1、银行系统公开招聘考试英语-22 及答案解析(总分：100.00，做题时间：90 分钟)一、选词填空 lilist-style-ty(总题数：10，分数：20.00)1.The need for reform was _. No wonder a large number Of people came up with their opinions. A.self-evident B.seldom C.sentimental D.sensitive（分数：2.00）A.B.C.D.2.The hospital was built on the side of a river, hence_. A.
2、it has the name Riverside B.given the name Riverside C.has got the name Riverside D.the name Riverside（分数：2.00）A.B.C.D.3.The relations between my mother and brother were getting worse as my brother grew older and more _. A.realistic B.racial C.recycled D.rebellious（分数：2.00）A.B.C.D.4.They left for th
3、e airport very early in the morning _ traffic jam. A.in line with B.at the risk of C.in case of D.for the sake of（分数：2.00）A.B.C.D.5.By the time you graduate, we _ in Australia for one year. A.will be staying B.will have stayed C.would have stayed D.have stayed（分数：2.00）A.B.C.D.6.To keep health, we ha
4、ve to keep _ hours. A.reliable B.regular C.reluctant D.religious（分数：2.00）A.B.C.D.7.The facts he supplied were not relevant _ the case in question. A.with B.to C.for D.about（分数：2.00）A.B.C.D.8.It took them several weeks to _ the wild horse. A.cultivate B.civilize C.curb D.tame（分数：2.00）A.B.C.D.9.A comm
5、ittee has been _ by the counsel to look into the causes of unemployment. A.designed B.devised C.worked D.setup（分数：2.00）A.B.C.D.10.After the mutiny, the captain of the merchant ship was left behind in some _ island in the Pacific Ocean. A.residential B.remote C.risky D.ridiculous（分数：2.00）A.B.C.D.二、完形
6、填空(总题数：1，分数：40.00)A few years ago, I had a job that almost destroyed me. My U U 1 /U /Uwas that I loved my job too much and couldnt get U U 2 /U /Uof it. Working for the President was better than any other U U 3 /U /Uthat Id ever had. In the morning, I couldnt U U 4 /U /Uto get to the office. At nig
7、ht, I left it unwillingly. Part of my mind U U 5 /U /Uat work even when I was at U U 6 /U /Uwith my kids at night.Not U U 7 /U /U, all other parts of my life shriveled (枯萎) into a dried raisin. I lost touch with my U U 8 /U /U, seeing little of my wife or my two sons. I lost contact with my old frie
8、nds. I even U U 9 /U /Uto lose contact with myself. Then one evening, I U U 10 /U /Uhome to tell the boys I wouldnt make it back in time to say good night. Id already missed five U U 11 /U /Uthis week. Sam, the younger of the two, said that was U U 12 /U /U,but asked me to wake him up U U 13 /U /UI
9、got home. I explained that Id be back so late that he would have gone to sleep U U 14 /U /U; it was probably better if I saw him the next morning. But he U U 15 /U /U. I asked him why. He said he just wanted to know I was there, at home. To this day, I cant U U 16 /U /Uexactly what happened to me at
10、 that moment. Yet I suddenly knew I had to U U 17 /U /Umy job.After I said in public that I had quit my job, I received a number of U U 18 /U /U. Most were sympathetic, but a few of my correspondents were U U 19 /U /U. They wrote to tell me angrily that I shouldnt think myself virtuous (有道德的). U U 2
11、0 /U /Uwork was virtuous; leaving an important job to spend more time with my family was not.（分数：40.00）(1). A.happiness B.disease C.problem D.fight（分数：2.00）A.B.C.D.(2). A.little B.all C.enough D.part（分数：2.00）A.B.C.D.(3). A.joy B.invitation C.job D.trouble（分数：2.00）A.B.C.D.(4). A.hope B.help C.stop D.
12、wait（分数：2.00）A.B.C.D.(5). A.remained B.held C.blocked D.settled（分数：2.00）A.B.C.D.(6). A.lunch B.home C.school D.breakfast（分数：2.00）A.B.C.D.(7). A.really B.likely C.surprisingly D.usually（分数：2.00）A.B.C.D.(8). A.parents B.teachers C.family D.friends（分数：2.00）A.B.C.D.(9). A.began B.wanted C.chose D.proved
13、（分数：2.00）A.B.C.D.(10). A.wrote B.phoned C.ran D.drove（分数：2.00）A.B.C.D.(11). A.bedtimes B.kisses C.nights D.calls（分数：2.00）A.B.C.D.(12). A.bad B.OK C.great D.easy（分数：2.00）A.B.C.D.(13). A.however B.whenever C.whatever D.wherever（分数：2.00）A.B.C.D.(14). A.as well B.on purpose C.in time D.long before（分数：2.
14、00）A.B.C.D.(15). A.agreed B.insisted C.managed D.refused（分数：2.00）A.B.C.D.(16). A.find B.feel C.require D.explain（分数：2.00）A.B.C.D.(17). A.value B.leave C.keep D.take（分数：2.00）A.B.C.D.(18). A.papers B.notes C.letters D.reports（分数：2.00）A.B.C.D.(19). A.angry B.sad C.pleased D.excited（分数：2.00）A.B.C.D.(20)
15、. A.Timeless B.Hard C.Valuable D.Important（分数：2.00）A.B.C.D.三、阅读理解(总题数：0，分数：0.00)四、BText 1/B(总题数：1，分数：20.00)Every country with a monetary system of its own has to have some kind of market in which dealers in bills, notes, and other forms of short term credit can buy and sell. The “money market“ is a
16、set of institutions or arrangements for handling what might be called wholesale transactions in money and short term credit. The need for such facilities arises in much the same way that a similar need does in connection with the distribution of any of the products of a diversified economy to their
17、final users at the retail level. If the retailer is to provide reasonably adequate service to his customers, he must have active contacts with others who specialize in making or handling bulk quantities of whatever is his stock in trade. The money market is made up of specialized facilities of exact
18、ly this kind. It exists for the purpose of improving the ability of the retailers of financial servicescommercial banks, savings institutions, investment houses, lending agencies, and even governmentsto do their job. It has little if any contact with the individuals or firms who maintain accounts wi
19、th these various retailers or purchase their securities or borrow from them.The elemental functions of a money market must be performed in any kind of modern economy, even one that is largely planned or socialist, but the arrangements in socialist countries do not ordinarily take the form of a marke
20、t. Money markets exist in countries that use market processes rather than planned allocations to distribute most of their primary resources among alternative uses. The general distinguishing feature of a money market is that it relies upon open competition among those who are bulk suppliers of funds
21、 at any particular time and among those seeking bulk funds, to work out the best practicable distribution of the existing total volume of such funds.In their market transactions, those with bulk supplies of funds or demands for them, rely on groups of intermediaries who act as brokers or dealers. Th
22、e characteristics of these middlemen, the services they perform, and their relationship to other parts of the financial vary widely from country to country. In many countries there is no single meeting place where the middlemen get together, yet in most countries the contacts among all participants
23、are sufficiently open and free to assure each supplier or user of funds that he will get or pay a price that fairly reflects all of the influences (including his own) that are currently affecting the whole supply and the whole demand. In nearly all cases, moreover, the unifying force of competition
24、is reflected at any given moment in a common price (that is, rate of interest) for similar transactions. Continuous fluctuations in the money market rates of interest result from changes in the pressure of available supplies of funds upon the market and in the pull of current demands upon the market
25、.（分数：20.00）(1).The first paragraph is mainly about A.the definition of money market B.the constitution of a money market C.the basic functions of a money market D.the general feature of a money market（分数：4.00）A.B.C.D.(2).According to this passage, the money market A.provides convenient services to i
26、ts customers B.has close contact with the individuals or firms seeking funds C.maintains accounts with various retailers of financial services D.is made up of institutions who specialize in handling wholesale monetary transactions（分数：4.00）A.B.C.D.(3).Which of the following statements concerning mone
27、y market is not true according to this passage? A.Money market does not exist in planned economies. B.Money market has been established in some socialist countries. C.Money market encourages open competition among bulk suppliers of funds. D.Money market relies upon market processes to distribute fun
28、ds to final users.（分数：4.00）A.B.C.D.(4).The author uses the example of middleman to show A.market transactions are important in different countries B.dealers are needed in doing business C.middlemen can play great role in different transactions and different countries. D.middlemen in different countr
29、ies have different actions in business.（分数：4.00）A.B.C.D.(5).According to this passage, A.brokers usually perform the same kinds of services to their customers B.brokers have little contact with each other C.open competition tends to result in a common price for similar transactions at any given mome
30、nt D.changes in the pressure of available supplies of funds upon market tends to maintain a common price for similar transactions（分数：4.00）A.B.C.D.五、BText 2/B(总题数：1，分数：20.00)Although we already know a great deal about influenza, and although the World Health Organization is constantly collecting deta
31、iled information from its chain of influenza reference laboratories throughout the world, it is extremely difficult for epidemiologists (流行病专家), who study infectious disease, to predict when and where the next flu epidemic will occur, and how severe it will be.There are three kinds of influenza viru
32、s, known as A, B and C. Influenza C virus is relatively stable and causes mild infections that do not spread far through the population. The A and B types are unstable, and are responsible for the epidemics that cause frequent concern. Following any virus attack, the human body builds up antibodies
33、which confer immunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection. Variability is less developed in the influenza B virus, which affects only human beings. An influenza B virus may cause a widespread epidemic but will have little
34、effect if introduced into the same community soon afterwards, since nearly everyone will have built up antibodies and will be immune. The influenza A virus, which affects animals also, is extremely unstable and is responsible for some of the worst outbreaks of the disease, such as the unparalleled p
35、andemic, or world epidemic, of 1918-1919, when about half the worlds population were infected and about twenty million people died, some from pneumonia caused by the virus itself and some from secondary complications(并发症) caused by bacteria.Accurate prediction is difficult because of the complicatio
36、n of the factors. A particular virus may be related to one to which some of the population have partial involved immunity. The extent to which it will spread will depend on factors such as its own strength, or virulence, the ease with which it can be transmitted and the strength of the opposition it
37、 encounters. Scientists, however, have a reliable general picture of the world situation. Influenza A attacks us in waves every two or three years, while influenza B, which travels more slowly, launches its main assaults every three to six years. The outbreaks vary from isolated cases to epidemics i
38、nvolving a tenth or more of the population. We may confidently prophesy that sooner or later large numbers of people will be feeling the unpleasant effects of some kind of influenza virus.（分数：20.00）(1).Which of the following is the most appropriate title for the passage? A.Symptoms of Influenza B.Ma
39、n Versus Virus C.World Health Organization：Forefront against Influenza Virus D.Variability of Influenza Virus（分数：4.00）A.B.C.D.(2).What does the author say about the influenza B virus? A.B virus is relatively stable and causes mild infections that do not spread far through the population. B.B virus i
40、s unstable，and is responsible for the epidemics that cause frequent concern. C.B virus is extremely unstable and is responsible for some of the worst outbreaks of the disease. D.B virus has a very developed variability，and it affects only human beings.（分数：4.00）A.B.C.D.(3).Which of the following is t
41、he most dangerous virus according to the passage? A.influenza A virus B.influenza B virus C.influenza C virus D.it cannot be determined by the information provided（分数：4.00）A.B.C.D.(4).What does the word “assault“ in the eighth line of the last paragraph mean? A.influence B.attack C.symptom D.damage（
42、分数：4.00）A.B.C.D.(5).Which of the following is NOT mentioned as a factor contributing to the extent to which a virus spreads? A.the strength of the virus B.the strength of the opposition the virus encounters C.the ease with which the virus can be transmitted D.the immunity the virus can induc（分数：4.00
43、）A.B.C.D.银行系统公开招聘考试英语-22 答案解析(总分：100.00，做题时间：90 分钟)一、选词填空 lilist-style-ty(总题数：10，分数：20.00)1.The need for reform was _. No wonder a large number Of people came up with their opinions. A.self-evident B.seldom C.sentimental D.sensitive（分数：2.00）A. B.C.D.解析：解析 改革的需要是不证自明的。难怪大多数的人都提出他们的意见。2.The hospital w
44、as built on the side of a river, hence_. A.it has the name Riverside B.given the name Riverside C.has got the name Riverside D.the name Riverside（分数：2.00）A.B.C.D. 解析：解析 hence 是个副词，“因此”。这个词较正式，用法也较特殊，后面的动词经常省略。直接跟名词、形容词。3.The relations between my mother and brother were getting worse as my brother gr
45、ew older and more _. A.realistic B.racial C.recycled D.rebellious（分数：2.00）A.B.C.D. 解析：解析 随着哥哥年纪渐长也更叛逆，他与母亲的关系变得更糟。4.They left for the airport very early in the morning _ traffic jam. A.in line with B.at the risk of C.in case of D.for the sake of（分数：2.00）A.B.C. D.解析：解析 in case of：万一，以防。等于 for fear th
46、ere should be。有时可以省略 of 和后面的介词宾语。比如：They brought an umbrella just in case. For the sake of：为了。5.By the time you graduate, we _ in Australia for one year. A.will be staying B.will have stayed C.would have stayed D.have stayed（分数：2.00）A.B. C.D.解析：解析 将来完成时常常和 by 和 not until+时间名词以及如 build，complete，finis
47、h 等表示完成意义的动词连用。另外在 believe，hope，suppose(料想)等动词后面，也常常用将来完成时。比如：I expect you will have changed your mind by tomorrow. 我预料你明天就会改变主意了。6.To keep health, we have to keep _ hours. A.reliable B.regular C.reluctant D.religious（分数：2.00）A.B. C.D.解析：解析 为了保持健康，我们必须生活有规律。7.The facts he supplied were not relevant _ the case in question. A.with B.to C.for D.about（分数：2.00）A.B. C.D.解析：解析 事实上他提供的信息与本案无关
