1、7 SUBCHAPTER AGENERAL PART 200INTRODUCTION TO FHA PROGRAMS Sec. 200.1 Purpose. Subpart ARequirements for Application, Commitment, and Endorsement Gen-erally Applicable to Multifamily and Health Care Facility Mortgage Insur-ance Programs; and Continuing Eligi-bility Requirements for Existing Projects
2、 200.3 Definitions. ELIGIBLE MORTGAGOR 200.5 Eligible mortgagor. 200.6 Employer identification and social se-curity numbers. ELIGIBLE MORTGAGEE 200.10 Lender requirements. 200.11 Audit requirements for State and local governments as mortgagees. ELIGIBLE MORTGAGE 200.15 Maximum mortgage. 200.16 Proje
3、ct mortgage adjustments and re-ductions. 200.17 Mortgage coverage. 200.18 Minimum loan prohibition. MISCELLANEOUS PROJECT MORTGAGE INSURANCE 200.20 Refinancing insured mortgages. 200.21 Reinsurance of Commissioner held mortgages. 200.22 Operating loss loans. 200.23 Projects in declining neighborhood
4、s. 200.24 Existing projects. 200.25 Supplemental loans. MISCELLANEOUS CROSS CUTTING REGULATIONS 200.30 Nondiscrimination and equal oppor-tunity. 200.31 Debarment and suspension. 200.32 Participation and compliance re-quirements. 200.33 Labor standards. 200.34 Property and mortgage assessment. 200.35
5、 Appraisal standardsnondiscrimina-tion requirements. 200.36 Financial reporting requirements. 200.37 Preventing crime in federally as-sisted housing. FEES AND CHARGES 200.40 HUD fees. 200.41 Maximum mortgagee fees and charges. COMMITMENT APPLICATIONS 200.45 Processing of applications. 200.46 Commitm
6、ent issuance. 200.47 Firm commitments. REQUIREMENTS INCIDENT TO INSURED ADVANCES 200.50 Building loan agreement. 200.51 Mortgagee certificate. 200.52 Construction contract. 200.53 Initial operating funds. 200.54 Project completion funding. 200.55 Financing fees and charges. 200.56 Assurance of compl
7、etion for on-site improvements. GENERAL REQUIREMENTS 200.60 Assurance of completion for offsite facilities. 200.61 Title. 200.62 Certifications. 200.63 Required deposits and letters of cred-it. PROPERTY REQUIREMENTS 200.70 Location and fee interest. 200.71 Liens. 200.72 Zoning, deed and building res
8、tric-tions. 200.73 Property development. 200.74 Minimum property standards. 200.75 Environmental quality determina-tions and standards. 200.76 Smoke detectors. 200.77 Lead-based paint poisoning preven-tion. 200.78 Energy conservation. MORTGAGE PROVISIONS 200.80 Mortgage form. 200.81 Disbursement of
9、mortgage proceeds. 200.82 Maturity. 200.83 Interest rate. 200.84 Payment requirements. 200.85 Covenant against liens. 200.86 Covenant for fire and other hazard in-surance. 200.87 Mortgage prepayment. 200.88 Late charge. COST CERTIFICATION 200.95 Certification of cost requirements. 200.96 Certificate
10、s of actual cost. 200.97 Adjustments resulting from cost cer-tification. ENDORSEMENT 200.100 Insurance endorsement. 200.101 Mortgagor lien certificate. VerDate Mar2010 10:21 May 10, 2011 Jkt 223078 PO 00000 Frm 00017 Fmt 8010 Sfmt 8010 Y:SGML223078.XXX 223078WReier-Aviles on DSKGBLS3C1PROD with CFRP
11、rovided by IHSNot for ResaleNo reproduction or networking permitted without license from IHS-,-,-8 24 CFR Ch. II (4111 Edition) Pt. 200 REGULATION OF MORTGAGORS 200.105 Mortgagor supervision. 200.106 Projects with limited distribution mortgagors and program assistance. Subpart BElectronic Submission
12、 of Re-quired Data for Mortgage Defaults and Mortgage Insurance Claims for Insured Multifamily Mortgages 200.120 Purpose and applicability. 200.121 Requirements and effectiveness. Subparts CD Reserved Subpart EMortgage Insurance Procedures and Processing APPLICATION FOR INSURANCE 200.145 Property an
13、d mortgage assessment. CLAIMS FOR LOSSES 200.153 Presentation of claim. 200.156 Settlement of claims. 200.157 Provisions and characteristics of de-bentures. 200.158 Applicability of Treasury regula-tions to debenture transactions. 200.159 Relief on account of lost, stolen, de-stroyed, mutilated or d
14、efaced debentures. 200.160 Redemption of debentures prior to maturity. 200.161 Administration of debenture trans-actions. 200.162 Certificates of claim. Subpart FPlacement and Removal Pro-cedures for Participation in FHA Pro-grams FHA INSPECTOR ROSTER 200.170 FHA Inspector Roster; Mortgagee and insp
15、ector requirements. 200.171 Placement on the Inspector Roster. 200.172 Removal from the Inspector Roster. SECTION 203(K) REHABILITATION LOAN CONSULTANTS 200.190 HUD list of qualified 203(k) consult-ants. 200.191 Placement of 203(k) consultant. 200.192 Removal of 203(k) consultant. 200.193 Responsibi
16、lities of 203(k) consultants on the list. NONPROFIT ORGANIZATIONS 200.194 Placement of nonprofit organization on Nonprofit Organization Roster. 200.195 Removal of nonprofit organization from Nonprofit Organization Roster. Subpart GAppraiser Roster 200.200 What is the Appraiser Roster? 200.202 How do
17、 I apply for placement on the Appraiser Roster? 200.204 What actions may HUD take against unsatisfactory appraisers on the Ap-praiser Roster? 200.206 What are my responsibilities as an appraiser listed on the Appraiser Roster? Subpart HParticipation and Compliance Requirements PREVIOUS PARTICIPATION
18、 REVIEW AND CLEARANCE PROCEDURE 200.210 Policy. 200.213 Applicability of procedure. 200.215 Definitions. 200.217 Filing of previous participation cer-tificate on prescribed form. 200.218 Who must certify and sign. 200.219 Content of certification. 200.222 Certification of previous record on basis of
19、 a master list. 200.224 Multifamily Participation Review Committee and Participation Control Of-ficer. 200.225 Approvals by Area Managers for lim-ited partners. 200.226 Determination by the Participation Control Officer. 200.227 Multifamily Participation Review Committee. 200.228 Determination by th
20、e Review Com-mittee. 200.229 Withholding approval. 200.230 Standards for disapproval. 200.233 Effect and requirement of approval. 200.236 Modification or withdrawal of cer-tain approvals. 200.239 Notice of determination. 200.241 Request for reconsideration of an ad-verse determination and request fo
21、r a hearing. 200.243 Hearing rulesHow and when to apply. 200.245 Hearing Officer determines facts and law: Review Committee makes final ad-ministrative decision. Subpart INondiscrimination and Fair Housing 200.300 Nondiscrimination and fair housing policy. Subpart JEqual Employment Opportunity 200.4
22、00 Purpose. 200.405 Notice to public. 200.410 Definition of term applicant. 200.415 Agreement of applicant. 200.420 Equal opportunity clause to be in-cluded in contracts and subcontracts. 200.425 Exemptions. 200.430 Sanctions. Subparts KL Reserved VerDate Mar2010 10:21 May 10, 2011 Jkt 223078 PO 000
23、00 Frm 00018 Fmt 8010 Sfmt 8006 Y:SGML223078.XXX 223078WReier-Aviles on DSKGBLS3C1PROD with CFRProvided by IHSNot for ResaleNo reproduction or networking permitted without license from IHS-,-,-9 Office of Assistant Secretary for Housing, HUD Pt. 200 Subpart MAffirmative Fair Housing Marketing Regula
24、tions 200.600 Purpose. 200.605 Authority. 200.610 Policy. 200.615 Applicability. 200.620 Requirements. 200.625 Affirmative fair housing marketing plan. 200.630 Notice of housing opportunities. 200.635 Compliance. 200.640 Effect on other requirements. APPENDIX TO SUBPART M OF PART 200EQUAL HOUSING OP
25、PORTUNITY INSIGNIA Subpart N Reserved Subpart OLead-Based Paint Poisoning Prevention 200.800 Lead-based paint. 200.805 Definitions. 200.810 Single family insurance and coinsur-ance. Subpart PPhysical Condition of Multifamily Properties 200.850 Purpose. 200.853 Applicability. 200.855 Physical conditi
26、on standards and physical inspection requirements. 200.857 Administrative process for scoring and ranking the physical condition of multifamily housing properties. Subpart R Reserved Subpart SMinimum Property Standards 200.925 Applicability of minimum property standards. 200.925a Multifamily and car
27、e-type min-imum property standards. 200.925b Residential and institutional build-ing code comparison items. 200.925c Model codes. 200.926 Minimum property standards for one and two family dwellings. 200.926a Residential building code compari-son items. 200.926b Model codes. 200.926c Model code provi
28、sions for use in partially accepted code jurisdictions. 200.926d Construction requirements. 200.926e Supplemental information for use with the CABO One and Two Family Dwelling Code. 200.927 Incorporation by reference of min-imum property standards. 200.929 Description and identification of minimum p
29、roperty standards. 200.929a Fair Housing Accessibility Guide-lines. 200.931 Statement of availability. 200.933 Changes in minimum property standards. 200.934 User fee system for the technical suitability of products program. 200.935 Administrator qualifications and procedures for HUD building produc
30、ts certification programs. 200.936 Supplementary specific procedural requirements under HUD building prod-ucts certification program for solid fuel type room heaters and fireplace stoves. 200.937 Supplementary specific procedural requirements under HUD building prod-uct standards and certification p
31、rogram for plastic bathtub units, plastic shower receptors and stalls, plastic lavatories, plastic water closet bowls and tanks. 200.940 Supplementary specific require-ments under the HUD building product standards and certification program for sealed insulating glass units. 200.942 Supplementary sp
32、ecific procedural requirements under HUD building prod-uct standards and certification program for carpet and carpet with attached cush-ion. 200.943 Supplementary specific require-ments under the HUD building product standards and certification program for the grademarking of lumber. 200.944 Supplem
33、entary specific require-ments under the HUD building product standards and certification program for plywood and other performance rated wood-based structural-use panels. 200.945 Supplementary specific require-ments under the HUD building product standards and certification program for carpet. 200.9
34、46 Building product standards and cer-tification program for exterior finish and insulation systems, use of Materials Bul-letin UM 101. 200.947 Building product standards and cer-tification program for polystyrene foam insulation board. 200.948 Building product standards and cer-tification program f
35、or carpet cushion. 200.949 Building product standards and cer-tification program for exterior insulated steel door systems. 200.950 Building product standards and cer-tification program for solar water heat-ing system. 200.952 Supplementary specific require-ments under the HUD building product stand
36、ards and certification program for particleboard interior stair treads. 200.954 Supplementary specific require-ments under the HUD building product standard and certification program for construction adhesives for wood floor systems. 200.955 Supplementary specific require-ments under the HUD buildin
37、g product standard and certification program for VerDate Mar2010 10:21 May 10, 2011 Jkt 223078 PO 00000 Frm 00019 Fmt 8010 Sfmt 8010 Y:SGML223078.XXX 223078WReier-Aviles on DSKGBLS3C1PROD with CFRProvided by IHSNot for ResaleNo reproduction or networking permitted without license from IHS-,-,-10 24
38、CFR Ch. II (4111 Edition) 200.1 fenestration products (windows and doors). Subpart TSocial Security Numbers and Employer Identification Numbers; As-sistance Applicants and Participants 200.1001 Cross-reference. Subpart USocial Security Numbers and Employer Identification Numbers; Ap-plicants in Unas
39、sisted Programs 200.1101 Cross-reference. Subpart VIncome Information; Assistance Applicants and Participants 200.1201 Cross-reference. Subpart WAdministrative Matters 200.1301 Expiring ProgramsSavings Clause. 200.1302 Additional expiring programssav-ings clause. 200.1303 Annual income exclusions fo
40、r the Rent Supplement Program. Subpart YMultifamily Accelerated Proc-essing (MAP): MAP Lender Quality As-surance Enforcement 200.1500 Sanctions against a MAP lender. 200.1505 Warning letter. 200.1510 Probation. 200.1515 Suspension of MAP privileges. 200.1520 Termination of MAP privileges. 200.1525 S
41、ettlement agreements. 200.1530 Bases for sanctioning a MAP lend-er. 200.1535 MAP Lender Review Board. 200.1540 Imminent harm notice of action. 200.1545 Appeals of MAP Lender Review Board decisions. APPENDIX A TO PART 200STANDARDS INCOR-PORATED BY REFERENCE IN THE MINIMUM PROPERTY STANDARDS FOR HOUSI
42、NG (HUD HANDBOOK 4910.1) AUTHORITY: 12 U.S.C. 17021715z21; 42 U.S.C. 3535(d). SOURCE: 36 FR 24467, Dec. 22, 1971, unless otherwise noted. EDITORIAL NOTE: Nomenclature changes to part 200 can be found at 69 FR 18803, Apr. 9, 2004. 200.1 Purpose. This part sets forth requirements that are applicable t
43、o several of the programs of the Federal Housing Ad-ministration, an organizational unit within the Department of Housing and Urban Development. Program require-ments applicable to FHA programs and other HUD programs also can be found in 24 CFR part 5. The specific program regulations should be cons
44、ulted to de-termine which requirements in this part 200 or 24 CFR part 5 are applicable. 61 FR 14398, Apr. 1, 1996 Subpart ARequirements for Ap-plication, Commitment, and Endorsement Generally Appli-cable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility
45、 Require-ments for Existing Projects SOURCE: 61 FR 14399, Apr. 1, 1996, unless otherwise noted. 200.3 Definitions. (a) The definitions Department, Elderly person, HUD, and Secretary, as used in this subpart A shall have the meanings given these definitions in 24 CFR part 5. (b) The terms first mortg
46、age, hospital, maturity date, mortgage, mortgagee, and state, as used in this subpart A shall have the meaning given in the section of the National Housing Act (12 U.S.C. 1701), as amend-ed, under which the project mortgage is insured. (c) As used in this subpart A: Act means the National Housing Ac
47、t, (12 U.S.C. 1701) as amended. Commissioner means the Federal Housing Commissioner. FHA means the Federal Housing Ad-ministration. Insured mortgage means a mortgage which has been insured by the endorse-ment of the credit instrument by the Commissioner, or the Commissioners duly authorized represen
48、tative. Project means a property consisting of site, improvements and, where per-mitted, equipment meeting the provi-sions of the applicable section of the Act, other applicable statutes and reg-ulations, and terms, conditions and standards established by the Commis-sioner. VerDate Mar2010 10:21 May
49、 10, 2011 Jkt 223078 PO 00000 Frm 00020 Fmt 8010 Sfmt 8010 Y:SGML223078.XXX 223078WReier-Aviles on DSKGBLS3C1PROD with CFRProvided by IHSNot for ResaleNo reproduction or networking permitted without license from IHS-,-,-11 Office of Assistant Secretary for Housing, HUD 200.21 ELIGIBLE MORTGAGOR 200.5 Eligible mortgagor. The mortgagor shall be a natural per-son or entity acce
