1、专业英语四级（听写听力）模拟试卷 123及答案与解析 一、 PART I DICTATION Directions: Listen to the following passage. Altogether the passage will be read to you four times. During the first reading, which will be done at normal speed, listen and try to understand the meaning. For the second and third readings, the passage wi
2、ll be read sentence by sentence, or phrase by phrase, with intervals of 15 seconds. The last reading will be done at normal speed again and during this time you should check your work. 专业英语四级（听写听力）模拟试卷 123答案与 解析 一、 PART I DICTATION Directions: Listen to the following passage. Altogether the passage
3、will be read to you four times. During the first reading, which will be done at normal speed, listen and try to understand the meaning. For the second and third readings, the passage will be read sentence by sentence, or phrase by phrase, with intervals of 15 seconds. The last reading will be done a
4、t normal speed again and during this time you should check your work. 1 【正确答案】 Snow Snow is a form of frozen water. / It contains many groups of tiny ice particles called snow crystals. / These crystals grow from water particles in cold clouds. / They usually grow around a piece of dust. / All snow
5、crystals have six sides, but they grow in different shapes. / The shape depends mainly on the temperature and water levels in the air. / Snow crystals grow in one of two designs platelike and columnar. / Platelike crystals are flat. / They form when the air temperature is about fifteen degrees below
6、 zero Celsius. / Columnar snow crystals look like sticks of ice. / They form when the temperature is about five degrees below zero Celsius. / The shape of a snow crystal may change from one form to another / as the crystal passes through levels of air with different temperatures. / When melting snow
7、 crystals or raindrops fall through very cold air, / they freeze to form small particles of ice, called sleet. / 【试题解析】 雪 雪是水的固体形态，是由许多微小的冰晶聚合而成的固态降水。这些冰晶都是由寒冷云层中的水微粒围绕着尘埃而形成的。所有的冰晶都有 6个角，但却能形成不同的形状。冰晶有片状和柱状之分。形成什么样的形状主要取决于温度和空气中的含水量。 【知识模块】 听写 2 【正确答案】 Credit Cards on Campus Most undergraduates in
8、the United States last year had at least one credit card. / Half had four or more. / Borrowers who do not pay their card debt in full each month / have to pay interest on whatever balance remains. / In a time of economic downturn, / college students are depending on credit cards more than ever. / Ma
9、ny seem to use them to live beyond their means / to spend more than they have. / However, a new law makes it harder for banks / to give credit cards to people under 21. / To get a credit card, they need a parent or other adult over 21 to accept joint responsibility. / Or they need to show they can r
10、epay their debts independently. / Also, schools are urged to consider limiting the number of places on campus / where companies can market credit cards. / And they are urged to offer credit card and debt education and counseling sessions to all new students. / 【试题解析】 校园里的信用卡 去年，大部分的美国大学本科生每人至少拥有一张信用
11、卡。如果持卡人每月未还清卡上的所有债务，账户里的所有余额都将用来偿还利息。在经济衰退时期，大学生比以往更依赖信用卡，但其花费却往往高于自己的实际收入水平。然而，一项新法律让银行给 21岁以下的人发信用卡的难度增大了。 21岁以下的学生在申请信用卡时，要求其父母或其他 21岁以上的成年人承担连带责任。 【知识模块】 听写 3 【正确答案】 Too Much Sugar Most of us are aware sugar needs to be consumed moderately. / But many of us are consuming far more than we think.
12、/ Manufacturers often add extra sugar to food. / So many foods we think of as wholesome, / like yoghurt, low-fat snacks and fruit-flavoured water, / may actually contain more sugar than we realise. / This makes it so easy for us to eat more sugar than our bodies can handle. / Sugar is not inherently
13、 bad for you. / But repeatedly eating too much sugar can lead to weight gain, and even being unhealthily fat. / Some other health problems such as heart disease, tooth decay and bad mood / can also be caused by eating too much sugar. / Working out how much sugar is in your diet can be confusing / as
14、 it appears under many different disguises. / But you can find out total sugar in a product / by looking for the figure on a nutrition label. / 【试题解析】 糖过多 我们中的大部分人都知道糖分的摄取要适量。但是我们中很多人摄取的糖分却比我们所想的要多得多。制造商通常给食物添加额外的糖分。所以有许多我们认为是健康的食品，例如酸奶、低脂零食以及水果味的水剂，其所含糖分实际上可能比我们所了解到的还要多。这使得我们摄人的糖分很容易超过我们身体所能应付的分量。糖
15、本身对人体并没有害处。但不停地进食过多糖分会引起体重增加，甚至导致病态肥胖。 【知识模块】 听写 4 【正确答案】 Savings In the United States, people who want to start a savings have many choices. / Banks and credit unions are traditional places to opin an account. / Savings are protected up to a limit if a federally guaranteed bank or credit union ever
16、 fails. / Banks and other financial organizations pay interest on savings accounts, / but the interest rates are low. / Certificates of deposit are another way to save. / They pay higher interest rates. / With a certificate of deposit, a person agrees / not to withdraw an amount of money for a perio
17、d of time. / The term could be three months, or it could be several years. / Longer terms, and larger amounts, pay higher interest. / Another way to save is through a money market fund. / They pay higher interest than savings accounts. / The money is usually placed in short-term government securitie
18、s. / Money market funds, however, may not be federally guaranteed like other kinds of savings. / 【试题解析】 储蓄 在美国，想开储蓄账户的人有许多选择。储蓄账户一般可在银行或信用合作社办理。银行和其他金融机构按时给储蓄客户的账户返还利息，但利率不高。定期存款是另一种储蓄方式，其支付的利率更高。定期存款的户主答应在一定时间内不会取出一定数额的款项。这个时间期限可能是三个月或者好几年。 【知识模块】 听写 5 【正确答案】 Insurance Insurance is a guarantee agai
19、nst financial loss. / Insurance policies can be bought for all sorts of things. / The most common kinds of insurance include life, health and property. / For example, an insurance company will pay to repair or replace the property if it is damaged or stolen. / How much a company will pay in the even
20、t of a claim / depends on how much insurance the policyholder has bought. / The amount may also depend on the conditions that led to the damage. / There are two main kinds of insurance companies. / Insurance carriers provide insurance to individuals, groups and businesses. / Reinsurance companies he
21、lp reduce the financial risk to carriers. / These are insurance companies for insurance companies. / Carriers usually sell their policies through insurance agencies or brokers. / Brokers bring together buyers and sellers. / Large businesses often use brokers / when choosing products to insure their workers, property and interests against risk. / 【试题解析】 保险 保险是降低经济损失的一种保障。保险无所不保，最常见的包括：人寿保险、健康保险及财产保险。例如：如果投保人的财产受到损毁或被盗，保险公司会为投保人支付维修或重购的费用。保险公司有两大类：原保险公司和再保险公司。原保险公司通常通过保险代理公司或保险经纪人为个人、团体或企业提供保险；而再保险公司则为投保的原保险公司降低经济风险。 【知识模块】 听写
