1、大学英语四级分类模拟题 351 及答案解析(总分：100.00，做题时间：90 分钟)一、Reading Comprehensio(总题数：0，分数：0.00)Forget Brother, Can You Spare a Dime? The theme song of this recession might well be “Mother, Can You Write a Check?“ The distressing economy has resulted in increasing numbers of parents and grandparents helping out the
2、ir strapped adult children and grandkids with home down payments, credit-card bailouts (紧急财政援助), and spare cashoften at the same time as parents are trying to confront new retirement budgets. “We are seeing a ton of this,“ says Ross Levin, an Edina, Minn., financial adviser. “Sometimes it“s a great
3、idea and sometimes it is not. You have to make sure you put on your own oxygen mask first.“ Some 62 percent of visitors to G have helped their kids financially in the past year, with 70 percent of that group handing over cash to help their adult children and grandchildren with daily expenses, says t
4、he site“s CEO, Jerry Shereshewsky. Another popular category is housing; in the last year many parents have coughed up down payments to help their kids get into homes while the $8,000 first-time home buyer“s credit was in effect. Then there“s the debt-bailout situation. A survey recently conducted by
5、 Creditcards. com for Newsweek found that 42 percent of folks with adult children have helped them pay off car loans, credit cards, medical bills, and more. None of this is surprising to Shereshewsky, who sees the trend as a natural result of changing families and the distribution of wealth. “This i
6、s where all the money isand it“s where the money is, despite the fact that we“ve had this meltdown.“ In general, the baby-boom generation is far wealthier than their children are, and has a lower unemployment rate than 20-somethings. He says that the vast majority of multi-generation households now
7、involve adult children (and sometimes their children) moving in with aging parents. Baby-boom parents generally aspire to helping their kids and their grandchildren and don“t want to wait until they are dead to do it. “You should give while you“re young enough to enjoy the fruits of what you“re doin
8、g,“ says Shereshewsky, who is personally considering getting a reverse mortgage on his home when it comes time to help his 20-something kids with home purchases.（分数：20.00）(1).According to the passage, people are regarded as “strapped“ if they are _.（分数：4.00）A.jobless in the recessionB.in financial d
9、ifficultiesC.dependent on their parentsD.troubled by credit card debt(2).Ross Levin thinks that sometimes, it is not a great idea that _.（分数：4.00）A.parents have confronted new retirement budgetB.adult children disregard parents“ difficultiesC.adult children spend more than they earnD.parents help ou
10、t their adult children(3).With the first-time home buyer“s credit, _.（分数：4.00）A.children did not have to turn to parents for helpB.children found it easier to deal with down paymentC.parents still had to help pay for the down paymentD.parents felt relieved from expense on housing(4).What do we know
11、about the people of the baby-boom generation?（分数：4.00）A.Most of them prefer to live with their children.B.Most of them become parents in their twenties.C.They have a higher employment rate than their kids.D.They are willing to take care of their aging parents.(5).Shereshewsky is most likely to agree
12、 that _.（分数：4.00）A.parents should enjoy their own livesB.young people should help their parentsC.young people should be independentD.parents should help out their adult kidsWhen your family wants to buy or replace a car, a television, or a washing machine, you find the money either from savings or b
13、y borrowing from the bank, a hire-purchase company or perhaps a friend. Similarly, a family buying a house for the first time commonly borrows from a building society (住宅互助委员会). If you own a private business, a garage, a shop, or a farm, you will need, from time to time, to buy new equipment, new fu
14、rnishings, or, if you are doing well, new premises (房屋) so that you can expand. Some of the cost you can meet from the profits you have kept in the business, but often you will need help. You will go to your bank, to a finance house, or perhaps to a relative or friend for finance provided from his s
15、avings. When you borrow money or raise money in this way you pay it back out of future profits. Many large businesses, however, need cash for new developments or expansion far in excess of what can be provided from their profits or from private sources of capital. A new factory, an oil-well in the N
16、orth Sea, can cost millions of pounds to construct and bring into production; a new design of car or brand of medicine likewise can cost millions of pounds to design, develop, test and market before it reaches the stage where it earns a profit. Often these costs can be met from profits earned in oth
17、er parts of the business or from reserves built up from profits earned in past years. Sometimes, however, it is necessary, and often it may be more advantageous, to raise new money from other sources. There can be little prospect of raising the sort of stuns needed by major businesses from friends o
18、r acquaintances, and generally the banks are reluctant to provide sufficient cash on a permanent basis for long-term projects, though they will provide short-term finance. Such companies can sometimes only raise the money they need to stay in the front of industry and develop new products and source
19、s of production by turning to the public at large and inviting it to lend them cash or take a share in the business in exchange for a share in future profits. This they can do by offering shares in the business or loan capital through stock exchange (证券交易所).（分数：20.00）(1).If you want to buy a house f
20、or the first time, which of the following could you do?（分数：4.00）A.Borrow money from a building society.B.Borrow money from a bank.C.Take money from your savings.D.Ask a friend to help you out.(2).Large businesses need to borrow huge amounts of money because _.（分数：4.00）A.developing and producing a ne
21、w product take a long timeB.they can not make enough profitsC.developing and expanding production cost a lot of moneyD.a new factory can cost millions of pounds to construct(3).Which of the following has the same meaning with “reserves“ (Line 7, Para.2)?（分数：4.00）A.Savings.B.Means.C.Jewelry.D.Content
22、.(4).Major business gets money to pay for expansion by _.（分数：4.00）A.borrowing from friendsB.borrowing from building societiesC.turning to banksD.selling shares of the company(5).According to the passage, we can know that _.（分数：4.00）A.small companies can only get financial help from the bankB.the ban
23、k won“t lend money to individualsC.the bank is pleased to provide long-term finance for the large businessesD.the bank can provide short-term money for the large businessNo one should be forced to wear a uniform under any circumstance. Uniforms are demanding to the human spirit and totally unnecessa
24、ry in a democratic society. Uniforms tell the world that the person who wears one has no value as an individual but only lives to function as a part of a whole. The individual in a uniform loses all self-worth. There are those who say that wearing a uniform gives a person a sense of identification w
25、ith a larger, more important concept. What could be more important than the individual himself? If an organization is so weak that it must rely on cloth and buttons to inspire its members, that organization has no right to continue its existence. Others say that the practice of making persons wear u
26、niforms, say in a school, eliminates all envy and competition in the matter of dress, such that a poor person who cannot afford good-quality clothing is not to be belittled by a wealthy person who wears expensive quality clothing. Those persons conveniently ignore such critical concepts as freedom o
27、f choice, motivation, and individuality. If all persons were to wear the same clothing, why would anyone strive to be better? It is only a short step from forcing everyone to drive the same car, have the same type of foods. When this happens, all incentive to improve one“s life is removed. Why would
28、 parents bother to work hard so that their children could have a better life than they had when they know that their children are going to be forced to have exactly the same life that they had? Uniforms also hurt the economy. Right now, billions of dollars are spent on the fashion industry yearly. T
29、housands of persons are employed in designing, creating and marketing different types of clothing. If everyone were forced to wear uniforms, artistic personnel would be unnecessary. Sales persons would be superfluous as well; why bother to sell the only items that are available? The wearing of unifo
30、rms would destroy the fashion industry, which in turn would have a ripple effect on such industries as advertising and promotion. Without advertising, newspapers, magazines, and television would not be able to remain in business. One entire information and entertainment industry would collapse.（分数：2
31、0.00）(1).What is the main idea of this passage?（分数：4.00）A.Wearing uniforms has both advantages and disadvantages.B.Wearing uniforms should be promoted strongly.C.Wearing uniforms will destroy economy.D.Wearing uniforms has many negative effects.(2).According to the author, if a person wears a unifor
32、m, he will lose his _.（分数：4.00）A.importanceB.meaningC.self-valueD.pride(3).In the author“s opinion, which is the most important thing?（分数：4.00）A.Society.B.Individuality.C.One“s image.D.Dignity.(4).The underlined word “incentive“ in paragraph 2 in probably means _.（分数：4.00）A.effortsB.motivationC.skil
33、lsD.attempts(5).The writer“s attitude of this passage is apparently _.（分数：4.00）A.disapprovedB.positiveC.pessimisticD.sarcasticMost economists hate gold. Not, you understand, that they would turn up their noses at a bar or two. But they find the reverence in which many hold the metal almost irrationa
34、l. Modern money takes the form of paper or, more often, electronic data. To economists, gold is now just another commodity. So why is its price soaring? Over the past week, this has topped $450 a troy ounce, up by 9% since the beginning of the year and 77% since April 2001. Ah, comes the reply, gold
35、 transactions are denominated in dollars, and the rise in the price simply reflects the dollar“s fall in terms of other currencies, especially the euro. However, there is no iron link, as it were, between the value of the dollar and the value of gold. A rising price of gold, like that of anything el
36、se, can reflect an increase in demand as well as a depreciation of its unit of account. This is where gold bulls come in. The fall in the dollar is important, but mainly because as a store of value the dollar stinks. With a few longish rallies, the greenback has been on a downward trend since it cam
37、e off the gold standard in 1971. Now it is suffering one of its sharper declines. At the margin, extra demand has come from those who think dollarsindeed any money backed by nothing more than promises to keep inflation lowa decidedly risky investment, mainly because America, with the world“s reserve
38、 currency, has been able to create and borrow so many of them. The least painful way of repaying those dollars is to make them worth less. The striking exception to this extra demand comes from central banks, which would like to sell some of the gold they already have. Last month the Bank of France
39、said it would sell 500 tonnes in coming years. But big sales by central banks can cause the price to plungeas when the Bank of England sold 395 tonnes between 1999 and 2002. The result was an agreement between central banks to co-ordinate and limit future sales. If the price of gold marches higher,
40、this agreement will presumably be ripped up , although a dollar crisis might make central banks think twice about switching into paper money. Will the overhang of central-bank gold drag the price down again? Not necessarily. As James Grant points out, in recent years the huge glut of government debt
41、 has not stopped a sharp rise in its price.（分数：20.00）(1).In economists“ eyes, gold is something _.（分数：4.00）A.they look down uponB.that can be exchanged in the marketC.worth people“s reverenceD.that should be replaced by other forms of money(2).According to the author, one of the reasons for the risi
42、ng of gold price is _.（分数：4.00）A.the increasing demand for goldB.the depreciation of the euroC.the link between the dollar and goldD.the increment of the value of the dollar(3).We can infer from the third paragraph that _.（分数：4.00）A.the decline of the dollar is inevitableB.America benefits from the
43、depreciation of the dollarC.the depreciation of the dollar is good news to other currenciesD.investment in the dollar yields more returns than that in gold(4).The phrase “ripped up“ (Line 1, Para.5) most probably means _.（分数：4.00）A.strengthenedB.broadenedC.renegotiatedD.torn up(5).According to the p
44、assage, the rise of gold price _.（分数：4.00）A.will not last longB.will attract some central banks to sell goldC.will impel central banks to switch into paper moneyD.will lead to a dollar crisisAmong the more colorful characters of Leadville“s golden age were H.A.W. Tabor and his second wife, Elizabeth
45、 McCourt, better known as “Baby Doe“. Their history is fast becoming one of the legends of the Old West. Horace Austin Warner Tabor was a school teacher in Vermont. With his first wife and two children he left Vermont by covered wagon in 1855 to homestead in Kansas. A few years later he moved west t
46、o the small Colorado mining camp known as California Gulch, which he later renamed Leadville when he became its leading citizen. “Great deposits of lead are sure to be found here.“ he said. As it turned out, it was silver, not lead, that was to make Leadville“s fortune and wealth. Tabor knew little
47、about mining himself, so he opened a general store, which sold everything from boots to salt, flour, and tobacco. It was his custom to “ grubstake “ prospective miners, in other words, to supply them with food and supplies, or “grub“, while they looked for ore, in return for which he would get a sha
48、re in the mine if one was discovered. He did this for a number of years, but no one that he aided ever found anything of value. Finally one day in the year 1878, so the story goes, two miners came in and asked for “grub“. Tabor had decided to quit supplying it because he had lost too much money that
49、 way. These were persistent, however, and Tabor was too busy to argue with them. “Oh help yourself. One more time won“t make any difference,“ He said and went on selling shoes and hats to other customers. The two miners took $17 worth of supplies, in return for which they gave Tabor a one-third interest in their findings. They picked a barren place on the mountainside and began to dig. After nine days they struck a rich vein of silver. Tabor bought the shares of the other two men, and so the mine bel
