1、银行系统公开招聘考试英语-28 及答案解析(总分：100.00，做题时间：90 分钟)一、B完形填空/B(总题数：2，分数：60.00)Have You Filled up the Form?Of all things in the world, I most dislike filling up forms; in fact, I have a U U 1 /U /Uhorror of it. Applying for a driving license, U U 2 /U /Ufor an evening course, booking a holiday abroadeverything
2、 nowadays seem to involve U U 3 /U /Uinformation about ones personal life and habits that has little or nothing to do with the matter U U 4 /U /Uhand. When applying for a job, it may be U U 5 /U /Usome obscure interest to a U U 6 /U /Uemployer to learn that I collect stamp or had measles as a child,
3、 but why should he conceivably want to know that my father was a tobacconist who died in 19887The authorities who U U 7 /U /Uone to fill up forms, frequently demand answers to questions that one would hesitate to put U U 8 /U /Uones intimate friends. The worst of it is that, when U U 9 /U /Uwith suc
4、h questions, my mind goes blank. Have I ever suffered from a serious illness? My mother always assured me I was “delicate“. Do I suffer from any personal defects? Well, I wear contact lenses and my upper teeth are not my own, but perhaps the word “defects“ U U 10 /U /Uto my character. Am I supposed
5、to U U 11 /U /Uthat I like gambling, and find it difficult to get up in the morning? Both of them are true.Of all, I think job applications are the worst, education, previous experience, post held, give U U 12 /U /U. Terrified by the awful warning about giving false U U 13 /U /Uwhich appear at the b
6、ottom of the form, I struggle to remember what exams I passed and how long I worked for what firms. U U 14 /U /Uhard I try, there always seems to be a year or two for which I cannot satisfactorily account and which I am certain, if left U U 15 /U /U, will give the impression that I was in prison or
7、engaged in some occupation too dubious to mention.（分数：30.00）(1). A. positive B. negative C. mild D. slight（分数：2.00）A.B.C.D.(2). A. attending B. registering C. living D. working（分数：2.00）A.B.C.D.(3). A. given B. to give C. giving D. having given（分数：2.00）A.B.C.D.(4). A. by B. in C. at D. to（分数：2.00）A.B
8、.C.D.(5). A. by B. with C. about D. of（分数：2.00）A.B.C.D.(6). A. prospective B. coming C. existing D. going（分数：2.00）A.B.C.D.(7). A. hid B. invite C. request D. require（分数：2.00）A.B.C.D.(8). A. to B. for C. up with D. with（分数：2.00）A.B.C.D.(9). A. to confront B. confronted C. confronting D. being confron
9、ted（分数：2.00）A.B.C.D.(10). A. agrees B. connects C. relates D. applies（分数：2.00）A.B.C.D.(11). A. decline B. deny C. admit D. reject（分数：2.00）A.B.C.D.(12). A. days B. dates C. offers D. suggestions（分数：2.00）A.B.C.D.(13). A. declarations B. witnesses C. publications D. announcements（分数：2.00）A.B.C.D.(14).
10、A. But B. Therefore C. Though D. However（分数：2.00）A.B.C.D.(15). A. vacant B. empty C. blank D. unwritten（分数：2.00）A.B.C.D.InflationBusiness and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased spending that causes rapid rises
11、in prices. U U 16 /U /Uyour money buys fewer goods so that you get U U 17 /U /Ufor the same amount of money as before, inflation is the problem. There is a general rise U U 18 /U /Uthe price of goods and services. Your money buys less. Sometimes people describe inflation as a time when “a dollar is
12、not worth a dollar anymore“.Inflation is a problem for all consumers. People who live on a fixed income are hurt the U U 19 /U /U. Retired people, for instance, cannot count on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to U
13、 U 20 /U /Utheir needs in time of inflation. Retirement income U U 21 /U /Uany fixed income usually does not rise as fast as prices. Many retired people must cut their spending to U U 22 /U /Urising prices. In many cases they must stop U U 23 /U /Usome necessary items, such as food and clothing. Eve
14、n U U 24 /U /Uworking people whose incomes are going up, inflation can be a problem. The U U 25 /U /Uof living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep U U 26 /U /Uwith rising pr
15、ices, the standard of living goes down. People may be earning the same amount of money, but they are not living as well because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes U U 27 /U /Uthe rate of
16、change can be determined. A price index measures changes in prices using the price for a U U 28 /U /Uyear as the base. The base price is set at 100, and the other prices are reported as a U U 29 /U /Uof the base price. A price index makes U U 30 /U /Upossible to compare current prices of typical con
17、sumer goods, for example, with prices of the same goods in previous years.（分数：30.00）(1). A. Because B. While C. Since D. When（分数：2.00）A.B.C.D.(2). A. much B. little C. more D. less（分数：2.00）A.B.C.D.(3). A. in B. on C. at D. to（分数：2.00）A.B.C.D.(4). A. best B. lease C. most D. worst（分数：2.00）A.B.C.D.(5)
18、. A. meet B. obtain C. care D. acquire（分数：2.00）A.B.C.D.(6). A. or B. and C. excluding D. including（分数：2.00）A.B.C.D.(7). A. live up to B. catch up on C. put up with D. keep up with（分数：2.00）A.B.C.D.(8). A. to buy B. buying C. having bought D. from buying（分数：2.00）A.B.C.D.(9). A. for B. to C. of D. if（分
19、数：2.00）A.B.C.D.(10). A. price B. level C. cost D. standard（分数：2.00）A.B.C.D.(11). A. race B. pace C. speed D. step（分数：2.00）A.B.C.D.(12). A. in which B. of which C. from which D. by which（分数：2.00）A.B.C.D.(13). A. last B. given C. fixed D. definite（分数：2.00）A.B.C.D.(14). A. portion B. fraction C. propor
20、tion D. percentage（分数：2.00）A.B.C.D.(15). A. it B. us C. one D. you（分数：2.00）A.B.C.D.二、B阅读理解/B(总题数：4，分数：40.00)If you intend using humor in your talk to make people smile, you must know how to identify shared experiences and problems. Your humor must be relevant to the audience and should help to show
21、them that you are one of them or that you understand their situation and are in sympathy with their point of view. Depending on whom you are addressing, the problems will be different. If you are talking to a group of managers, you may refer to the disorganized methods of their secretaries; alternat
22、ively if you are addressing secretaries, you may want to comment on their disorganized bosses.Here is an example, which I heard at a nurses convention, of a story which works well because the audience all shared the same view of doctors. A man arrives in heaven and is being shown around by St. Peter
23、. He sees wonderful accommodations, beautiful gardens, sunny weather, and so on. Everyone is very peaceful, polite and friendly until, waiting in a line for lunch, the new arrival is suddenly pushed aside by a man in a white coat, who rushes to the head of the line, grabs his food and stomps over to
24、 a table by himself. “Who is that?“ the new arrival asked St. Peter. “Oh, thats God,“ came the reply, “but sometimes he thinks hes a doctor.“If you are part of the group which you are addressing, you will be in a position to know the experiences and problems which are common to all of you and itll b
25、e appropriate for you to make a passing remark about the inedible canteen food or the chairmans notorious bad taste in ties. With other audiences you mustnt attempt to cut in with humor as they will resent an outsider making disrespect remarks about their canteen or their chairman. You will be on sa
26、fer ground if you stick to scapegoats like the Post Office or the telephone system.If you feel awkward being humorous, you must practice so that it becomes more natural. Include a few casual and apparently off-the-cuff remarks which you can deliver in a relaxed and unforced manner. Often its the del
27、ivery which causes the audience to smile, so speak slowly and remember that a raised eyebrow or an unbelieving look may help to show that you are making a light-hearted remark.Look for the humor. It often comes from the unexpected. A twist on a familiar quote “If at first you dont succeed, give up“
28、or a play on words or on a situation. Search for exaggeration and understatements. Look at your talk and pick out a few words or sentences which you can turn about and inject with humor.（分数：10.00）(1).To make your humor work, you should _. A. take advantage of different kinds of audience B. make fun
29、of the disorganized people C. address different problems to different people D. show sympathy for your listeners（分数：2.00）A.B.C.D.(2).The joke about doctors implies that, in the eyes of nurses, they are _. A. impolite to new arrivals B. very conscious of their godlike role C. entitled to some privile
30、ges D. very busy even during lunch hours（分数：2.00）A.B.C.D.(3).It can be inferred from the text that public services _. A. have benefited many people B. are the focus of public attention C. are an inappropriate subject for humor D. have often been the laughing stock（分数：2.00）A.B.C.D.(4).To achieve the
31、desired result, humorous stories should be delivered _. A. in well-worded language B. as awkwardly as possible C. in exaggerated statements D. as casually as possible（分数：2.00）A.B.C.D.(5).The tone of the author is _. A. neutral B. objective C. subjective D. humorous（分数：2.00）A.B.C.D.Since the early 19
32、30s, Swiss banks had prided themselves on their system of banking secrecy and numbered accounts. Over the years, they had successfully withstood every challenge to this system by their own government who, in turn, had been frequently urged by foreign governments to reveal information about the finan
33、cial affairs of certain account holders. The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking. There was a widely-held belief that Switzerland was irresistible to wealthy foreigners, mainly because of its numbered accounts and bankers reluctance to ask a
34、wkward questions of depositors. Contributing to the mystique was the view, carefully propagated by the banks themselves, that if this secret was ever given up, foreigners would fall over themselves in the rush to withdraw money, and the Swiss banking system would virtually collapse overnight.To many
35、, therefore, it came like a bolt out of the blue, when, in 1977, the Swiss banks announced they had signed a pact with the Swiss National Bank (the Central Bank). The aim of the agreement was to prevent the improper use of the countrys bank secrecy laws, and its effect to curb (遏制) severely the syst
36、em of secrecy.The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before. The banks would be required, if necessary, to identify the origin of foreign fund going into numbered and other accounts. The idea was to stop such account
37、s being used for dubious (可疑的) purposes. Also, they agreed not to accept funds resulting from tax evasion or from crime.The pact represented essentially a tightening up of banking rules. Although the banks agreed to end relations with clients whose identities were unclear or who were performing impr
38、oper acts, they were still not obliged to inform on a client to anyone, including the Swiss government. To some extent, therefore, the principle of secrecy had been maintained.（分数：10.00）(1).Swiss banks took pride in _. A. the number of their accounts B. withholding client information C. being myster
39、ious to the outsiders D. attracting wealthy foreign clients（分数：2.00）A.B.C.D.(2).According to the passage, the widely-held belief that Switzerland was irresistible to wealthy foreigners was _ by banks themselves. A. denied B. criticized C. reviewed D. defended（分数：2.00）A.B.C.D.(3).In the last paragrap
40、h, the writer thinks that _. A. complete changes had been introduced into Swiss banks B. Swiss banks could no long keep client information C. changes in the bank policies had been somewhat superficial D. more changes need to be considered and made（分数：2.00）A.B.C.D.(4).Swiss banks are tightening its b
41、anking rules by _. A. examining the origin of foreign funds before going into accounts B. preventing doubtful accounts from going into the bank C. refusal of funds from crimes or tax evasions D. all of the above（分数：2.00）A.B.C.D.(5).The purpose of the pact signed with the Swiss National Bank was _. A
42、. to attract more wealthy foreigners to the bank B. to stop improper use of the banking secrecy laws of the country C. to increase the numbered accounts of the Swiss Banks D. to add mystery to Swiss Banks（分数：2.00）A.B.C.D.Grown-ups are often surprised by how well they remember something they learned
43、as children but have never practiced still swim as well as ever since. A man when he gets hack who has not had a chance to go swimming for years can in the water. He can get on a bicycle after many years and still ride away. He can play catch and hit a ball as well as his son. A mother who has not t
44、hought about the words for years can teach her daughter the poem that begins “Twinkle, twinkle, little star“, remember the story of Cinderella or Goldilocks and the Three Bears.One explanation is the law of overlearning, which can be stated as follows. Once we have learned something, additional lear
45、ning trials (尝试)increase the length of time we will remember it.In childhood we usually continue to practice such skills as swimming, bicycle riding, and playing baseball long after we have learned them. We continue to listen to and remind ourselves of words such as “Twinkle, twinkle, little star“ a
46、nd childhood tales such as Cinderella and Goldilocks. We not only learn but overlearn.The multiplication tables (乘法口诀表) are an exception to the general rule that we forget rather quickly the things that we learn in school, because they are another of the things we overlearn in childhood.The law of o
47、verlearning explains why cramming (突击学习) for an examination, though it may result in a passing grade, is not a satisfactory way to learn a college course. By cramming, a student may learn the subject well enough to get by on the examination, but he is likely soon to forget almost everything he learned. A little overlearning, on the other hand, is re
