1、大学六级-28 及答案解析(总分:668.00,做题时间:90 分钟)一、BPart Writing(总题数:1,分数:106.00)1.人们普遍认为有毅力的人容易成功; 2. 试举例说明。(分数:106.00)_二、BPart Reading (总题数:1,分数:70.00)Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions on Answer Sheet 1. For questions 1-4, markY (for YES)
2、if the statement agrees with the information given in the passage;N (for NO) if statement contradicts the information given in the passage;NG (for NOT GIVEN) if the information is not given in the passage.For questions 5-10, complete the sentences with the information given in the passage.Economic C
3、risisFour years after a downturn began, the economies of the United States and the countries of Europe continue to struggle and markets were plagued by fears of new setbacks, defaults and the possibility of a double-dip recession.Behind the turmoil lay many factors, including the high unemployment r
4、ate in America, the debt crisis in Europe, the partisan fight in Washington over the federal debt ceiling and the decision by Standard Poors to downgrade the governments AAA rating in its aftermath.It had been clear for some time that the modest recovery had not reached takeoff speed. But the new fi
5、gures showed how close the growth was to stalling out entirely. New fears also arose about confidence in the banking system, after a European agreement reached in July on a new round of bailouts failed to calm the markets. Italy and Spain suddenly found themselves forced to pay the steep interest ra
6、tes investors had been charging countries like Portugal and Ireland.By the beginning of the month, fears were rising that European banks could be dragged down by the debt crisis, as financial institutions became increasingly wary of lending to each other. The European Central Bank responded with its
7、 most forceful program to date, saying it would buy large amounts of Italian and Spanish bonds. In Washington, the Federal Reserve made an unusually firm commitment, saying that in light of the weakening economy it would leave interest rates near zero into 2013 if no threat of inflation appeared.Man
8、y economists and investors had hoped for more aggressive measures to get growth going again. But the victories of Congressional Republicans in forcing spending cuts seemed to leave little room for fiscal stimulus, and the Feds room for maneuver appeared to be limited by internal divisions, with a mi
9、nority of inflation hawks opposing even the stand-pat announcement it made. Housing Boom and BustA housing boom in America and a number of European countries was followed by a bust and then a market tailspin that created the greatest financial crisis since the Great Depression.In the United States,
10、the housing market peaked in 20i)6. The first sign of serious trouble on Wall Street came in the next year, when the investment bank Bear Stearns shuttered two of its hedge funds that had lost deeply in the mortgage market.Over 2008 regulators struggled to contain a steadily widening spiral of distr
11、ess that emerged as a global financial panic. As hundreds of billions in mortgage-related investments went bad, mighty investment banks that once ruled high finance crumbled or reinvented themselves as commercial banks. The nations largest insurance company and largest savings and loan were seized b
12、y the government. Credit CrisisThe roots of the credit crisis stretch back to another notable boom-and-bust: the tech bubble of the late 19911s. When the stock market began a steep decline in 2000 and the nation slipped into recession the next year, the Federal Reserve sharply lowered interest rates
13、 to limit the economic damage.Lower interest rates make mortgage payments cheaper, and demand for homes began to rise, sending prices up. In addition, millions of homeowners took advantage of the rate drop to refinance their existing mortgages. As the industry ramped up, the quality of the mortgages
14、 went down.And turn sour they did, when homebuyers had to leverage themselves to the hilt to make a purchase. Default and delinquency rates began to rise in 2006, but the pace of lending did not slow. Banks and other investors had devised a plethora of complex financial instruments to slice up and r
15、esell the mortgage-backed securities and to hedge against any risks-or so they thought. Crisis Takes HoldThe first shoe to drop was the collapse in 2007 of two hedge funds owned by Bear Stearns that had invested heavily in the subprime market. As the year went on, more banks found that securities th
16、ey thought were safe went bad with toxic mortgages. At the same time, the rising number of foreclosures helped speed the fall of housing prices. The Federal Reserve took unprecedented steps to bolster Wall Street. But still the losses mounted. Sales, Failures and SeizuresGovernment officials began t
17、o become concerned in 2008 as the stock prices of Fannie Mae and Freddie Mac plunged and later, the Treasury Department announced it was taking them over. Events began to move even faster. Lehmans failure sent shock waves through the global banking system, as became increasingly clear in the followi
18、ng weeks. Then American International Group, an insurance giant on the verge of failure was bailed out by the Fed in an $83 billion deal. Stocks dropped anyway, falling nearly 500 points. Governments Bailout PlanThe bleeding in the stock market stopped only after rumors spread out about a huge bailo
19、ut plan being readied by the federal government. Treasury Secretary Henry M. Paulson Jr. publicly announced a three-page, $700 billion proposal that would allow the government to buy toxic assets from the nations biggest banks, a move aimed at restoring confidence within the financial system.Oversea
20、s, the crisis continued to take hold. Banks in England and Europe had invested heavily in mortgage-backed securities offered by Wall Street, and England had gone through a housing boom and bust of its own. Losses from those investments and the effect of the same tightening credit spiral being felt o
21、n Wall Street began to put a growing number of European institutions in danger. The weekend after the bailouts passage, the German government moved to guarantee all private savings accounts in the country, and bailouts were arranged for a large German lender and a major European financial company. C
22、ontinued VolatilityWhen stock markets in the United States, Europe and Asia continued to plunge, the worlds leading central banks took the drastic step of the cut in interest rates, with the Federal Reserve cutting its two main rates by half a point.And after a week in which stocks declined almost 2
23、0 percent on Wall Street, European and American officials announced coordinated actions that included taking equity stakes in major banks, including $250 billion in investments in the United States.But credit markets were slow to ease up, as banks used the injection of government funds to strengthen
24、 their balance sheets rather than lend. Europes Debt CrisisThe roots of the crisis go back to the strong euro and the bottom interest rates that prevailed for much of the past decade. Greece and other southern European countries took advantage of this easy money; in the process, some of them, like A
25、thens, built up formidable levels of debt, others, like Spain, set off gigantic housing bubbles, and all of them became less competitive than their northern neighbors. When the global economy crumpled, those chickens came home to roost.(分数:70.00)(1).The parties in Washington debate over the high une
26、mployment rate, which contributes to the the economic turmoil in U.S. and Europe.(分数:7.00)填空项 1:_(2).The European Central Bank tood forceful program to date to address the crisis, that is, buying large amounts of Portugal and Irish bonds.(分数:7.00)填空项 1:_(3).Republicans forcing of spending cuts will
27、offset the effect fiscal stimulus, and restrict the Feds room for interference.(分数:7.00)填空项 1:_(4).Lower interest rates mean cheaper mortgage payments, which will send demand for homes rising and sending prices up.(分数:7.00)填空项 1:_(5).The interest rate will reach_in 2013, according to the Federal Res
28、erves decision.(分数:7.00)填空项 1:_(6).In 2008, as mortgage-related investments went bad, mighty investment banks crumbled or reemerged as_banks.(分数:7.00)填空项 1:_(7).In the technological bust that led to credit crisis, the Federal Reserve_to limit the economic damage.(分数:7.00)填空项 1:_(8).Among the many fa
29、ilures that triggered the crisis,_was the greatest which sent shock waves through the global banking system.(分数:7.00)填空项 1:_(9).Treasury Secretary Henry M. Paulson Jr. publicly announced a $700 billion proposal to_.(分数:7.00)填空项 1:_(10).uropes debt crisis is due to factors such as_.(分数:7.00)填空项 1:_三、
30、BPart Listenin(总题数:0,分数:0.00)四、BSection A/B(总题数:4,分数:105.00)Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only
31、 once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on Answer Sheet 2 with a single line through the centre. (分数:35.00)(1). A. Home economics. B. Business admi
32、nistration. C. Computer programing. D. Historical research.(分数:7.00)A.B.C.D.(2). A. At an airport. B. At a railway station. C. On an airplane. D. At a bus stop.(分数:7.00)A.B.C.D.(3). A. Shell go to the game later. B. Noise disturbs her when shes reading. C. She prefers to use headphones. D. The man s
33、hould turn off the radio.(分数:7.00)A.B.C.D.(4). A. He believes dancing is enjoyable. B. He admires those who dance. C. He definitely does not like dancing. D. He wont dance until he has done his work.(分数:7.00)A.B.C.D.(5). A. He is upset. B. He flies into a rage. C. He is only too glad to go. D. He is
34、 sure of his future.(分数:7.00)A.B.C.D.(分数:21.00)(1). A. Its a bestseller of the year. B. She has temporarily forgotten the title. C. The title is rather difficult to pronounce. D. She can never recall the title of the book.(分数:7.00)A.B.C.D.(2). A. Watch television. B. Go for a swim. C. Make better us
35、e of time. D. Follow the official procedure.(分数:7.00)A.B.C.D.(3). A. He shows great enthusiasm for his studies. B. He is a very versatile person. C. He does not study hard enough. D. He has not talent for tennis.(分数:7.00)A.B.C.D.Questions 19 to 21 are based on the conversation you have just heard. (
36、分数:21.00)(1). A. To teach students some basic writing skills. B. To write articles for the Campus Literature Review. C. To help those who want to get their works published. D. To get together for academic interest.(分数:7.00)A.B.C.D.(2). A. Keep trying even if he is turned down. B. Ask an experienced
37、writer to be his consultant. C. Try to polish his works in the creative writing class. D. Seek advice from the students with similar interest.(分数:7.00)A.B.C.D.(3). A. He can get his poems published. B. He can contribute essays to the group. C. He can get some advice from other members. D. He can see
38、 some famous local professionals.(分数:7.00)A.B.C.D.Questions 22 to 25 are based on the conversation you have just heard. (分数:28.00)(1). A. Senator. B. Secretary. C. Treasurer. D. President.(分数:7.00)A.B.C.D.(2). A. In the morning. B. In the afternoon. C. During lunch. D. During dinner.(分数:7.00)A.B.C.D
39、.(3). A. Make posters. B. Answer questions. C. Writer a speech. D. Study for chemistry.(分数:7.00)A.B.C.D.(4). A. Compare their lecture notes. B. Review the mans talk. C. Prepare questions to ask candidates. D. Vote in the school election.(分数:7.00)A.B.C.D.五、BSection B/B(总题数:3,分数:70.00)Directions: In t
40、his section, you will hear 3 short passages. At the end of each passage, you will hear some questions. Both the passage and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A) , B) , C) and D ). Then mark the correspondin
41、g letter on Answer Sheet 2 with a single line through the centre.Questions 26 to 28 are based on the passage you have just heard. (分数:21.00)(1). A. Our thought. B. Our appearance. C. Our emotions. D. Our creativity.(分数:7.00)A.B.C.D.(2). A. The size of furniture may affect peoples feelings. B. Higher
42、 ceilings may help improve students creativity. C. Children in a dim room may improve their grades. D. Students in rooms with unblocked views may feel relaxed.(分数:7.00)A.B.C.D.(3). A. The problem is not approached step by step. B. The researches so far have faults in themselves. C. The problem is to
43、o difficult for researchers to detect. D. Research in this area is not enough to make generalized pattens.(分数:7.00)A.B.C.D.Questions 30 to 32 are based on the passage you have just heard. (分数:21.00)(1). A. 60. B. 300. C. 900. D. 980.(分数:7.00)A.B.C.D.(2). A. Many foreign drivers have been fined by Br
44、itain police. B. 300,000 German vehicles enter Britain every year. C. 25 percent of foreign vehicles entering Britain have failed safety tests. D. British drivers will be punished with points and fines for breaking the traffic law.(分数:7.00)A.B.C.D.(3). A. Limit the number of foreign vehicles enterin
45、g Britain. B. Increase the British movements additional income. C. Lower the rate of traffic accidents and injuries. D. Get foreign drives to appear in count.(分数:7.00)A.B.C.D.Questions 32 to 35 are based on the passage you have just heard. (分数:28.00)(1). A. Work time is equal to rest time. B. Many p
46、eople have a day off on Monday. C. It is hard for people to decide when to rest. D. The line between work time and rest time is unclear.(分数:7.00)A.B.C.D.(2). A. People fail to make full use of their time. B. People enjoy working overtime for extra pay. C. People are unaware of the law of time. D. Pe
47、ople welcome flexible working hours.(分数:7.00)A.B.C.D.(3). A. Need to acquire knowledge. B. Have to obey their parents. C. Need to find companions. D. Have to observe the law.(分数:7.00)A.B.C.D.(4). A. Our life is governed by the law of time. B. How to organize time is not worth debating. C. New ways o
48、f using time change our society. D. Our time schedule is decided by social customs.(分数:7.00)A.B.C.D.六、BSection C/B(总题数:1,分数:77.00)Directions: In this section, you will hear a passage three times. When the passage is read for the first time, you should listen carefully for its general idea. When the passage is read ,for the second time, you are required to fill in