1、银行系统招聘考试（英语）历年真题试卷汇编 13 及答案解析(总分：60.00，做题时间：90 分钟)一、阅读理解(总题数：1，分数：10.00)Since the early 1930s，Swiss banks had prided themselves on their system of banking secrecy and numbered accountsOver the years，they had successfully withstood every challenge to this system by their own government who，in turn，ha
2、d been frequently urged by foreign governments to reveal information about the financial affairs of certain account holdersThe result of this policy of secrecy was that a kind of mystique had grown up around Swiss bankingThere was a widely-held belief that Switzerland was irresistible to wealthy for
3、eigners，mainly because of its numbered accounts and bankersreluctance to ask awkward questions of depositorsContributing to the mystique was the view，carefully propagated by the banks themselves，that if this secret was ever given up，foreigners would fall over themselves in the rush to withdraw money
4、，and the Swiss banking system would virtually collapse overnight To many，therefore，it came like a bolt out of the blue，when，in 1977，the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank)The aim of the agreement was to prevent the improper use of the countrys
5、bank secrecy laws，and its effect to curb(遏制)severely the system of secrecy The rules which the banks had agreed t o observe made the opening of numbered accounts subject to much closer scrutiny than beforeThe banks would be required，if necessary，to identify the origin of foreign fund going into numb
6、ered and other accountsThe idea was to stop such accounts being used for dubious(可疑的)purposesAlso，they agreed not to accept funds resulting from tax evasion or from crime The pact represented essentially a l ightening up of banking rulesAlthough the banks agreed to end relations with clients whose i
7、dentities were unclear or who were performing improper acts，they were still not obliged to inform on a client t o anyone，including the Swiss governmentTo some extent，therefore，the principle of secrecy had been maintained（分数：10.00）(1).【2015 建设银行】Swiss banks took pride in_（分数：2.00）A.the number of thei
8、r accountsB.withholding client informationC.being mysterious to the outsidersD.attracting wealthy foreign clients(2).【2015 建设银行】According to the passage，the widely-held belief that Switzerland was irresistible to wealthy foreigners was_by banks themselves（分数：2.00）A.deniedB.criticizedC.reviewedD.defe
9、nded(3).【2015 建设银行】In the last paragraph，the writer thinks that_（分数：2.00）A.complete changes had been introduced into Swiss banksB.Swiss banks could no long keep client informationC.changes in the bank policies had been somewhat superficialD.more changes need to be considered and made(4).【2015 建设银行】S
10、wiss banks are tightening its banking rules by_（分数：2.00）A.examining the origin of foreign funds before going into accountsB.preventing doubtful accounts from going into the bankC.refusal of funds from crimes or tax evasionsD.all of the above(5).【2015 建设银行】The purpose of the pact signed with the Swis
11、s National Bank was_（分数：2.00）A.to attract more wealthy foreigners to the bankB.to stop improper use of the banking secrecy laws of the countryC.to increase the numbered accounts of the Swiss BanksD.to add mystery to Swiss Banks二、选词填空(总题数：25，分数：50.00)1.【2015 光大银行】He was a brilliant organizer and posi
12、tively bubbled with ideas（分数：2.00）A.recipientsB.employeesC.actorsD.planners2.【2015 交通银行】The French domestic market is the largest consumer of champagne（分数：2.00）A.strainB.purchaseC.localD.murder3.【2015 农业银行】Tens of thousands of sportsmen assembled in Stratford Olympic Stadium in London to take part i
13、n the opening ceremony of the 30th Olympic Games（分数：2.00）A.appearedB.walkedC.gatheredD.combined4.【2015 交通银行】Make sure the table is securely anchored （分数：2.00）A.repairedB.clearedC.bookedD.fixed5.【2015 农业银行】His strict upbringing inhibited him asking such stupid questions（分数：2.00）A.instructedB.inquired
14、C.forbadD.strived6.【2015 工商银行】All the walls in the building had the same layout （分数：2.00）A.sizeB.functionC.colorD.arrangement7.【2015 光大银行】The walls are made of hollow concrete blocks（分数：2.00）A.bigB.emptyC.longD.new8.【2015 交通银行】Do we have to wear these name tags ?（分数：2.00）A.listsB.formsC.labelsD.code
15、s9.【2015 工商银行】He inspired many young people to take up sports（分数：2.00）A.encouragedB.allowedC.calledD.advised10.【2015 中国银行】The children trembled with fear when they saw the policeman（分数：2.00）A.weptB.criedC.ranD.shook11.【2015 光大银行】The river widens considerably as it begins to turn east（分数：2.00）A.exten
16、dsB.stretchesC.broadensD.traverses12.【2015 交通银行】What puzzles me is why his books are so popular（分数：2.00）A.shocksB.influencesC.confusesD.concerns13.【2015 建设银行】The contempt he felt for his fellow students was obvious（分数：2.00）A.needB.hateC.loveD.pity14.【2015 工商银行】This kind of fish are on the verge of e
17、xtinction ，because so many are being killed for their fins（分数：2.00）A.drying upB.dying outC.being exportedD.being transplanted15.【2015 中国银行】This city is ramous for its magnificent ancient buildings（分数：2.00）A.contemporaryB.distinguishedC.specializedD.specified16.【2015 建设银行】The moon was obscured by thi
18、ck clouds（分数：2.00）A.heldB.preventedC.darkenedD.blackened17.【2015 农业银行】Can you find out the flaw in their research papers?（分数：2.00）A.argumentB.failureC.featureD.defect18.【2015 中国银行】Nothing would induce me to vote for him again（分数：2.00）A.teachB.helpC.discourageD.attract19.【2015 建设银行】The rules are too
19、rigid to allow for human error（分数：2.00）A.generalB.complexC.directD.inflexible20.【2015 工商银行】Supplies were parachuted into the earthquake zone （分数：2.00）A.suburbB.valleyC.districtD.pine21.【2015 农业银行】At that time，we did not fully grasp the significance of what had happened（分数：2.00）A.giveB.attachC.unders
20、tandD.lose22.【2015 工商银行】The big lake was contaminated with waste waters from nearby factories（分数：2.00）A.widenedB.blackenedC.pollutedD.mixed23.【2014 交通银行】Only native-born citizens are eligible for the USPresidency（分数：2.00）A.encouragedB.enforcedC.expectedD.entitled24.【2015 招商银行】She has proved that she
21、 can be railed on in a crisis（分数：2.00）A.lived onB.depended onC.lived offD.believed in25.【2015 中国银行】An abnormal amount of snow fell here last week which is quite rare in the region（分数：2.00）A.funnyB.frighteningC.repeatedD.unusual银行系统招聘考试（英语）历年真题试卷汇编 13 答案解析(总分：60.00，做题时间：90 分钟)一、阅读理解(总题数：1，分数：10.00)Si
22、nce the early 1930s，Swiss banks had prided themselves on their system of banking secrecy and numbered accountsOver the years，they had successfully withstood every challenge to this system by their own government who，in turn，had been frequently urged by foreign governments to reveal information about
23、 the financial affairs of certain account holdersThe result of this policy of secrecy was that a kind of mystique had grown up around Swiss bankingThere was a widely-held belief that Switzerland was irresistible to wealthy foreigners，mainly because of its numbered accounts and bankersreluctance to a
24、sk awkward questions of depositorsContributing to the mystique was the view，carefully propagated by the banks themselves，that if this secret was ever given up，foreigners would fall over themselves in the rush to withdraw money，and the Swiss banking system would virtually collapse overnight To many，t
25、herefore，it came like a bolt out of the blue，when，in 1977，the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank)The aim of the agreement was to prevent the improper use of the countrys bank secrecy laws，and its effect to curb(遏制)severely the system of secrecy
26、 The rules which the banks had agreed t o observe made the opening of numbered accounts subject to much closer scrutiny than beforeThe banks would be required，if necessary，to identify the origin of foreign fund going into numbered and other accountsThe idea was to stop such accounts being used for d
27、ubious(可疑的)purposesAlso，they agreed not to accept funds resulting from tax evasion or from crime The pact represented essentially a l ightening up of banking rulesAlthough the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts，they were stil
28、l not obliged to inform on a client t o anyone，including the Swiss governmentTo some extent，therefore，the principle of secrecy had been maintained（分数：10.00）(1).【2015 建设银行】Swiss banks took pride in_（分数：2.00）A.the number of their accountsB.withholding client information C.being mysterious to the outsi
29、dersD.attracting wealthy foreign clients解析：解析：文章开头就提到“prided themselves on their system of banking secrecy and numbered accounts”，瑞士银行对他们的保密系统和编号账户体系引以为自豪，而且多年来他们已经成功地抵制了对这一体制的挑战，内容与选项 B 吻合。(2).【2015 建设银行】According to the passage，the widely-held belief that Switzerland was irresistible to wealthy fo
30、reigners was_by banks themselves（分数：2.00）A.deniedB.criticizedC.reviewedD.defended 解析：解析：第一段的第四句提到，瑞士银行不会向其存款人提难堪的问题，由此推断，银行不会批评或者否定自己，相反，他们会为自己辩护，所以选 D。deny：否认。criticize：批评。银行既然维护了顾客的利益，没有理由受到批评。review：复习，意思不对。(3).【2015 建设银行】In the last paragraph，the writer thinks that_（分数：2.00）A.complete changes ha
31、d been introduced into Swiss banksB.Swiss banks could no long keep client informationC.changes in the bank policies had been somewhat superficial D.more changes need to be considered and made解析：解析：文章一开始就提及了银行保密系统的问题，并列举了此问题带来的批评和所采取的措施。文章最后一句指出，在某种程度上，保密原则得以维持，由此可以判断，银行政策的改变只是表面的、肤浅的。(4).【2015 建设银行】
32、Swiss banks are tightening its banking rules by_（分数：2.00）A.examining the origin of foreign funds before going into accountsB.preventing doubtful accounts from going into the bankC.refusal of funds from crimes or tax evasionsD.all of the above 解析：解析：第三段说到银行的一揽子规定，下面的几句详细地描述了其采取的措施，选项 A、B、C 的信息不完整，正确答
33、案为 D，即前面几个选项提到的内容。(5).【2015 建设银行】The purpose of the pact signed with the Swiss National Bank was_（分数：2.00）A.to attract more wealthy foreigners to the bankB.to stop improper use of the banking secrecy laws of the country C.to increase the numbered accounts of the Swiss BanksD.to add mystery to Swiss
34、Banks解析：解析：文章第二段中间提到一揽子计划的目的在于“to prevent the improper use of the countrvs bank secrecy laws”，即对银行保密系统的不恰当的利用，而 A(吸引很多的富人)、C(增加瑞士银行的账户数量)、D(为瑞士银行增添神秘色彩)意思都不恰当，所以选 B。二、选词填空(总题数：25，分数：50.00)1.【2015 光大银行】He was a brilliant organizer and positively bubbled with ideas（分数：2.00）A.recipientsB.employeesC.act
35、orsD.planners 解析：解析：本句话的意思是：这封信保证你能受到接见。guarantee：保证、担保。例如：The policy guarantees us against all loss这项政策保证了我们免受全部损失。offer：提出、提供。例如：He offered me a glass of wine他给了我一杯葡萄酒。prove：证明。例如：In order to prove his Doint he showed them the latest sales figures为了证明他的观点，他给他们看了最新的销售数字。secure：安全的、稳当的。例如：The dam se
36、cured the city from the flood这座大坝保护了该城免受洪水的袭击。2.【2015 交通银行】The French domestic market is the largest consumer of champagne（分数：2.00）A.strainB.purchaseC.local D.murder解析：解析：本句话的意思是：鸭绿江是中朝两国天然的分界线。border：边界、边疆。例如：They fled across the border他们穿越边界逃走了。string：绳子。例如：He held out a small bag tiedwith string他
37、拿出一个系着细绳的小袋子。spot：地场所。例如：He did not mention having been onthe spot他没说他当时在场。zone：区域。例如：How is the economic development zone going on?现在经济开发区怎样了?3.【2015 农业银行】Tens of thousands of sportsmen assembled in Stratford Olympic Stadium in London to take part in the opening ceremony of the 30th Olympic Games（分
38、数：2.00）A.appearedB.walkedC.gathered D.combined解析：解析：本句话的意思是：尼亚加拉大瀑布是著名的旅游胜地，每年吸引着上百万的游客。draw 和attract 意思相同，表示吸引、诱惑。例如：Summer attracts visitors to the countryside在夏季，乡村游很吸引游客。hold：保留、抓住。例如：Hold to my hand while we cross the street我们过马路时，你要抓住我的手。make：使得。例如：More practice will make you speak with greate
39、rfluencv多练习就可以使你的口语更流利。enable：使能够。例如：The hot sun enables the grapes toreach optimum ripeness炙热的阳光使葡萄能够达到最佳的成熟状态。4.【2015 交通银行】Make sure the table is securely anchored （分数：2.00）A.repairedB.clearedC.bookedD.fixed 解析：解析：本句话的意思是：他停顿了一下，等她来消化这些信息。digest：消化、理解。understand：理解。例如：We fully understand your situ
40、ation我们完全理解你的处境。withhold：抑制、忍住。例如：Fear made him withhold the truth由于恐惧，他隐瞒了实情。exchange：交换。例如：Representatives could exchange their opinions at the conference代表们可以在大会上交换他们的意见。contact：接触、联系。5.【2015 农业银行】His strict upbringing inhibited him asking such stupid questions（分数：2.00）A.instructedB.inquiredC.for
41、bad D.strived解析：解析：本句话的意思是：他所受的严格教养使他怯于提出那样无聊的问题。inhibit 指阻止、禁止；A 选项和 B 选项与句子意思不符。inslruct：指导。例如：He instructs us in reading他指导我们阅读。inquire：询问。例如：She inquired how to do the job她询问这工作该怎么做。strive：力争、奋斗。例如：He strove to be recognized as an artist他力争被人们称为艺术家。6.【2015 工商银行】All the walls in the building had
42、the same layout （分数：2.00）A.sizeB.functionC.colorD.arrangement 解析：解析：本题考查的是对名词的辨析能力。本句话的意思是：大楼里所有墙面的布局都是一样的。句中的 layout 意为“布局、设计、安排”。例如：This map shows the layout of the plant这张图展示了工厂的布局。四个选项中：A 选项 size 意为“大小、尺寸”，例如：The value of a book does not depend on its size一本书的价值并不取决于它的大小。B 选项 function 意为“功能”。C 选
43、项color 意为“颜色、肤色、颜料、脸色”。D 选项 arrangement 意为“布置、排列、整理、准备”，是最合适的选项，例如：Who decided on this arrangement of the letters?是谁决定的这种字母排列顺序?7.【2015 光大银行】The walls are made of hollow concrete blocks（分数：2.00）A.bigB.empty C.longD.new解析：解析：本题考查的是对形容词的辨析能力。本句话的意思是：墙是由空心混凝土砖砌成的。句子中的 hollow 意为“空的、虚伪的、空腹的”，例如：The hollo
44、w ball floated空心球浮在水面上。四个选项中：A 选项 big 意为“大的、重要的、量大的”。B 选项 empty 意为“空的、无意义的”，与原句画线部分最接近，因此选 B。例如：He hurtled his empty gun at my face他把空枪猛地朝我的脸上投来。C 选项 long 意为“长的、过长的”。D 选项 new 意为“新的、新鲜的、更新的、初见的”。8.【2015 交通银行】Do we have to wear these name tags ?（分数：2.00）A.listsB.formsC.labels D.codes解析：解析：本题考查的是对名词的认知
45、能力。本句话的意思是：我们必须要戴上这些胸牌吗?tag 意为“标签、牌照”，例如：Look at the tags on your clothes or your backpack and see where they were made看看你的衣服或背包上的标签看这些东西是哪里制造的。list 意为“列表、清单、目录”，例如：He crossed his name off the list他把他的名字从名单上划掉了。form 意为“形式、形状、形态、外形、方式、表格”。label 意为“标签、符号”，是最合适的选项，例如：There is a label on the box with my
46、 name and address on it在箱子上有一张记着我姓名和地址的标签。code 意为“代码、密码、编码、法典”，例如：The spy sent his message in code这个间谍用密码发送情报。9.【2015 工商银行】He inspired many young people to take up sports（分数：2.00）A.encouraged B.allowedC.calledD.advised解析：解析：本题考查的是对动词的辨析能力。本句话的意思是：他激发了许多年轻人参与体育运动。inspire 意为“激发、鼓舞、启示、产生、使产生灵感”，例如：His
47、speech inspired the soldiers他的演说使士兵们大受鼓舞。encourage 意为“鼓励、怂恿、激励、支持”，为意义最接近的选项，例如：Her coach encouraged her throughout the marathon race to keep on running她的教练在马拉松赛全程鼓励她继续奔跑。allow 意为“允许、给予、认可”，例如：They allowed the children to go to the park他们允许孩子们到公园去。call 意为“呼叫、称呼、召集”。advise 意为“建议、劝告、忠告”。10.【2015 中国银行】
48、The children trembled with fear when they saw the policeman（分数：2.00）A.weptB.criedC.ranD.shook 解析：解析：本句话的意思是：当孩子们见到警察的时候，他们因为恐惧而颤抖。fear：恐惧。shook 是动词 shake(颤抖)的过去式，例如：She was shaking with laughter她笑得浑身颤抖。wept 是动词weep(哭泣)的过去式，例如：When he heard the news he broke down and wept他听到这个消息时控制不住感情，哭了起来。11.【2015
49、光大银行】The river widens considerably as it begins to turn east（分数：2.00）A.extendsB.stretchesC.broadens D.traverses解析：解析：本句话的意思是：那条河向东流时河面大大加宽了。widen：使变宽。C 选项 broad 后加+en构成动词，意思和 widen 相同，例如：Travel broadens the mind旅行开阔人的心窍。extend：扩充、延伸。例如：The hot weather extended into October炎热的天气一直持续到 10 月。stretch：伸展、伸长。例如：to stretch the arms伸展胳膊。traverse：横贯、横穿。例如：The lights traversed the skv searching for enemy planes探照灯扫过天空搜
