1、托业（阅读）练习试卷 10及答案与解析 一、阅读理解 0 USAA CASUALTY INSURANCE COMPANY 9800 Fredericksburg Road, San Antonio, Texas 78288 HOMEOWNERS POLICY DECLARATIONS Insured: Jay Carneo Policy Number: IA54987 POLICY PERIOD From: 07/16/09 To: 07/16/10 (12 : 01 a.m. Standard time at location of the residence premises) COVER
2、AGES AND LIMITS OF LIABILITY SECTION I A. Dwelling $182,000 C. Personal Property $136,500 D. Loss of Use (UP TO 12 MONTHS) $ 36,400 SECTIONII E. Personal Liability-Each Occurrence $300,000 F. Medical Payments to Others-Each Person $ 1,000 Your premium has already been reduced by the following.- FIRE
3、/BURGLARY CREDIT $ 18.84 CR BASIC PREMIUM $932.98 OTHER COVERAGES AND ENDORSEMENTS Form and Endorsements are printed on the following page. $ 211.94 DEDUCTIBLES (SECTION I ONLY) We cover only that part of the loss over the deductible stated. WIND AND HAIL $ 500 ALL OTHER PERILS $ 500 TOTAL POLICY PR
4、EMIUM $ 1,144.92 FIRST MORTGAGEE: BANK OF AMERICA, 133 LOAN NR: 07090952 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 1675 CORAOPOLIS, PA 15108 In Witness Whereof, this policy is signed on 07/09/09 Bradford W. Rich, Secretary Henry Viccellio Jr., President REFER TO YOUR POLICY FOR OTHER COVERAGES, LIMITS AN
5、D EXCLUSIONS. HD - D1 (04 - 93) SECOND MORTGAGEE: BANK OF AMERICA, 133 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 1675 CORAOPOLIS, PA 15108 LOAN NR: 09070943 ADDITIONAL INSUREDS: KATHRYN A FISHER LEGAL DESCRIPTION: LOT SUBDIVISION: CALVERT MANOR SPECIFICALLY LISTED BELOW ARE THE DECLARATIONS AND PREMIUMS
6、FOR ENDORSEMENTS MADE A PART OF THIS POLICY AT THE TIME OF ISSUE. THE ENDORSEMENTS ARE ATTACHED STATING TERMS AND CONDITIONS. QR3CIC (04 - 93) QUICK REFERENCE - SPECIAL FORM HO - 3R (04 - 93) HOMEOWNERS SPECIAL FORM HO - MD (06 - 99) MARYLAND SPECIAL PROVISIONS HO-17 (07-00) ADJUSTED BUILDING COST H
7、O-41 (10-96) ADDITIONAL INSURED HO - 216 (04 - 93) FIRE/BURGLARY PROTECTION CREDIT HO -125 (04 - 93) HOME PROTECTOR $ 94.18 HO - 208MD (07 - 00) WATER BACKUP OR SUMP PUMP OVERFLOW $ 25.00 HO - 513 (04 - 93) PERSONAL COMPUTER COVERAGE $ 8.00 HO - 728 (06 - 97) REPLACEMENT COST COVERAGE $ 84.76 1 What
8、 is the main function of this article? （ A） Listing all the endorsements of the policy （ B） Recording the information of the mortgagees （ C） Advertising the policies of an insurance corporation （ D） Making an agreement on insurance policy with a homeowner 2 What is the total premium of “ other cover
9、ages and endorsements“? （ A） $932.98 （ B） $1,000 （ C） $211.94 （ D） $1,144.92 3 When will this policy be expired according to the passage? （ A） July 16th,2009 （ B） July 16th, 2010 （ C） July 9th, 2009 （ D） 12 : 01 a.m. 4 Which is NOT included in the coverages and liability limits of this insurance pol
10、icy? （ A） Medical payments to all others in that region （ B） Private property （ C） Dwelling （ D） All other perils such as wind and hail 4 Sheraton Gateway Hotel, Atlanta Airport, 1900 Sullivan Rd, Atlanta, GA 30337Tel: 770-997-1100 Fax: 770-991-5906ROOM 333 G Gerry Adam RATE 99.00U Henry County No.
11、PERSE FOLIO 1402652 AS GA PAGE1T United States ARRIVE 03 - NOV - 09DEPART 06-NOV-09 NEC PAYMENTDATE REFERENCE DESCRIPTION CHARGES + CREDITS3-NOV-09 RT333 Room Charge 99.003-NOV-09 RT333 Room Tax Sales 5.943-NOV-09 RT333 Room Tax Occupancy 5.943-NOV-09 1919 1900 Bar 32905 WORK PHONE: (321) 722-0795 H
12、OME PHONE: (321) 956 - 2418 DRIVER LIC # : f - 260 - 065 - 3567 -1 DOB: 4/29/1969 SSN # : 212-99-3785 VEHICLE ID# : 1GDU789EOLKS64409 YEAR: 2003 MAKE: Dodge MODEL; Shadow BODY STYLE: 4 Door COLOR: Aqua PAYMENTS ARE DUE: 1 (1 = WEEKLY, 2 = BI - WEEKLY, 3 = MONTHLY, 4 = SEMI MONTHLY) TOTAL PURCHASE PR
13、ICE: $6,122.21 TOTAL DOWN PAYMENT: $ 1,500.00 INITIAL BALANCE: $4,622.21 TOTAL PAID ON PURCHASE: $0.00 EACH PAYMENT-. $128.40 LAST PAYMENT DATE; 5/8/2009 NEXT PAYMENT DUE: 5/15/2009 TOTAL PAID ON MISC. CHARGES: $0.00 DECLINING BALANCE: $4,622.21 7 What is the birth date of Brad Fisher? （ A） April 29
14、th, 1969 （ B） April 15th, 1969 （ C） May 8th, 1969 （ D） May 15th, 2009 8 What is the buyers due payment? （ A） Semi-monthly （ B） Monthly （ C） Bi-weekly （ D） Weekly 8 Contract No. : CB2009-0054 Date: July 15th, 2009 Sign at: Hongkong The Buyers: J.B. Lawson whereby the Buyers agree to buy and the Selle
15、rs agree to sell the under-mentioned goods subject to the terms and conditions as stipulated below: Commodity Descriptions: Canvas Folding Chairs with Wooden Frame (light-cream wood, dark-green canvas) Quantity: 500,000 pieces Unit price: $ 35/piece Total Value: $ 17,500,000(Seventeen Million and Fi
16、ve Hundred Thousand US Dollars only) Packing: In strong cartons Country of Origin: P. R. C Payment: By 100% Confirmed, Irrevocable, Transferable and Divisible Letter of Credit to be available by sight draft and to remain valid for negotiation in P. R. C until the 15th day after the aforesaid time of
17、 shipment. Insurance: To be covered by the buyer. Time of Shipment: August, 2009 Port of Lading: Shenzhen, P.R.C Port of Destination: San Francisco, U.S. The Buyers: Lily Brown The Sellers: Huang Jun Claims: Within 45 days after the arrival of the goods at the destination, should the quality, specif
18、ications or quantity be found not in conformity with the stipulations of the contract except those claims for which the insurance company or the owners of the vessel are liable. The Buyers shall, have the right on the strength of the inspection certificate issued by the C. C. I. C and the relative d
19、ocuments to claim for compensation to the Sellers. Force Majeure: The sellers shall not be held responsible for the delay in shipment or non-delivery of the goods due to Force Majeure, which might occur during the process of manufacturing or in the course of loading or transit. Arbitration: All disp
20、utes in connection with the execution of this Contract shall be settled friendly through negotiation. In case no settlement can be reached, the case then may be submitted for arbitration to the Arbitration Commission of the China Council for the Promotion of International Trade. 9 What does this con
21、tract mainly deal with? （ A） The purchase of specific products from China （ B） The bargain result of the commodity price （ C） The shipping method of the goods （ D） The description of the commodity 10 What is the total price of the products? （ A） $500,000 （ B） $35 （ C） More than seventeen million dol
22、lars （ D） Approximately seventeen million dollars 11 Which statement is true according to the passage? （ A） The insurance is going to be covered by the seller. （ B） The goods is required to be shipped in August. （ C） All the commodities will be packed in strong plastic box. （ D） The goods will be sh
23、ipped from Port of Hongkong to San Francisco directly. 12 What can be inferred from the passage? （ A） The sellers will hold no responsibility for the delay in shipment of the goods. （ B） All of the chairs in the contract are required to be made of only light-cream wood. （ C） The owners of the vessel
24、 are liable for the quality and quantity of the goods. （ D） If unsettled dispute appears, it will be submitted to the Arbitration Commission of the China Council. 12 WEST END LANE BOOKS invites you to its Annual Christmas discount day ON THURSDAY 27th NOVEMBER 15% OFF ALL STOCK ITEMS ALL DAY! Free m
25、ulled wine and mince pies from 17 : 00 Come along and celebrate with us ! 277 WEST END LANE, WEST HAMPSTEAD, LONDON NW6 IQS T: 020 7431 3770 | E: infowelbooks.co.uk W: westendlanebooks.co.uk 13 What is the main function of this article? （ A） To invite the customers to a free banquet on Thursday （ B）
26、 To convey the best regards of West Lane Books to its customers （ C） To celebrate the anniversary of West Lane Books （ D） To advertise for a book promotion in London 14 If the original price of a best-seller is 80.00, how much will one be charged if he buys it at 0 a. m. on 27th, November? （ A） 68.0
27、0 （ B） 80.00 （ C） 12.00 （ D） 65.00 托业（阅读）练习试卷 10答案与解析 一、阅读理解 1 【正确答案】 D 【试题解析】 (A)、 (B)是表单内的部分内容，不可概括全单， (C)文中并无提及。 2 【正确答案】 C 【试题解析】 本题问 “其他覆盖范围和条款所涉及的保险金额是多少 ?”，表单中第三部分 (横线相隔为一部分 )直接出现答案，可知正确项是 (C)。 3 【正确答案】 B 【试题解析】 (A)是生效日期， (C)是签署日期，均属于 干扰项。 4 【正确答案】 A 【试题解析】 本题提问 “下列哪一项不在保单的覆盖与责任范围内 ?”(A)“对该地区
28、所有人的医药报销 ”错在 in that region，保单不可能包含某地区的所有人，可知正确项是 (A)。 5 【正确答案】 B 【试题解析】 这是一张入住酒店的账单，账单抬头下的第 6、 7行写道：“ARRIVE(入住 )03-NOV-09， DEPART(离开 )06-NOV-09”，因此从 3号到 6号一共住了三天，可知正确项是 (B)。 6 【正确答案】 D 【试题解析】 账单类 的阅读题目除了花销的类别、时间等，支付方式、付款人收款人的名字、地址电话等也有可能成为考点。 7 【正确答案】 A 【试题解析】 此题考了常用缩写 DOB，但即使不知道 DOB是什么，也可以从选项入手，找寻
29、选项中多次出现的 1969，从而联想得出 DOB的意思。 8 【正确答案】 D 【试题解析】 详单第三部分 “PAYMENTS ARE DUE： 1”下一行括号解释“1=WEEKLY”，可知车主的定期付款期为每周一次，所以正确项为 (D)。 9 【正确答案】 A 【试题解析】 (D)“产 品描述 ”是包含在合同内的，但不能概括全文；其他两项与原文无关。 10 【正确答案】 C 【试题解析】 (B)是单价，不是总价，做题要看清题目问的是什么。 11 【正确答案】 B 【试题解析】 合同中写道 “Time of Shipment： August， 2009”，可知正确项是(B)。 12 【正确答案】 D 【试题解析】 由合同中 Arbitration条款的最后一行可知正确项是 (D)。 13 【正确答案】 D 【试题解析】 这则广告主旨在于推销商品。我们从 “WEST END LANE BOOKS”， “DISCOUNT”和 “STOCK”等信息可以推断出这是伦敦西区书店在进行清仓处理的打折活动，由此可知正确项是 (D)。 14 【正确答案】 A 【试题解析】 广告一般无固定格式，一般用简明的文字写明产品的名称、销售地点、时间、活动内容、联系方式等方面，一般多见于对主旨和细节的考查，广告的出处、对象偶尔也会涉及。
