic.C.Classical music.D.All kinds of music.A.She has something to handle.B.She is free.C.She has been away.D.Shed like to talk.A.Tom refused to give the man a painting.B.Tom refused to accept the mans painting.C.The man didnt appreciate Toms painting.D.The man didnt ask for Toms painting.七、Questions
10、19 to 22 a(总题数：1，分数：28.00)A.Hiking.B.Mountain biking.C.Fishing.D.Traveling somewhere.A.They are always right.B.They are always wrong.C.They are sometimes right but sometimes wrong.D.They are helpful.A.Rain boots.B.Umbrellas.C.Raincoats.D.Some drinks.A.Next to picnic table.B.At home.C.Under picnic ta
11、ble.D.On picnic table.八、Questions 23 to 25 a(总题数：1，分数：21.00)A.He has a cold.B.He has the flu.C.He has a stomachache.D.He had a headache.A.It works quite well.B.It seems helpless.C.It helps to get rid of bad colds.D.It helps to get rid of the fever.A.She suggests that he should go to see the doctor a
12、gain.B.She suggests that he should have more rest.C.She suggests that he should dance with her.D.She suggests that he should take some herbal tea.九、Section B(总题数：0，分数：0.00)十、Passage One(总题数：1，分数：21.00)A.They are not well educated.B.They failed to work hard at school.C.The society is too complicated.
13、D.What they learned in the school is adequate for their new life.A.To find a worker and follow him closely.B.To find a person you admire and make friends with him.C.To find a person you respect and watch carefully how he acts.D.To make friends with a model you admire.A.Learn From a ModelB.Learn, Lea
14、rn and Learn AgainC.Leant ForeverD.One Is Never Too Old to Learn十一、Passage Two(总题数：1，分数：21.00)A.Pets manage to make their owners more healthy.B.Pets spread many kinds of disease to men.C.Pet owners enjoy better health because of exercises.D.Pets can sometimes cause high blood pressure in man.A.Blood
15、 pressure, body weight and lifestyles.B.Blood levels, blood pressure and lifestyles.C.Blood pressure, age and lifestylesD.Blood pressure, blood levels and body weight.A.Dog is better than a cat because it needs regular exercises.B.More than half of the 6,000 people enjoy good health.C.People who hav
16、e pets in the research have relatively good health.D.A cat is better than a dog because it does not spread diseases.十二、Passage Three(总题数：1，分数：28.00)A.Your eyesight.B.Your driving ability.C.Your cars mechanical condition.D.Your knowledge of traffic regulations.A.To practice driving with an experience
17、d driver.B.To drive under normal highway condition.C.To have the car checked by the license officer.D.To use it as an identification card.A.The license office provides the test vehicle.B.The examiner shows how to start, stop or park.C.The examiner watches you driving in your car.D.The test is carrie
18、d out where there is little traffic.A.Drivers to be.B.Traffic regulation makers.C.License examiners.D.Policemen.十三、Section C(总题数：0，分数：0.00)十四、In my family, we wer(总题数：1，分数：77.00)填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_填空项 1:_十五、Part Reading Compr(总题数：0，分数：0.00)十六、Sectio
19、n A(总题数：0，分数：0.00)十七、About six thousand l(总题数：10，分数：89.00)12.（分数：8.90）填空项 1:_13.（分数：8.90）填空项 1:_14.（分数：8.90）填空项 1:_15.（分数：8.90）填空项 1:_16.（分数：8.90）填空项 1:_17.（分数：8.90）填空项 1:_18.（分数：8.90）填空项 1:_19.（分数：8.90）填空项 1:_20.（分数：8.90）填空项 1:_21.（分数：8.90）填空项 1:_十八、Section B(总题数：0，分数：0.00)十九、Passage One(总题数：5，分数：4
20、4.50)22.It is the brides parents who normally have to _.（分数：8.90）A.make all the arrangements for the weddingB.provide hospitality for the people attendingC.decide who shall be invitedD.pay all the expenses involved23.Why are the arrangements for a church wedding usually made some time before?（分数：8.9
21、0）A.To allow the necessary length of time for publicizing the wedding.B.To provide time for organizing the reception.C.To make sure that the guests can arrange to be free on the day.D.To ensure a thorough investigation of the couples existing marital status.24.The reception normally takes place in t
22、he brides home if _.（分数：8.90）A.this is a large oneB.there is enough room to entertain the people invitedC.the parents cannot afford to hire a hallD.there is to be no party afterwards25.According to the passage some clients or customers may be invited because _.（分数：8.90）A.they are likely to be annoye
23、d if they are notB.they may give valuable presentsC.their presence could provide future benefitsD.they may help with the expenses of the wedding26.What possible difference is suggested between a church and a civil wedding?（分数：8.90）A.Civil weddings are less commonly followed by a reception.B.It is le
24、ss usual for guests to attend the civil wedding formalities.C.Guests at civil weddings are less formally dressed.D.There could be less attention paid at the latter to convention and picturesque effect.二十、Passage Two(总题数：5，分数：44.50)27.If a customer buys something that does not meet his expectation, w
25、hat is the advantage of dealing through electronic commerce over the present normal one?（分数：8.90）A.It will be easier for him to return the goods he is not satisfied with.B.It will be easier for him to get back the refund from the seller.C.It will be easier for him to get his complaints heard by the
26、seller.D.It will be easier for him to complain about this to the seller.28.In case an electronic shopper bought faulty goods from a foreign country, what could he do in the present circumstance?（分数：8.90）A.Refuse to pay for the purchase.B.Go to the seller and ask for a refund.C.Appeal to consumer pro
27、tection law.D.Complain about it via electronic mail.29.We can infer from the passage that in licensing new drugs the FDA in the United States is _.（分数：8.90）A.very quickB.very cautiousC.very slowD.rather careless30.According to the author, what will be the best policy for electronic commerce?（分数：8.90
28、）A.Self-regulation by the business.B.Strict consumer protection laws.C.Close international cooperation.D.Government protection.31.In the authors view, businesses would place a high emphasis on honest dealing because in the electronic world _.（分数：8.90）A.international cooperation would be much more en
29、hancedB.consumers could easily seek government protectionC.a good reputation is a great advantage in competitionD.it would be easy for consumers to complain二十一、Part Cloze(总题数：0，分数：0.00)二十二、Small business owner(总题数：20，分数：70.00)32.（分数：3.50）A.byB.forC.uponD.from33.（分数：3.50）A.beforeB.whenC.becauseD.ther
30、efore34.（分数：3.50）A.reproduceB.resolveC.reserveD.reinvest35.（分数：3.50）A.approvesB.enlargesC.permitsD.succeeds36.（分数：3.50）A.setB.breakC.keepD.establish37.（分数：3.50）A.denyB.offendC.refuseD.neglect38.（分数：3.50）A.superiorB.managerC.bossD.director39.（分数：3.50）A.except forB.together withC.in spite ofD.as well
31、as40.（分数：3.50）A.hireB.rentC.letD.charter41.（分数：3.50）A.PersistingB.AcquiringC.RegulatingD.Performing42.（分数：3.50）A.tryB.actC.manageD.perform43.（分数：3.50）A.salesB.businessesC.demandsD.necessaries44.（分数：3.50）A.MostlyB.AlreadyC.NearlyD.Always45.（分数：3.50）A.SoB.AlsoC.NorD.Either46.（分数：3.50）A.maintainsB.mean
32、sC.leadsD.suggests47.（分数：3.50）A.lestB.untilC.even ifD.as soon as48.（分数：3.50）A.fewB.littleC.bitD.slight49.（分数：3.50）A.luckyB.freeC.relaxedD.happy50.（分数：3.50）A.prosperityB.propertyC.fortuneD.independence51.（分数：3.50）A.failureB.reductionC.depressionD.inefficiency二十三、Part Translation(总题数：5，分数：35.00)52.I d
33、idnt argue with her as it 1 (没有用).（分数：7.00）填空项 1:_53.He is one of 1 (在世的最好的演员).（分数：7.00）填空项 1:_54. 1 (只有以这种方式我们才能获得) all the information we needed in our research.（分数：7.00）填空项 1:_55.He 1 (把美元兑换成英镑) upon arriving in London.（分数：7.00）填空项 1:_56.The reader 1 (迷恋上了那些书).（分数：7.00）填空项 1:_大学四级-1136 答案解析(总分：71
34、1.00，做题时间：90 分钟)一、Part Writing(总题数：1，分数：106.00)1.1. 目前一部分学生是通过银行贷款完成学业的2. 但是有少数学生毕业后没有按时还贷3. 你认为有哪些原因，应该如何解决此类问题What Is in the Way of Paying Back the Loans（分数：106.00）_正确答案：(参考范文一What Is in the Way of Paying Back the LoansEver since colleges started to charge the students for the education they recei
35、ve, there has always been a problem for some students, especially for those from remote rural regions, to get the money for it. So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.However, s
36、ome students, although not many, failed to pay back the loans as they had promised in the contract. The banks have a very hard time coping with this problem. And the government seems also powerless to help the banks.I think there is more than one reason for this. Dishonesty may be one but not the ma
37、jor one. As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it. So many students are not able to find a well-paid job. How can they pay the loans back? To solve this problem, I think the government should
38、 make efforts to get the whole economy go smoothly, creating more job opportunities.参考范文二What Is in the Way of Paying Back the LoansCollege education is a kind of service, which needs to be paid for. But in fact, many students in China cannot afford the fees. So they, encouraged by the government, a
39、pply for loans from the banks.However, the problem is not over yet. After four years, these students arc faced with the task of paying back the loans. Surveys indicate that quite a number of students failed to pay back file loans or failed to do so in time.I think the reasons might be manifold. And
40、the lack of relevant laws should be singled out. It seems that nothing effective can be done to deal with this. The banks and the government seem to be powerless to make the students do what they promised to do. So I think laws must be made immediately, stating clearly the rights and obligations of
41、each party. And this can also help strengthen the students sense of responsibility as adults.)解析：二、Part Reading Compr(总题数：0，分数：0.00)三、Sharing Economic Los(总题数：10，分数：70.00)2.In this passage, the author gives a brief introduction of different kinds of insurance policies.（分数：7.00）填空项 1:_ （正确答案：N）解析：本题的
42、关键词是 a brief introduction，根据这一关键词本题旨在考查对文章大意的理解。文章对保险进行了介绍，而并非对各种保险单做了介绍。3.The purpose of insurance can be realized only when the cost of insurance is shared by many people who face a similar risk.（分数：7.00）填空项 1:_ （正确答案：Y）解析：本题的关键词是 the purpose of insurance，是与保险简介相关的，因此，根据这个关键词可将本题定位在第一个小标题 Insuranc
43、e is a plan for Sharing Risks and Losses 下，查读原文可知:The purpose of insurance is to provide protection against financial loss at a reasonable costThis is possible only when the cost of insurance is shared by many people who face a similar risk。4.There are almost 4,800 insurance companies in America, mo
44、st of which operate on a small scale.（分数：7.00）填空项 1:_ （正确答案：N）解析：本题中的关键词是 insurance companies，根据这个关键词町将本题定位在第二个小标题 You Buy Insurance from Insurance Companies，查读文章第二个小标题下的第一段 Almost 4，800 companies in the United States are in the business of providing insurance protectionThese businesses are called i
45、nsurance companiesBecause most insurance companies operate on a big scale，they provide a way for large numbers of people to share, their losses可知:美国有大约 4，800 家保险公司，这些公司大多规模很大。5.In the policy, the exact kinds of losses for which the company will pay will be written.（分数：7.00）填空项 1:_ （正确答案：Y）解析：本题中的关键词
46、仍是 insurance companies，根据这个关键词可将本题定位在第二个小标题下，查读文章第二个小标题下的第二段可知:The policy states exactly what losses the company will pay for在保险单中，会明确注明保险公司赔付的损失类型。6.Insurance can provide ninny kinds of protection which can be divided into three types.（分数：7.00）填空项 1:_ （正确答案：Y）解析：本题中的关键词是 many kinds of protection，根据这个关键词可将本题定位在第三个小标题Many Kinds of Risks Can Be Insured 下，查读这个小标题下的第一段和第二段可知:人们购买的保险可以大致分成三个种类。7.Both property insurance and liability insurance protect against possible financial losses resulting from damage to the policyholders property.（分数：7.00）填空项 1:_
