1、BFT（阅读）模拟试卷 12及答案与解析 一、 Part 1 0 Read the article below and choose the best sentence from the list on the next page to fill each of the gaps. For each gap(1-8)mark one letter(A-H)on your Answer Sheet. Do not mark any letter twice. Have life insurance? Is it enough or maybe too much? Most parents kno
2、w that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy. “People dont think about, What will my family do if I am gone and not earning a living? “ says Peter Katt, a fee-only life insurance adviser. “The whole point of this kind of planni
3、ng is to provide the family with maximum flexibility so theyre not stuck.“ 【 R1】 _Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance.【 R2】 _“They dont think that the person who is not bringing in an inc
4、ome needs life insurance,“ says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent cant stop working and usually has to pay someone to help care for the family. 【 R3】 _Katt recommended that one young couple should buy $3 million for the husband who earns $
5、100,000 a year and $1 million for the stay-at-home wife. At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family.【 R4】_Some employers provide a years salary, but that may also fall well short of the amount y
6、our family would need to maintain its standard of living. Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. 【 R5】 _ Another drawback is that if you leave yo
7、ur job, you may not be able to take your insurance. “Given the job market, most of us are not absolutely certain that our jobs are secure,“ Daugherty says. 【 R6】 _ On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, w
8、hich is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says:【 R7】 _Single people and those who have no children to care for usually dont need life insurance. Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked
9、 him how much life insurance he needs. “I said none,“ Katt says. 【 R8】 _ A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 barely enough to cover your funeral expenses. B. Families dont always insure a parent who is staying home to care for the children. C. “There are
10、people who dont need life insurance but have it and many more people who need it but are woefully uninsured.“ D. The purpose of insurance is to replace the income that a family has been relying on. E. “Even if you have a lot of insurance at work, it makes sense to have some more insurance on your ow
11、n.“ F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents. G. Planning for your death is not a cheerful topic. H. But if youre young and healthy, you may be able to get a better rate on your own. 1 【 R1】 2 【 R2】 3 【 R3】 4 【 R4】 5 【 R5】 6 【 R6】 7
12、【 R7】 8 【 R8】 二、 Part 2 8 Read the following article and answer questions 9-18 on the next page. Why Are Women More Vulnerable to Broken Hearts? 0. Women are a lot more likely to suffer a broken heart than men, researchers say. The good news is that it probably wont kill you. 1. In the first nationa
13、l study of its kind, researchers at the University of Arkansas looked at rates of “broken heart syndrome“ when a sudden shock or prolonged stress causes heart attack-like symptoms or heart failure and found that it overwhelmingly affects women. Women are at least seven times more likely than men to
14、suffer the syndrome, and older women are at greater risk than younger ones, according to data presented Wednesday at the American Heart Association conference in Orlando. 2. Broken heart syndrome can happen in response to shocking or suddenly emotional events both positive ones like winning the lott
15、ery, or negative ones like a car accident or the unexpected death of a loved one. A flood of stress hormones and adrenaline causes part of the heart to enlarge temporarily and triggers symptoms that can look like heart attack: chest pain, shortness of breath, irregular heart rhythm. The difference i
16、s that the factors that would normally cause heart attack, such as a blocked artery, arent present. Most sufferers usually recover within a week or two, but in rare cases about 1% people die of the condition. 3. Doctors have long known about broken heart syndrome first described by Japanese research
17、ers two decades ago and that it seemed to occur mostly in women. So, Dr. Abhishek Deshmukh, a cardiologist at the University of Arkansas who has treated women with broken heart syndrome, became curious about just how gender-specific the condition was. Using a federal database that included data from
18、 roughly 1,000 hospitals, Deshmukh found 6,229 cases of broken heart syndrome in 2007. Of those, only 671 just under 11% were in men. He found that, overall, women had about 7.5 times the risk of broken heart syndrome as men; in people under 55, women were at 9.5 times greater risk than men. Women o
19、ver 55 were also three times more likely to suffer broken heart syndrome than younger women. 4. Researchers dont know what causes the gender disparity, but they have some ideas. One theory is that hormones play a role. Another is that men have more adrenalin receptors on cells in their hearts than w
20、omen do, “so maybe men are able to handle stress better“ and the chemical surge it releases. Deshmukh said. 5. About 10% of sufferers will have a second episode at some point, but most return to full heart function without permanent damage or need for follow-up treatment. So, it looks like the way t
21、o mend a broken heart is what Mom always said: just give it time. Questions 9-13(10 marks) For questions 9-13, choose from the list AG which best summarizes each part of the article. For each numbered paragraph(15), mark one letter(AG)on your Answer Sheet. Do not mark any letter twice. A. Data Sourc
22、e and analysts B. Possible causes for gender difference C. Findings released at a conference D. Medication for broken heart syndrome E. Occurrence of broken heart syndrome F. Recovery from broken heart syndrome G. Ways to avoid broken heart syndrome 9 Paragraph 1: _ 10 Paragraph 2: _ 11 Paragraph 3:
23、 _ 12 Paragraph 4: _ 13 Paragraph 5: _ 13 Using the information in the text, complete each sentence 14-18 with an expression from the list below. For each sentence(14-16), mark one letter(AG)on your Answer Sheet. Do not mark any letter twice. A. heart attack B. intense curiosity C. a blocked artery
24、D. gender disparity E. a federal database F. follow-up treatment G. a flood of stress hormones 14 A sufferer of broken heart syndrome has symptoms that look like_. 15 When encountering a shock or a sudden emotional event, a persons body releases_. 16 Dr. Abhishek Deshmukh started his study on gender
25、-specific broken heart syndrome out of_. 17 Concerning broken heart syndrome, there exists a considerable_. 18 Most sufferers of broken heart syndrome dont need_. 三、 Part 3 18 Read the following article and answer questions 19-25. For questions 19-25, choose the correct answer A, B, C or D. Mark you
26、r answer on your Answer Sheet. A Real Cliffhanger The digital onslaught of e-books and Amazon-style e-tailers have put bookstores in an existential predicament. Digital books are expected to outsell print titles by 2015 in Britain, says Sam Hancock, digital product manager at HarperCollins, and even
27、 sooner in America, With the demise of HMV, that music-peddling stalwart, still fresh in everyones minds, bricks-and-mortar bookstores appear to be on borrowed time. So, what is the future of the bookstore? This was the burning questions on everyones lips at a recent event at Foyless flagship booksh
28、op on Charing Cross Road in London, where some of Britains leading literary agents, authors, marketing managers and booksellers gathered to discuss its fate ahead of the booksellers move from its current rambling premises to the former home of Central Saint Martins art school just up the road For a
29、bookstore to remain successful, it must improve “the experience of buying books,“ says Alex Lifschutz, an architect whose London-based practice is designing the new Foyles. He suggests an array of approaches: “small, quiet spaces cocooned with books; larger spaces where one can dwell and read; other
30、 larger but still intimate spaces where one can hear talks from authors about books, literature, science, travel and cookery.“ The atmosphere is vital, he adds. Exteriors must buzz with activity, entrances must be full of eye-catching presentations and a bar and cafe is essential. The trend for not
31、only incorporating cafes in bookstores but also placing them on the top floor makes good sense. The new Foyles will have one, Mr. Lifschutz explains, because this draws shoppers upwards floor-by-floor, which is bound to encourage people to linger longer and spend more. There are plenty of ways to de
32、light the bookstore customer, but few are easily monetized. The consensus is that bookstores need to become cultural destinations where people are prepared to pay good money to hear a concert, see a film or attend a talk. The programming will have to be intelligent and the space comfortable. Given h
33、ow common it is for shoppers to browse in shops only to buy online later, some wonder whether it makes sense to charge people for the privilege. Victoria Barnsley, head of HarperCollins, thinks it might be a good idea. She cited similar experiments among clothing retailers to charge customers for tr
34、ying on merchandise. But forcing people to pay for the privilege of potentially paying for goods could deter shoppers altogether. A more attractive idea might be a membership scheme like those offered by museums and other cultural venues. Unlike reward cards, which offer discounts and other nominal
35、benefits, a club membership could provide priority access to events(talks, literary workshops, retreats)and a private lounge where members can eat, drink and meet authors before events. Different memberships could tailor to the needs of children and students. To survive and thrive, bookstores should
36、 celebrate the book in all its forms: rare, second-hand, digital, self-printed and so on. Digital and hybrid readers should have the option of buying e-books in-store, and budding authors should have access to self-printing book machines. The latter have been slower to take off in Britain, but in Am
37、erica bookstores are finding them to be an important source of revenue. “The quality is now almost identical to that of a book printed by a major publishing house,“ says Bradley Graham, owner of a leading independent bookstore in Washington, DC, called Politics & Prose. His shop leases an Espresso B
38、ook Machine and makes it available to customers. The bookstore of the future will have to work hard. Service will be knowledgeable and personalized, the inventory expertly selected, spaces well-designed and the cultural events enticing. Whether bookstores, especially small independents are up to the
39、 challenge, is not clear. The fate of these stores is a cliffhanger. 19 What will be the future of bookstores? （ A） Bright. （ B） Unclear. （ C） Helpless. （ D） Promising. 20 Which of the following is NOT mentioned as a strategy to help a bookstore to be successful? （ A） Attractive presentations around
40、 the entrance. （ B） Suitable spacing arrangements. （ C） Luxurious decorations. （ D） A bar and cafe. 21 Why should the cafes be placed on the top floor in bookstores? （ A） To make people stay longer and buy more. （ B） To encourage people to have a drink after shopping. （ C） To provide people with a c
41、omfortable place to have a rest. （ D） To give people a chance to exercise by climbing stairs. 22 Sometimes shoppers go to bookstores_. （ A） to see a film （ B） to spend money only on sales （ C） have a look in shops and purchase online （ D） to drink free coffee 23 Which of the following might be a bet
42、ter idea to attract shoppers? （ A） Charges on privileges. （ B） Club memberships. （ C） Periodic discounts. （ D） Reward cards. 24 To survive, bookstores should_. （ A） find ways to attract children and students （ B） offer more second-hand books （ C） lower the price of books （ D） provide books in differ
43、ent forms 25 Authors in America can_. （ A） print their books by themselves （ B） charge money on giving lectures （ C） sell their copyright to online readers （ D） lend their manuscripts to bookstores 四、 Part 4 25 Read the following passage and choose the best word for each space. For questions 2645, m
44、ark one letter A, B, CorD on the Answer Sheet. One hundred and thirteen million Americans have at least one bank-issued【 C1】_card. They give their owners automatic credit in stores, restaurants, and hotels, at home, across the country, and even【 C2】 _. and they make many banking services available a
45、s【 C3】 _. More and more of these credit cards can be read automatically, making it possible to withdraw or【 C4】 _money in scattered locations,【 C5】 _the local branch bank is open. For many of us the “cashless society“ is not on【 C6】 _ its already here. While computers offer these【 C7】 _to consumers,
46、 they have many advantages for sellers too. Electronic cash registers can do【 C8】 _than simply ring up sales. They can【 C9】 _a wide range of records, including who sold what, when, and to whom. This information allows businessmen to keep【 C10】 _their list of goods by showing which items are being so
47、ld and how fast they are moving. Decisions to reorder or【 C11】 _goods to suppliers can then be made. 【 C12】 _the same time these computers record which hours are busiest and which employees are the most efficient,【 C13】 _personnel and staffing assignments to be made【 C14】 _. And they also identify【
48、C15】_customers for promotional campaigns. Computers are relied【 C16】 _by manufacturers for similar reasons. Computer-【 C17】 _marketing reports can help to decide which products to emphasize now, which to develop for the future, and which to drop. Computers keep track of goods in stock, of raw materi
49、als【 C18】 _hand, and even of the production process itself. 【 C19】 _other commercial enterprises, from theaters to magazine publishers, from gas and electric utilities to milk processors, bring better and more【 C20】_services to consumers through the use of computers. 26 【 C1】 （ A） identity （ B） cash （ C） credit （ D） license 27 【 C2】 （
