1、自考英语（二）模拟试卷 12 及答案与解析一、阅读判断0 Personal FinanceWhen it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are somewhere in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people app
2、roach money.I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain a
3、nd simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks.
4、 Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with
5、money, and our own conscious and subconscious needs for money, rooted in our value systems.This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? Whats driving this behavior? Of course, a starting point for anybody is
6、 to consider how you personally view things. Taking an introspective approach, I have spent time figuring out my own take on money, and the role it plays in my life. What I have determined is that for me, it fits into a framework that includes the following elements: health, wealth, and relationship
7、s. These are linked together as a part of a system. Theyre all connected, and to the extent one is strengthened , the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money give
8、s you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those arent true friends. What I am saying is that the more money you have, on balance, the
9、 less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that arent based pn money. Money is but a component in the system.1 The approaches to finances vary from person to person.( )（A）True（B）假（C） Not Given2 Money plays the same ro
10、le in our lives.( )（A）True（B）假（C） Not Given3 Some people think of money as a means of donation.( )（A）True（B）假（C） Not Given4 Although money is part of their life, some people dont attach more importance to it.( )（A）True（B）假（C） Not Given5 Some people use money to cultivate their hobbies.( )（A）True（B）假
11、（C） Not Given6 Peoples attitudes towards money may change in different situations.( )（A）True（B）假（C） Not Given7 The writer is an expert on money management.( )（A）True（B）假（C） Not Given8 According to the author, money is the most important in HWR. ( )（A）True（B）假（C） Not Given9 With money we can buy anyt
12、hing including true friends.( )（A）True（B）假（C） Not Given10 Money is only a part of the HWR system.( )（A）True（B）假（C） Not Given二、阅读选择10 Rising College SelectivityRising college selectivity doesnt mean that students are smarter and more serious than in the past. Its a function of excess demand for highe
13、r education, occurring at a time of increased financial privatization of the industry.The recession has only increased demand. The vast majority of students arent going to college because of a thirst for knowledge. Theyre there because they need a job, and they need to get the credentials and one ho
14、pes, the knowledge and skills behind the credentialsthat will get them into the labor market.As higher education has become a sellers market, the institutions in a position to do so are doing what comes naturally: raising their tuitions and their admissions requirements, but at the expense of contri
15、buting to the national goal to increase college attainment. The result is that the United States is losing ground in the international race for educational talent.The increasing stratification of higher education is happening on the spending side, as well. As the selective institutions have become m
16、ore expensive and less attainable, the rest have had to struggle with the responsibility to enroll more students without being paid to do so. Gaps between rich and poor have grown even more dramatically than gaps in entering test scores. While spending is a poor measure of educational quality, we ca
17、nt seriously expect to increase educational attainment if were not prepared to do something to address these growing inequities in funding.That said, the educational policy problem in our country is not that the elite institutions are becoming more selective. The problem is on the public policy side
18、. The president and many governors have set a goal to return America to a position of international leadership in educational attainment.Its the right goal, we just need a financing strategy to get there. That doesnt mean just more money, although some more money will be needed. It also means better
19、 attention to effectiveness and educational attainment. We know how to do it, if we want to.11 The demand for higher education has increased because_. ( )（A）the number of students keeps growing（B） there is a boost in the labor market（C） of the rising college selectivity（D）of the economic depression1
20、2 According to most students, what is the most essential condition that enables them to get into the labor market?( )（A）Diplomas.（B） Being employed.（C） Going to college.（D）Knowledge and skills.13 Since higher education has become a sellers market, the national goal to increase college attainment .(
21、)（A）will be fulfilled in a short time（B） will be difficult to achieve（C） will draw more public concern（D）will demand more financial input14 As it is mentioned in the 4th paragraph, gaps have grown dramatically between .( )（A）the talented students and the slow ones（B） the advanced countries and the o
22、thers（C） the selective institutions and the rest（D）the rich families and the poor ones15 What does the author think should be modified?( )（A）The selectivity of elite institutions.（B） The industrialization of education.（C） The goal of education attainment.（D）The governments funding strategy.三、概括段落大意和
23、补全句子15 McGradys art is a spectacle(1)When Tracy McGrady is healthy, his play can be so beautiful that even his own teammates on the court cannot help but admire it in the middle of a game.(2)“Its hard for me, because Im a fan of basketball. “ Houston point guard Rafer Alston told the Houston Chronic
24、le newspaper after McGradys 44-point performance against Utah on January 5. “When hes shooting the ball like that, a lot of times Im standing there watching and, all of a suden, the other teams getting the ball and going on a fast break, and Im getting yelled at by the coach. “ Indeed, McGradys body
25、 control, his energy, his shooting-watching these are like watching an artist at work, blending colours, constructing sentences, or playing music.(3)Unfortunately, McGrady, 27, hasnt always been on the job. Already this season, hes missed seven games with back spasms. After Yao Ming was injured on D
26、ec. 23, it appeared Houston would be without both of its stars. McGrady, however, returned three days later and has been playing well ever since, scoring more than 30 points in each of the last six games, as of Tuesday. Houston cant seem to get on without him. When McGrady was injured, the Rockets w
27、on two and lost five.(4)“Listen, there are only four or five people on the entire planet that can do the things he can do with the basketball, “forward Shane Battier said of McGrady. “From a fans perspectiveand were fans even though were playersits really fun to watch him do that. From a players per
28、spective, his game can affect the entire team. No questioa We see him, and we get excited, and that pumps us up. He keeps making shots, and suddenly it seems to become easier for everybody.“(5)But it wont, really. Houston has just begun an important stretch on their schedule. Four of the next seven
29、games will be played away from Houstonand without Yao. Six of the games will be against teams with winning records. Opponents will double-team McGrady in an attempt to dull the impact of his art. Instead of watching, McGradys teammates will need to create a little art of their own.A. Necessity for t
30、he Teammates to Improve Their Own SkillsB. Evaluation from Two Different PerspectivesC. Spectacular Performance on the CourtD. Players Houston Cant Do withoutE. McGrady, an Excellent Basketball PalyerF. McGradys Injury16 Paragraph(1)_17 Paragraph(2)_18 Paragraph(3)_19 Paragraph(4)_20 Paragraph(5)_20
31、 A. that his teammates cannot help admiring himB. that he is often yelled at by the coachC. who can play basketball so wellD. because he had been injuredE. if Houston hopes to winF. since he returned21 McGrady plays basketball so well _.22 He has helped his team gain more points in some games_23 Yao
32、 Ming missed several games_.24 There are very few people on the Earth_.25 Everyone will have to contribute .四、填句补文25 Reflections:Friendship and LoyaltyThe current trend on the Internet is befriending anyone who requests to be your friend.【T1 】 _It may be popular and trendy to have a network filled w
33、ith a multitude of mutual friends. However, one true loyal friend may be the only friend you need.A term used on the popular Facebook site is B. F. F. This acronym means best friends forever. Are they really your best friends forever? You might ask yourself this question, “Will they share my private
34、 matters with others on the pages of Facebook, or perish the thought, engage in gossip about me with other?“【T2】_Maybe not, even for a day.I choose to have a B. L. F. , a best loyal friend, for those of you who may be challenged by the use of acronyms during this age of technology and fast-talking.L
35、oyalty found in a friend is akin to making a deposit in a bank account.【T3】_A loyal friend attracts another loyal friend. In essence , water does seek its own level.If you were a B. L. F. way before Facebook gained notoriety, then Im sure you understand the premise of loyalty in a friend.【T4】_These
36、are not the traits of a best loyal friend. A best loyal friend does not care who is invited to your party.【T5】_.A. Loyalty consists of a friend, who will stick by you , through thick and thin.B. More often than not, your deposits gain interest, an interest in your well-being and welfare.C. They will
37、 attend your party and celebrate you, just in the way a best loyal friend should do.D. You should never exploit your B. L. F. to gain more friends or make yourself seem more important to others.E. However, this new trend may lead to disasters.F. If the answer to that is, “I dont know“, more than lik
38、ely, they will not be your best friends forever.26 【T1】27 【T2】28 【T3】29 【T4】30 【T5】五、填词补文30 PromiseLast year my 9-year-old daughter was severely dehydrated from running a 1. 5 miles at school in 100 weather. We took her to the emergency room and our nightmare started there. They began【B1】_her for le
39、ukemia. We went so many nights missing sleep, crying, worrying how we would【B2】_this. I found my outlet was running. And I made a promise to myself and my daughter that I would【B3】_a marathon for her if shed just be strong very soon.So when we got the clean bill of health seven months later, I found
40、 myself running every day thinking of her and how strong she is. I【B4】_myself in my first ever half marathon and never did I have doubts if I could do it. I trained from September to April and set a【B5 】_of 3 hours to finish the half marathon. And I did it in 2. 49 hours.You may have doubt in yourse
41、lf as I had in myself. The most【B6 】_thing I did for myself was keep telling myself that I am doing this half marathon because I can. I can do it because my sick daughter became healthy again. She showed me strength and I knew I had to keep my【B7】_to show her how strong I am and to accomplish things
42、 that you think you cant!The half marathon was amazing. At mile ten when my hip was hurting badly, my daughter was on the side line. I ran over to her and gave her the biggest【B8】_Ive ever given her and I took off running. I started crying because I remembered why I started running in the first plac
43、e and I got so inspired to make her【 B9】_at the finish line.So now I have to accomplish a full marathon to really hold【B10】_to my promise. Im aiming for February 2013! And I cant wait!A. goal D. run G. proud J. encouragingB. hug E. promise H. rest K. testingC. entered F. true I. get through L. prepa
44、ring31 【B1 】32 【B2 】33 【B3 】34 【B4 】35 【B5 】36 【B6 】37 【B7 】38 【B8 】39 【B9 】40 【B10 】六、完形补文40 Understand YourselfLife is actually like a journey. Sometimes it is pleasant with beautiful birds【C1 】_(sing)alongside while there are more times when the road on the journey is tough enough to stop you fro
45、m 【C2 】_(keep)on going. Then what can you do to overcome the obstacles and fulfill your journey of life lightly?Try to find yourself on the journey of life. Admit that you are not good for everything but believe that you are good for something, which is enough, because, as a matter of fact, nobody i
46、n the world can be good for everything. All that you need to do is to find out the something that you can do as【C3】_(early)as possible. Take my daughter for an example. When she was a sophomore, she suddenly found the major she had been【C4】_(study)wasnt her love, so she began to turn to【C5 】_(interp
47、ret)that she had always been crazy about. Through half a years struggle, she passed the test and got the CII certificate. This brought her great sense of pride and pleasure and【C6】_(confident)as well. Everybody in the world has his own strengths and【C7】_(weak). Only when you have a deep【C8】_ (unders
48、tand)of yourself, can we discover our potential power and develop it to full【C9】_(long)instead of striving to reach【C10】_(ppssible)goals.41 【C1 】42 【C2 】43 【C3 】44 【C4 】45 【C5 】46 【C6 】47 【C7 】48 【C8 】49 【C9 】50 【C10 】自考英语（二）模拟试卷 12 答案与解析一、阅读判断1 【正确答案】 A【试题解析】 题干句意：人与人的理财方法大相径庭。根据第一段前两句可知，我们每个人都有自己的
49、理财方法。一些人善于储蓄，一些人喜欢消费，还有些人介于二者之间。由此可知题干说法正确。2 【正确答案】 B【试题解析】 题干句意：金钱在我们的生活中扮演同一个角色。根据第二段第二句可知，作者认为我们的理财方法可以被看作是一个多维的设置，在这个设置里金钱在我们生活里扮演不同的角色。由此可知题干说法不正确。3 【正确答案】 C【试题解析】 题干句意：有些人把金钱看作是捐助的一种方式。第二段从第三句到第七句，作者介绍了许多人对金钱持有的不同看法，但没有涉及到题干的说法。4 【正确答案】 A【试题解析】 题干句意：尽管金钱是他们生活的一部分，一些人并不认为它有多重要。第二段第四句作者说，对有些人来说，尽管
