1、银行系统公开招聘考试(中国银行)模拟 17 及答案解析(总分：100.00，做题时间：90 分钟)英语二、Part 1(总题数：10，分数：10.00)1.More and more high-rise buildings have been built in big cities _ space.（分数：1.00）A.in search ofB.in place ofC.for lack ofD.for fear of2.It is illegal for a public official to ask people for gifts or money _ favors to them.
2、（分数：1.00）A.in preference toB.in place ofC.in agreement withD.in exchange for3.Tired, Jim was fast asleep with his back _ a big tree.（分数：1.00）A.inB.belowC.besideD.against4._. Your name again, please. It“s Bell Green.（分数：1.00）A.I didn“t quite catch youB.I couldn“t quite catch youC.I don“t hear youD.It
3、“s your name5.The UN should _ the establishment of Iraqi government after the war, I think.（分数：1.00）A.take part inB.play a leading role inC.play a role amongD.play an important part for6.Who“s won the first prize in the competition? Henry _. He has _ it for a week.（分数：1.00）A.is; wonB.is; gotC.has; h
4、adD.has; been given7.I“ve found some pictures of the most interesting places _ you can visit during the winter holidays.（分数：1.00）A.whereB.whichC.whatD.that8.After reading the story about Jin Jing, I was very _. _. She“s really brave.（分数：1.00）A.relaxed; So was IB.impressing; So did IC.impressed; So w
5、as ID.relaxing; So I did9.We are sure that scientists will _ a way to solve the difficult problem.（分数：1.00）A.put upB.come up withC.look upD.come up10.Will you please take a message for Mike? _.（分数：1.00）A.Yes, the message is importantB.That“s very niceC.Thanks for telling meD.I“ll be glad to三、Part 2(
6、总题数：1，分数：30.00)The list of ills attributable to obesity keeps growing: Last week, obese people were accused of causing global warming. This 1 comes from Sheldon Jacobson of the University of Illinois, US, and a doctoral student, Laura McLay. Their study 2 how much extra gasoline is needed to haul fa
7、t Americans around. The answer, they say, is a billion gallons of gas per year. It 3 an extra 11 million tons of carbon dioxide. There has been 4 for taxes on junk food in recent years. US economist Martin Schmidt suggests a tax on fast food 5 to people“s cars. “We tax cigarettes partly because of t
8、heir health cost,“ Schmidt said. “Similarly, leading a lazy life style will end 6 costing taxpayers more.“ US political scientist Eric Oliver said his first instinct was to laugh at these gas and fast food arguments. But such 7 are getting attention. At the US Obesity Society“s annual meeting, one p
9、erson 8 obesity with car accident deaths, and another correlated obesity with suicides. No one asked whether there was really a causeandeffect relationship. “The funny thing was that everyone took it 9 .“ Oliver said. In a 1960s study, children were 10 drawings of children with disabilities and with
10、out them, and a drawing of an obese child. They were asked 11 they would want for a friend? The obese child was picked last. Three researchers recently repeated the study 12 college students. Once again, 13 no one, not even obese people, liked the obese person. But, researchers say, getting 14 is no
11、t like quitting smoking. People struggle to stop smoking, and, in the end, many succeed. Obesity is different. Science has shown that they have limited personal control over their weight. Genes also 15 a part.（分数：30.00）A.studyB.projectC.experimentD.conclusionA.doubtsB.reportsC.calculatesD.reviewsA.t
12、urnsB.meansC.saysD.costsA.callsB.criesC.soundsD.noisesA.deliveredB.paidC.spentD.collectedA.upB.inC.withD.byA.answersB.talksC.claimsD.laughsA.mixedB.correlatedC.contactedD.involvedA.seriouslyB.wellC.hardD.greatlyA.boughtB.capturedC.shownD.madeA.whatB.whereC.whyD.whichA.seeingB.helpingC.usingD.surveyi
13、ngA.aboutB.asC.almostD.likeA.criticalB.tallC.thinD.confidentA.decideB.playC.produceD.use四、Part 3(总题数：1，分数：10.00)Solar photovoltaic thermal energy systems, or PVTs, generate both heat and electricity, but until now they haven“t been very good at the heat-generating part compared to a stand-alone sola
14、r thermal collector. That“s because they operate at low temperatures to cool crystal-line silicon solar cells, which lets the silicon generate more electricity but isn“t a very efficient way to gather heat. That“s a problem of economics. Good solar hot-water systems can harvest much more energy than
15、 a solar-electric system at a substantially lower cost. And it“s also a space problem: photovoltaic cells can take up all the space on the roof, leaving little room for thermal applications. In a pair of studies, Joshua Pearce, anassociate professor of materials science and engineering, has devised
16、a solution in the form of a better PVT made with a different kind of silicon. His research collaborators are Kunal Girotra from Thin Silicon in California and Michael Pathak and Stephen Harrison from Queen“s University, Canada. Most solar panels are made with crystalline silicon, but you can also ma
17、ke solar cells out of amorphous silicon, commonly known as thin-film silicon. They don“t create as much electricity, but they are lighter, flexible, and cheaper. And, because they require much less silicon, they have a greener footprint. Unfortunately, thin-film silicon solar cells are vulnerable to
18、 some bad-news physics in the form of the Staebler-Wronski effect. “That means that their efficiency drops when you expose them to lightpretty much the worst possible effect for a solar cell,“ Pearce explains, which is one of the reasons thin-film solar panels make up only a small fraction of the ma
19、rket. However, Pearce and his team found a way to engineer around the Staebler-Wronski effect by incorporating thin-film siliconin a new type of PVT. You don“t have to cool down thin-film silicon to make it work. In fact, Pearce“s group discovered that by heating it to solar-thermal operating temper
20、atures, near the boiling point of water, they could make thicker cells that largely overcame the Staebler-Wronski effect. When they applied the thin-film silicon directly to a solar thermal energy collector, they also found that by baking the cell once a day, they boosted the solar cell“s electrical
21、 efficiency by over 10 percent.（分数：10.00）(1).PVTs are not efficient in _.（分数：2.00）A.generating heat.B.creating electricity.C.cooling silicon solar cells.D.powering solar thermal collectors.(2).One of the problems PVTs have is that _.（分数：2.00）A.their thermala pplications are costly.B.they are too exp
22、ensive to afford.C.it is hard to fix them on the roof.D.they occupy too much space.(3).Which of the following is NOT mentioned as an advantage of thin-film silicon solar cells?（分数：2.00）A.They are flexible.B.They are less expensive.C.They are electrically efficient.D.They are environment friendly.(4)
23、.Thin-film solar panels do not sell well on market because _.（分数：2.00）A.their advantages are not well-recognized.B.they do not work well if exposed to light.C.they need improving in appearance.D.they are not advertised.(5).Which of the following statements is true?（分数：2.00）A.New techniques have been
24、 developed to produce thin-film silicon.B.Thin-film silicon works efficiently at low temperature.C.Thin-film silicones electrical efficiency improves when heated up.D.Anew material enlarging the Staebler-WronsKi effect has been created.五、职业能力测试(总题数：10，分数：20.00)11.把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确
25、的一项是_。 （分数：2.00）A.，B.，C.，D.，12.下列选项中，符合所给图形的变化规律的是_。 （分数：2.00）A.B.C.D.13.下列选项中，符合所给图形规律的是_。 （分数：2.00）A.B.C.D.14.从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性。_ （分数：2.00）A.B.C.D.15.从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性。_ （分数：2.00）A.B.C.D.16.近年来，我国电子垃圾产生量增长迅猛。电子垃圾问题若得不到妥善解决，建设生态文明的目标就无法实现。因此，必须多管齐下，综合治理。除了建立生产者责任延伸
26、制度和加大打击电子垃圾进口走私力度外，还要大力促进电子垃圾拆解处理领域的技术创新。如果这样，那么电子垃圾就不再会是令人头痛的污染源，而能成为填补短缺的“新矿山”。 由此可以推出_。（分数：2.00）A.只有妥善解决电子垃圾问题，才能实现建设生态文明的目标B.如果能够实现电子垃圾拆解处理领域的技术创新，就能彻底解决电子垃圾问题C.如果建立生产者责任延伸制度，它们就能从设计开始尽量降低电子垃圾产生量D.如果电子垃圾仍是令人头痛的污染源，那么一定是打击电子垃圾进口走私力度不够17.三位办案人员在办理一起刑事案件。甲说：犯罪嫌疑人向东逃跑了。乙说：犯罪嫌疑人没有向东逃跑。丙说：犯罪嫌疑人没有向南逃跑。
27、已知两个人的断定与事实不符，由此可以推出_。（分数：2.00）A.犯罪嫌疑人向南逃跑了B.犯罪嫌疑人没有向东逃跑C.甲的断定与事实相符D.丙的断定与事实相符18.国际经验表明，在经济快速发展期，房地产市场容易出现投机投资性需求增多的趋势。如不及时有效抑制，一方面，投机投资性需求将非正常推高房价，迫使一些自住性需求被挤出市场，导致市场需求畸形化；另一方面，投机投资性需求的盲目扩张，往往出现资产泡沫膨胀，造成市场大起大落，甚至引发金融风险、影响经济平稳发展。 由此可以推出_。（分数：2.00）A.若进行及时有效抑制，投机投资性需求就不会非正常推高房价且不会盲目扩张B.若投机投资性需求没有非正常推高
28、房价且没有盲目扩张，则一定进行了及时有效抑制C.若投机投资性需求非正常推高房价且盲目扩张，则一定没有进行及时有效抑制D.即使进行及时有效抑制，投机投资性需求也有可能非正常推高房价且盲目扩张19.只有遇到下雨天，客车才不会准时到达。现在，客车没有准时到达，所以_遇到下雨天。（分数：2.00）A.没有B.可能C.一定D.不可能20.某水果超市购进苹果和葡萄共计 100 千克，总值若干元，定价标准是苹果降价 20%，葡萄提价 20%，这样苹果和葡萄每千克价格均为 9.6 元，总值比原来减少 140 元。计算一下，该超市购进苹果有多少千克?_（分数：2.00）A.65B.70C.75D.80六、行业认
29、知(总题数：0，分数：0.00)七、单项选择题(总题数：15，分数：15.00)21.在企业和银行双方记账均无误的情况下，银行对账单与企业银行存款日记账的余额不一致的原因是_（分数：1.00）A.应收账款B.外埠存款C.未达账项D.应付账款22.“应付账款”账户的期初余额为贷方 5000 元，本期贷方发生额 2000 元，本期借方发生额 6000 元，该账户的期末余额为_。（分数：1.00）A.贷方 1000 元B.借方 1000 元C.借方 5000 元D.贷方 5000 元23.在财产清查中填制的“账存实存对比表”是_。（分数：1.00）A.登记总分类账的直接依据B.登记日记账的直接依据C
30、.调整账面记录的原始凭证D.调整账面记录的记账凭证24.某企业月末编制试算平衡表时，因漏算一个账户，计算的月末借方余额合计为 150000 元，月末贷方余额合计为 160000 元，则漏算的账户是_。（分数：1.00）A.借方账户B.贷方账户C.没有漏算D.发生额为 20000 元25.下列选项不属于总会计师负责组织的工作范畴的是_。（分数：1.00）A.组织编制和执行预算、财务收支计划、信贷计划，拟定资金筹措使用方案，开辟财源，有效地使用资金B.建立、健全经济核算制度，利用财务会计资料进行经济活动分析C.负责本单位会计机构的设置和会计人员的配备，组织对会计人员进行业务培训和考核D.负责对本单
31、位的生产经营和业务管理等问题做出决策26.中国目前是 IMF 的第_大股东国。（分数：1.00）A一B三C四D六27._是指为了应付可能遇到的意外支出而持有货币的动机。（分数：1.00）A.投机动机B.交易动机C.预防动机D.盈利动机28.正常物品价格上升导致需求量减少的原因在于_。（分数：1.00）A.替代效应使需求量增加，收入效应使需求量减少B.替代效应使需求量增加，收入效应使需求量增加C.替代效应使需求量减少，收入效应使需求量减少D.替代效应使需求量增加，收入效应使需求量增加29.通货膨胀率和失业率之间的关系是_。（分数：1.00）A.替代B.互补C.互斥D.无关30.国际收支状况主要表
32、现为_。（分数：1.00）A.利润表B.所有者权益表C.资产负债表D.国际收支平衡表31.下列不属于直接信用控制的手段是_。（分数：1.00）A.利率最低限B.信用配额C.流动性比率D.直接干预32.商业银行向中央银行借款，其主要的、直接的目的是_。（分数：1.00）A.缓解本身资金的暂时不足B.缓解本身资金的长期不足C.用来发放贷款D.用来盈利33.收益率曲线是对_的图形描述。（分数：1.00）A.债券价格波动B.通货膨胀情况C.利率期限结构D.债券收益变动34.IS 曲线是用来说明_均衡的条件。（分数：1.00）A.产品市场B.资本市场C.货币市场D.资金市场35.凯恩斯的货币需求函数是_
33、。（分数：1.00）A.L=L1(y)+L2(r)=ky+hrB.L=L1(y)-L2(r)=ky-hrC.L=L1(y)+L2(r)=ky-hrD.L=L1(y)-L2(r)=ky+hr八、多项选择题(总题数：5，分数：15.00)36.下列关于会计分录的书写格式，说法正确的有_。（分数：3.00）A.先借后贷B.左右错开C.一借多贷，贷方文字对齐D.一贷多借，借方金额对齐37.下列关于局部清查的说法，正确的有_。（分数：3.00）A.是根据需要对一部分财产进行的清查B.局部清查范围小，涉及人员少，但专业性较强C.局部清查的对象主要是流动性较强的财产D.每月对债权债务的核对属于局部清查38.
34、下列用公式表示试算平衡关系的选项中，正确的有_。（分数：3.00）A.全部账户本期借方发生额合计=全部账户本期贷方发生额合计B.全部账户本期借方余额合计=全部账户本期贷方余额合计C.负债类账户借方发生额合计=负债类账户贷方发生额合计D.资产类账户借方发生额合计=资产类账户贷方发生额合计39.下列关于会计档案的保管期限的说法中，正确的有_。（分数：3.00）A.会计档案的保管期限分为永久和定期两类B.企业和其他组织会计档案的保管期限是一样的C.会计档案的保管期限，从会计年度终了后的第一天算起D.会计档案保管清册和会计档案销毁清册都要永久保存40.下列关于会计凭证的意义，正确的有_。（分数：3.0
35、0）A.记录经济业务B.提供记账依据C.明确经济责任，强化内部控制D.监督经济运动，控制经济运行银行系统公开招聘考试(中国银行)模拟 17 答案解析(总分：100.00，做题时间：90 分钟)英语二、Part 1(总题数：10，分数：10.00)1.More and more high-rise buildings have been built in big cities _ space.（分数：1.00）A.in search ofB.in place ofC.for lack of D.for fear of解析：解析 句意：因为缺少空间，城市中已经建造了越来越多的高层建筑。in sea
36、rch of 寻找；in place of 代替，替代；for lack of 缺乏，短缺；for fear of 担心，害怕。根据句意可以判断本题应选C。2.It is illegal for a public official to ask people for gifts or money _ favors to them.（分数：1.00）A.in preference toB.in place ofC.in agreement withD.in exchange for 解析：解析 句意：对公务员来说，以给人们好处来索要礼物或金钱是违法的。in exchange for 在这里表示“
37、交换”。in preference to 优先于；in place of 代替；in agreement with 符合，一致。3.Tired, Jim was fast asleep with his back _ a big tree.（分数：1.00）A.inB.belowC.besideD.against 解析：解析 背靠着树睡着了用介词 against。4._. Your name again, please. It“s Bell Green.（分数：1.00）A.I didn“t quite catch you B.I couldn“t quite catch youC.I don
38、“t hear youD.It“s your name解析：解析 根据经验常识，让对方重复姓名，是因为没有听清，而不是不能听清，排除 B、C、D 项。catch 此处意为“听清”。5.The UN should _ the establishment of Iraqi government after the war, I think.（分数：1.00）A.take part inB.play a leading role in C.play a role amongD.play an important part for解析：解析 句意：我认为，联合国应该在战后伊拉克政府重建上起领导作用。p
39、lay a role in 为固定搭配，意为“在中起作用”。6.Who“s won the first prize in the competition? Henry _. He has _ it for a week.（分数：1.00）A.is; wonB.is; gotC.has; had D.has; been given解析：解析 本题考查现在完成时的用法。对现在完成时作简短回答时，应用助动词 has；由后一句的时间状语 for a week 可知，此处应使用延续性动词 had，故选 C。7.I“ve found some pictures of the most interestin
40、g places _ you can visit during the winter holidays.（分数：1.00）A.whereB.whichC.whatD.that 解析：解析 先行词 places 作从句动词 visit 的宾语，且前有形容词最高级修饰，所以关系词应用that，故选 D。8.After reading the story about Jin Jing, I was very _. _. She“s really brave.（分数：1.00）A.relaxed; So was IB.impressing; So did IC.impressed; So was I
41、D.relaxing; So I did解析：解析 本题考查形容词作表语和倒装句的用法。句意：读完金晶的故事，我被深深地打动了。我也是，她真的很勇敢。主语是人时，可用-ed 形容词作表语。第一空应用 impressed 意为“被打动”。故选 C。9.We are sure that scientists will _ a way to solve the difficult problem.（分数：1.00）A.put upB.come up with C.look upD.come up解析：解析 本题考查动词短语辨析。put up 意为“张贴、搭建”；come up with 意为“想出(
42、主意)”；look up 意为“查找，翻阅”；come up 意为“出现”。根据后面的“a way to solve the difficult problem”可知应选 B，意为“想到一个解决难题的办法”。10.Will you please take a message for Mike? _.（分数：1.00）A.Yes, the message is importantB.That“s very niceC.Thanks for telling meD.I“ll be glad to 解析：解析 本题考查交际用语。对表示请求的“Will you please.?”作肯定应答时，可用“I
43、“ll be glad to”。故选 D。三、Part 2(总题数：1，分数：30.00)The list of ills attributable to obesity keeps growing: Last week, obese people were accused of causing global warming. This 1 comes from Sheldon Jacobson of the University of Illinois, US, and a doctoral student, Laura McLay. Their study 2 how much extra
44、 gasoline is needed to haul fat Americans around. The answer, they say, is a billion gallons of gas per year. It 3 an extra 11 million tons of carbon dioxide. There has been 4 for taxes on junk food in recent years. US economist Martin Schmidt suggests a tax on fast food 5 to people“s cars. “We tax
45、cigarettes partly because of their health cost,“ Schmidt said. “Similarly, leading a lazy life style will end 6 costing taxpayers more.“ US political scientist Eric Oliver said his first instinct was to laugh at these gas and fast food arguments. But such 7 are getting attention. At the US Obesity S
46、ociety“s annual meeting, one person 8 obesity with car accident deaths, and another correlated obesity with suicides. No one asked whether there was really a causeandeffect relationship. “The funny thing was that everyone took it 9 .“ Oliver said. In a 1960s study, children were 10 drawings of child
47、ren with disabilities and without them, and a drawing of an obese child. They were asked 11 they would want for a friend? The obese child was picked last. Three researchers recently repeated the study 12 college students. Once again, 13 no one, not even obese people, liked the obese person. But, res
48、earchers say, getting 14 is not like quitting smoking. People struggle to stop smoking, and, in the end, many succeed. Obesity is different. Science has shown that they have limited personal control over their weight. Genes also 15 a part.（分数：30.00）A.studyB.projectC.experimentD.conclusion 解析：解析 第一段指出，肥胖的人被指责导致全球变暖，它是美国伊利诺伊大学所做一项研究的结论，而非研究本身。四个词语中，只有 conclusion 表示结论。study：研究。project：项目。experiment：实验，试验。正确答案为 D。A.doubtsB.reportsC.calculates D.reviews解析：解析 这里需要一个动词和后面的 how much extra gasoline 搭配，即计算需要多少汽油。calculate：计算。意思合适。其他
