1、 American National Standard for Financial Services ANSI X9.100-130-2011(R2017) Universal Interbank Batch/Bundle Ticket Accredited Standards Committee X9, Incorporated Financial Industry Standards Date Approved: June 20, 2011 Date Reaffirmed: January 6, 2017 American National Standards Institute Amer
2、ican National Standards, Technical Reports and Guides developed through the Accredited Standards Committee X9, Inc., are copyrighted. Copying these documents for personal or commercial use outside X9 membership agreements is prohibited without express written permission of the Accredited Standards C
3、ommittee X9, Inc. For additional information please contact ASC X9, Inc., 275 West Street, Suite 107, Annapolis, MD 21401. This page left intentionally blank ANSI X9.100-130-2011(R2017) ASC X9, Inc. 2017 All rights reserved iii Contents Page Foreword iv Introduction . v 1 Scope 1 2 Normative referen
4、ces 1 3 Terms and definitions . 1 3.1 basis weight (MICR) (ANSI X9.100-10) . 1 3.2 magnetic ink character recognition (MICR) (ANSI X9.100-20) 2 3.3 routing field (ANSI X9.100-160-1) . 2 3.4 routing number (ANSI X9.100-160-1) . 2 3.5 twenty-four pound paper (24# paper) (ANSI X9.100-10) 2 4 MICR Line
5、Contents 2 4.1 Auxiliary On-Us Field Content 2 4.2 EPC Field Content . 3 4.3 Routing Field Content . 3 4.4 On-Us Field Content 3 4.5 Amount Field Content . 3 5 Information Elements 3 5.1 Presenting Institution Name . 4 5.2 Optional Information . 4 5.3 Correction Strips . 4 6 Design Elements 4 6.1 Ti
6、cket Size 4 6.2 Paper . 4 6.3 Header . 4 6.4 “Interbank Batch/Bundle Ticket” . 4 6.5 Serial Number 4 6.6 Viewing Hole 5 6.7 IRD Exception 5 Annex A (Informative) Conversion Chart 8 A.1 Conversion table of length values . 8 A.2 Conversion table of paper basis weight values . 8 Figures Figure 1 Inform
7、ation and Design Elements . 6 Figure 2 Viewing Hole 6 ANSI X9.100-130-2011(R2017) iv ASC X9, Inc. 2017 All rights reserved Foreword Approval of an American National Standard requires verification by ANSI that the requirements for due process, consensus, and other criteria for approval have been met
8、by the standards developer. Consensus is established when, in the judgment of the ANSI Board of Standards Review, substantial agreement has been reached by directly and materially affected interests. Substantial agreement means much more than a simple majority, but not necessarily unanimity. Consens
9、us requires that all views and objections be considered, and that a concerted effort be made toward their resolution. The use of American National Standards is completely voluntary; their existence does not in any respect preclude anyone, whether he has approved the standards or not from manufacturi
10、ng, marketing, purchasing, or using products, processes, or procedures not conforming to the standards. The American National Standards Institute does not develop standards and will in no circumstances give an interpretation of any American National Standard. Moreover, no person shall have the right
11、 or authority to issue an interpretation of an American National Standard in the name of the American National Standards Institute. Requests for interpretation should be addressed to the secretariat or sponsor whose name appears on the title page of this standard. CAUTION NOTICE: This American Natio
12、nal Standard may be revised or withdrawn at any time. The procedures of the American National Standards Institute require that action be taken to reaffirm, revise, or withdraw this standard no later than five years from the date of approval. Published by Accredited Standards Committee X9, Incorporat
13、ed Financial Industry Standards 275 West Street, Suite 107 Annapolis, MD 21401 USA X9 Online http:/www.x9.org Copyright 2017 ASC X9, Inc. All rights reserved. No part of this publication may be reproduced in any form, in an electronic retrieval system or otherwise, without prior written permission o
14、f the publisher. Published in the United States of America. ANSI X9.100-130-2011(R2017) ASC X9, Inc. 2017 All rights reserved v Introduction This introduction is informative only and is not part of the X9.100-130-2010 body of normative specifications. This standard is intended to facilitate the use
15、of a universal interbank batch/bundle ticket as a replacement for non-standard batch tickets and bundle dividers. The universal interbank batch/bundle ticket may be used by both a sending and receiving financial institution. A standardized ticket streamlines check processing operations by eliminatin
16、g the need to replace a sending banks bundle divider tickets with the receiving banks batch tickets. This standard was developed by members of the X9AB Payments subcommittee at the request of the banking community. A formal work effort was started in 1997 when the need for a standard multipurpose do
17、cument was identified and approved by the X9 committee. Because of the wide variety of batch and bundle tickets in use at the time, it was felt that a universal approach could benefit all financial institutions. To further facilitate a universal approach, the Routing Number Administrative Board of t
18、he American Bankers Association was petitioned to designate a common routing number for the universal interbank batch/bundle ticket. The volume of payments and the rapid turnover of funds in the United States demand an efficient and highly reliable payments system. This system involves all financial
19、 institutions and is actually a complex interbank network that requires the use of MICR line data so that automated processing is possible among financial institutions and their processors. The universal interbank batch/bundle ticket standardizes the MICR line data and ticket design in order to take
20、 advantage of the existing automated environment. This publication is a continued revision of the former ANS X9.64-2001 that was revised to become ANSI X9.100-130-2006. In 2006, this standard increased the allowable height to 4.000 inches maximum for the elimination of the viewing hole when simultan
21、eously printing image replacement documents (IRDs) and universal interbank batch/bundle tickets, and prohibited the use of correction strips on universal batch/bundle tickets. Suggestions for the improvement or revision of this Standard are welcome. They should be sent to the X9 Committee Secretaria
22、t, Accredited Standards Committee X9, Inc., Financial Industry Standards, 275 West Street, Suite 107, Annapolis, MD 21401 USA. This Standard was processed and approved for submittal to ANSI by the Accredited Standards Committee on Financial Services, X9. Committee approval of the Standard does not n
23、ecessarily imply that all the committee members voted for its approval. At the time this standard was approved, the X9 committee had the following members: Roy C. DeCicco, X9 Chairman Claudia Swendseid, X9 Vice Chairman Steve Stevens, Executive Director Janet Busch, Managing Director Organization Re
24、presented Representative ACI Worldwide Mr. Doug Grote Advance Auto Parts Anthony Johnson American Bankers Association .Ms. C. Diane Poole American Express Company Mr. Ted Peirce Apriva Len Sutton BAFT/IFSA Joseph Pawelczyk ANSI X9.100-130-2011(R2017) vi ASC X9, Inc. 2017 All rights reserved Bank of
25、America . Daniel Welch Certicom Corporation . Daniel Brown Citigroup, Inc. . Karla McKenna CUSIP Service Bureau James Taylor Deluxe Corporation Ralph Stolp Department of the Treasury, Office of Financial. . Michael Donnelly Diebold, Inc. . Bruce Chapa Discover Financial Services . Michelle Zhang Fed
26、eral Reserve Bank . Claudia Swendseid First Data Corporation . Rick Van Luvender Fiserv . Dan Otten FIX Protocol Ltd - FPL . Mr. Jim Northey Gilbarco Bruce Welch Harland Clarke . John McCleary Hewlett Packard . Larry Hines IBM Corporation . Todd Arnold Independent Community Bankers of America . Mrs.
27、 Viveca Ware Ingenico . John Spence ISITC Tara Gonzales J.P. Morgan Chase Roy DeCicco Key Innovations . Scott Spiker KPMG LLP . Mark Lundin MagTek, Inc. Mr. Terry Benson MasterCard International . Mr. Mark Kamers Metavante Image Solutions . Stephen Gibson-Saxty National Association of Convenience St
28、ores . Michael Davis National Security Agency . Paul Timmel NCR Corporation . Steve Stevens RouteOne . Brad Rogers SWIFT/Pan Americas Mrs. Juliette Kennel Symantec Corportation Alex Deacon Symantec Corportation Slawek Ligier Symcor Inc. Brian Salway TECSEC Incorporated . Ed Scheidt The Bank of New Y
29、ork Mellon . David Goldberg The Clearing House . Sharon Jablon U.S. Bank . Brian Fickling U.S. Securities and Exchange Commission Matthew Reed University Bank Stephen Ranzini USDA Food and Nutrition Service . Kathy Ottobre VeriFone, Inc. . Brad McGuinness VISA . Kim Wagner Wells Fargo Bank. Mark Tig
30、gas Wincor Nixdorf Inc Ramesh Arunashalam XAC Automation Corporation Chuck Chagas XBRL US, Inc. Mark Bolgiano At the time this standard was approved, the X9AB subcommittee on Payments had the following members: Daniel Welch, Chairman John McCleary, Vice Chairman Jackie Pagn, Vice Chairman Alan Thiem
31、ann, Vice Chairman Susan Colles, Vice Chairman ANSI X9.100-130-2011(R2017) ASC X9, Inc. 2017 All rights reserved vii Organization Represented Representative Accuity Roxanne Head ACI Worldwide Cindy Rink ACS, Government Solutions .Mr. Bill Kelly ACS, Government Solutions .Mr. Chad Main ACS, Governmen
32、t Solutions .Mr. Pat Solitro Advance Auto Parts Anthony Johnson All My Papers Ray Higgins All My Papers Larry Krummel American Bankers Association .Tom Judd American Bankers Association .Steve Kenneally American Bankers Association .Ms. C. Diane Poole American Express Company David Armes American Ex
33、press Company Eric Eldridge American Express Company Dr. Farid Hatefi American Express Company Vicky Sammons American Express Company John Timar Apriva Paul Coppinger AQ2 Technologies LLC Mr. Shawn Box AQ2 Technologies LLC Bryan Ellis BancTec, Inc. Mr. Russ Andrews BancTec, Inc. Peter Caporal BancTe
34、c, Inc. Mr. David Hunt Bank of America .Andi Coleman Bank of America .Daniel Welch Burroughs Payments Systems, Inc. .David J. Concannon Burroughs Payments Systems, Inc. .Navnit Shah Certicom CorporationDaniel Brown Citigroup, Inc. Michael Knorr Citigroup, Inc. Karla McKenna Citigroup, Inc. Rene Schu
35、urman Citigroup, Inc. Dr. Chii-Ren Tsai Compass Bank .Jan Cole Compass Bank .Mark Pynes Custom Data Processing, Inc .Anthony Davis Custom Data Processing, Inc .Mr. Johnny Sena Davis & Henderson .Yves Denomme Davis & Henderson .Stephen Sheehy Deluxe Corporation .Ray Capocasa Deluxe Corporation .Jim F
36、leischhacker Deluxe Corporation .Angela Hendershott Deluxe Corporation .Kevin Konold Deluxe Corporation .Ms. Deb Lynch Deluxe Corporation .Ted Peterson Deluxe Corporation .Ralph Stolp Deluxe Corporation .Andy Vo Diebold, Inc. Bruce Chapa Diebold, Inc. Kelly Patenaude Discover Financial Services .Jef
37、fery Moran Discover Financial Services .Michelle Zhang DSHS WIC EBT John Hannemann DSHS WIC EBT Brian Whitfield DSHS WIC EBT Shey Williams Walley ANSI X9.100-130-2011(R2017) viii ASC X9, Inc. 2017 All rights reserved ECCHO Ellen Heffner ECCHO Phyllis Meyerson Etegrity L.L.C. Penny Tisdale Federal Re
38、serve Bank . Deb Hjortland Federal Reserve Bank . Mark Kielman First Data Corporation . Rodney Schwaner Fiserv . Mary Bland Fiserv . Laura Drozda Fiserv . Keay Edwards Fiserv . Mr. Allen Heimerdinger Fiserv . Lori Hood Fiserv . Dan Otten Fiserv . Senthil Thiagarajan Food Marketing Institute Mike Bro
39、wn Food Marketing Institute Liz Garner Food Marketing Institute Elizabeth Tansing Harland Clarke . John McCleary Harland Clarke . Valerie Meddleton HSBC Bank Kevin ONeil Huntington Bank Jim Posani IBM Corporation . Rod Moon IBM Corporation . Andrew Sutton Independent Community Bankers of America . M
40、rs. Viveca Ware Ingenico . John Spence iStream Imaging/Bank of Kenney Mike McGuire J.P. Morgan Chase Robert Blair J.P. Morgan Chase Edward Koslow J.P. Morgan Chase Jackie Pagan Jack Henry and Associates . Mr. Jerry Garrett Jack Henry and Associates . Mr. Chuck Hendrickson Key Bank James Sokal Key In
41、novations . Scott Spiker M&T Bank John Dugan M&T Bank Heather Musick MagTek, Inc. Jeff Duncan Metavante Image Solutions . Stephen Gibson-Saxty Micro Solutions Enterprises - MSE Scott Harland NACHA The Electronic Payments Association Nancy Grant NACHA The Electronic Payments Association Priscilla Hol
42、land National Association of Convenience Stores . Michael Davis National Association of Convenience Stores . Alan Thiemann National Security Agency . Paul Timmel Navy Federal Credit Union Kim Engman Navy Federal Credit Union Jimmy Jones Navy Federal Credit Union Mr. Dana Majors Navy Federal Credit U
43、nion Tynika Wilson NCR Corporation . David Norris NCR Corporation . Ron Rogers NCR Corporation . Jamie Rossignoli NCR Corporation . Steve Stevens NetDeposit, Inc. . Danne Buchanan NetDeposit, Inc. . Chris Walden Oce North America, Inc . Tony Ribeiro Paychex Inc . Carl Tinch Piracle Mr. Lynn Shimada
44、ANSI X9.100-130-2011(R2017) ASC X9, Inc. 2017 All rights reserved ix Piracle .Chris Whitaker PNC Bank .Kevin deBrucky PNC Bank .Lynn Nettleton Procter & Gamble .Bill Lundeen RDM Corporation Dr. Dmitri Eidenzon RDM Corporation Bill Faulkner RDM Corporation Karin McNabb Relyco Sales Inc .Rick Gagnon R
45、elyco Sales Inc .Michael Steinberg Rosetta Technologies .Jim Maher Rosetta Technologies .Mr. Steven Shapiro S1 Corporation Ms. Jennifer Delmerico Silver Bullet Technology, Inc. .Bryan Clark Silver Bullet Technology, Inc. .Matthew Dunne Source Technologies Wally Burlingham Source Technologies Roger O
46、wens Standard Register Company Melissa Barnes Sterling National Bank Mr. Eliot Robinson SWIFT/Pan Americas .Jean-Marie Eloy SWIFT/Pan Americas .Mr. James Wills Symcor Inc. .Brian Salway TECSEC Incorporated Ed Scheidt The Clearing House Henry Farrar The Clearing House Susan Long Troy Group, Inc. Mich
47、ael Riley U.S. Bank Tim Dawe U.S. Bank Gina Hebner U.S. Bank Mr. Scott LaPlante U.S. Bank Timothy Schmidt U.S. Bank Christopher Stickney University Bank .Stephen Ranzini University Bank .Mr. Michael Talley USDA Food and Nutrition Service Erin McBride VeriFone, Inc. .Dan Kannady VeriFone, Inc. .Brad
48、McGuinness VerifyValid .John FitzPatrick Viewpointe Richard Luchak Viewpointe Karroll Searcy VISA John Aafedt VISA Justin Chace VISA Philippe De Smedt VISA Brian Hamilton VISA Glenn Powell Wells Fargo Bank .Mr. Jeff Harmon Wells Fargo Bank .Ann Kirk Wells Fargo Bank .Mark Tiggas Wincor Nixdorf Inc R
49、amesh Arunashalam Wincor Nixdorf Inc Mr. Scott Waldrop WorkflowOne Kurt Schnabel WorkflowOne Larry Willman WorldPay Gus Penedo Wyoming Department of Health WIC Program Tina Fearneyhough Wyoming Department of Health WIC Program David Spindler XAC Automation Corporation .Chuck Chagas XAC Automation Corporation .Chu Nei ANSI X9.100-130-2011(R2017) x ASC X9, Inc. 2017 All rights reserved Xerox Corporation Frank Bov Xerox Corporation Susan Siani Under ASC X9, Inc. procedures, a working group may be established to address specific segments of work under the ASC
